题目内容

Borrowing to start a business is not easy. Getting a bank loan, particularly for a new small business, is like going through the eye of a needle.

Banks favor established-business people with a solid credit rating and a large bank account. They should also have experience in the business they propose to enter, and offer well-prepared business plans that show the ability to repay the loans. If you are not such a person, then you need to double your preparations to convince the banker to lend you that much needed start-up capital(资金). If your business is new and small, bankers will need to know as much as possible about you and your business.

However, many small business owners often make the mistake of not being well prepared when going to the bank to apply for the loan. Surprisingly, many loan applicants don't even have the slightest idea how or when they intend to repay the money they request. Often they don't even know how much money they need. When asked how much money they want to borrow, many people give these two common responses: “How much money can I get?” and “As much as possible.” Is it any wonder that lenders say no?

So the most important thing is do your homework before you ask for a loan.

1.By saying “Getting a bank loan.., is like going through the eye of a needle”, the writer emphasizes______.

A. the ability to borrow from a bank

B. the importance of borrowing money

C. the difficulty of getting a bank loan

D. the start-up of a new small business

2.Banks prefer to give a loan to those who ______.

A. are in need of start-up capital

B. have the ability to pay it back

C. own an old and large business

D. haven't borrowed money before

3.Some small businesses fail to get a bank loan because ______.

A. the form they fill in is incomplete

B. their products are not technically advanced

C. the amount of money they want to borrow is too big

D. they have no clear idea of how much they need to borrow

4.The writer advises that before applying for a bank loan, the applicant should ____.

A. thoroughly prepare

B. do some market research

C. learn a lot about the bank

D. know the upper limit of the loans

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It is natural that young people are often uncomfortable when they are with their parents. They say that their parents don’t understand them. They often think that their parents are out of touch with modern ways, that they are too serious and too strict with their children, and that they seldom give their children a free hand.

It is true that parents often find it difficult to win their children’s trust and they tend(倾向) to forget how they themselves felt when young.

For example, young people like to act on the spot without much thinking. It is one of their ways to show that they have grown up and they can face any difficult situation. Old people worry more easily. Most of them plan things in advance, at least in the back of their minds, and do not like their plans to be upset by something unexpected.

When you want your parents to let you do something, you will have better success if you ask before you really start doing it.

Young people often make their parents angry with their choices in clothes, in entertainment and in music. But they do not mean to cause any trouble; it is just that they feel cut off from the older people’s world, into which they have not yet been accepted. That’s why young people want to make a new culture of their own, and if their parents don’t like their music or entertainment or clothes or their way of speech, this will make the young people extremely happy.

Sometimes you are so proud of yourself that you do not want your parents to say “yes” to what you do. All you want is to be left alone and do what you like. It is natural enough, after being a child for so many years, when you were completely under your parents’ control.

If you prefer to control your life, you’d better win your parents over and try to get them to understand you. If your parents see that you have a high sense of responsibility, they will certainly give you the right to do what you want to do.

1.According to the text, young people prefer to __________.

A. ask for advice before they really start to do anything

B. think in the same way as their parents do

C. be very strict with themselves

D. do things without thinking carefully ahead

2.Why do young people like to have clothes, entertainment and music in their way?

A. Because they want to try on something new and look different from the older.

B. Because they try to get their parents to be proud of them.

C. Because they want to give their parents a big surprise.

D. Because they want to test whether they are cleverer than old people.

3.According to the text, young people want to make a new culture of their own, because _________.

A. they feel they are cleverer than old people

B. they do not want to get into trouble with their parents

C. they don’t feel they belong to the world of the old people

D. they want to show the new is better than the old

4.If a young man intends to control his own life, it’s better for him to __________.

A. do everything according to his own wish

B. hold himself responsible for everything he does

C. do everything beyond his parents’ control

D. do everything the way his parents do

根据短文内容,从短文后的选项中选出能填入空白处的最佳选项。选项中有两项为多余选项。

Ali is from a Middle Eastern country. He now stays in the USA. He smokes a lot of cigarettes every day. He has smoked for nine years. Ali says, “I tried to quit (放弃) smoking in my hometown, but it was impossible. My parents smoke. My brothers smoke. All my friends smoke. At parties and at meetings, almost all the men smoke. Here in the United States, not as many people smoke. 1.________”

Many smokers are like Ali: they want to stop smoking. 2.________ They know it can cause cancer and heart disease. But it is difficult for them to give up smoking because cigarettes have a drug in them. The drug is nicotine. People who smoke a lot need nicotine.

3.________ The nicotine makes him sick. In a few days, the smoker’s body is used to the nicotine, and he feels fine. Later, the smoker needs nicotine to keep feeling fine. Without nicotine, he feels bad.

4.________ Many people who quit will soon smoke again. At a party or at work they will decide to smoke “just one” cigarette. Then they will smoke another cigarette, and another. Soon they become smokers again. 5.________

A. It is very hard to quit smoking.

B. Thus nicotine makes smokers addicted to cigarettes.

C. It will be easier to change the smoking habit here.

D. But it is said that medicine is needed to stop them from smoking.

E. When a person first begins to smoke, he usually feels terrible.

F. Maybe there is only one easy way to quit smoking: never start.

G. The smokers know that smoking is bad for their health.

完型填空

A group of graduates got together to visit their old university professor.

The conversation soon turned into complaints about _________ in work and life. To offer his _________offee, the professor went to the kitchen and_________ with a large pot of coffee and a _________ of cups---plastic, glass, metal, porcelain (陶瓷), crystal, some plain-looking, some beautiful. The professor told his students to _________ themselves to hot coffee.

When all the students had a cup of coffee in hand, the professor said, “lf you have _________ all the nice-looking expensive cups have been_________, leaving behind the plain and _________ ones. While it is normal for you to want only the best for yourselves, that is the _________ of your problems and stress.”

The professor continued, “Believe that the cup itself adds no _________ to the coffee. In most cases it is just more expensive and in some cases it even_________what we drink. What all of you _________ wanted was coffee, not the cup, but you consciously went_________the best cups.”

Now _________this: life is the coffee; the jobs, money, and _________in society are the cups. _________are just tools to hold and contain life, and the different types of cups we have don’t decide, nor _________ the quality of life. If we concentrate only on the cups, we will _________to enjoy the coffee in it. So don’t let the cups _________ you...enjoy the coffee instead."

At these words, the graduates looked at each other in _________ embarrassment.

1.A. stressB. dreamC. sorrowD. truth

2.A. friendsB. customersC. fellowsD. guests

3.A. carriedB. returnedC. arrivedD. reached

4.A. kindB. varietyC. sortD. number

5.A. devoteB. exposeC. helpD. addicted

6.A. searchedB. witnessedC. noticedD. discovered

7.A. taken upB. brought inC. sold outD. cut down

8.A. expensiveB. cheapC. beautifulD. usual

9.A. pointB. answerC. sourceD. result

10.A. qualityB. energyC. weightD. color

11.A. makesB. givesC. hidesD. includes

12.A. finallyB. reallyC. especiallyD. nearly

13.A. forB. withC. offD. to

14.A. forgetB. discussC. considerD. try

15.A. positionB. relationC. workmatesD. friends

16.A. TheyB. WeC. YouD. What

17.A. damageB. determineC. changeD. increase

18.A. comeB. stopC. haveD. fail

19.A. driveB. forceC. takeD. amaze

20.A. quietB. speechlessC. amazingD. reasonable

The poaching (偷猎),or illegal killing,of rhinos(犀牛) in South Africa is growing worse each year.The government recently reported that a record number of rhinos were poached in 2015,a year which had more rhino killings in South Africa than ever before.

The World Wildlife Fund,or WWF,says about 20, 000 rhinos live in South Africa. That is more than 80 percent of the rhinos in the world. Edna Molewa, South Africa’s Environment Minister,says, “During 2015,we are sad to say this,1, 215 rhinos were killed.This is a rise in the number of poached rhinos from 1,004 in 2014 and indeed very worrying.”

The animals are hunted for their horns(角).Many people in Asia believe the horn has curing power, which drives poachers, at all costs, mad for more horns. But there is no scientific evidence for this belief.The horn is made of keratin(角蛋白).That is the same thing as human hair,fingernails and toenails.

Ms.Molewa said 386 suspected poachers were arrested last year,an increase from the year before.But rhino protection workers say poachers often go unpunished after arrest. South Africa’s legal system is ineffective. Ms. Mo1ewa said more needs to be done and South Africa is taking strong measures to protect rhinos.The efforts include moving some of the animals to secret places in neighboring countries. “Now approximately 100 rhinos have been moved to neighboring states in the SADC region during 2015 and 200 more rhinos will be moved this year,” Molewa said.

Jo Shaw,the rhino program manager at the WWF,said,“We’re talking about a loss of a hundred rhinos a month,or more than three a day.We really need to see effective action not just at a national level but internationally.” She says officials should find the criminal groups responsible for the poaching and punish them. Government officials are to meet in Botswana in March at the Inter-governmental Conference on Illegal Wildlife Trade.

1.According to paragraph 2, we know ________.

A.half of rhinos live in South Africa

B.less than 1,000 rhinos were killed in 2014

C.the killing reached the highest point in 2014

D.there are only 20,000 rhinos left in the world

2.What is the main reason for people to hunt rhinos?

A.To get more keratin. B.To protect the farmland.

C.To use them for decoration. D.To make money from horns.

3.Jo Shaw thinks that ________.

A.many criminal groups are well organized

B.new laws are needed to punish the killers

C.rhino protection needs international cooperation

D.conferences about protecting rhinos are to be held every year

4.What can we infer from the text?

A.Rhino protection has a long way to go.

B.No one would like to buy horns in the future.

C.The illegal killing of rhinos will soon disappear.

D.Rhinos living in South Africa will move to other countries.

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