[原文] Wash your hands. Always say “please” and “thank you”. We are full of advice for our children,but when it comes to money,we often have little to say. As a result,our children may grow up with clean hands and good manners,but without any idea how to manage their money.

  Here are some basics that will help guide them their entire lives:

  Show them the future. If your 13-year-old girl were to save $ 1,000,invest (投资) it at 8% and add $ 100 every month,by the time she’s 65,she would have $ 980,983!

  Be careful of credit cards (信用卡) • Credit cards can help you buy necessary things and build a credit history,but they must be used responsibly,which means paying off your debt on time. Explain to your children that when you buy something using a credit card,you can easily end up paying two or three times what you would have paid if you used cash.

  Teach patience. Suppose your child wants a new bicycle that costs $ 150. Rather than paying the cash,give him some regular pocket money and explain that by putting aside,say $ 15 each week,he will be able to buy it for himself in only ten weeks.

Provide incentive. Tell your children the importance of saving. “For every dollar he or she agrees to save and invest rather than spend,you agree to add another dollar to the pot,” says Cathy Pareto,an expert in money planning.

  Explain your values. Values and money are deeply intertwined,says Eilleen Gallo,co-author of The Financially Intelligent Parent. When your child demands that you buy something,explain why you really don’t want to buy it. “You might say, ‘I’d rather save that money for your education,advises Gallo. Every time you spend or don’t spend money,you have a chance to share your values.

[问题 1]The writer gives some basics to help      in a proper way.

   A. parents teach their children how to deal with money

   B. children follow their parents’ instructions

   C. children manage their money

   D. parents save their money

[答案]        

[理由]        

  I met Mrs Neidl in the ninth grade on a stage-design team for a play and she was one of the directors. Almost instantly I loved her. She had an unpleasant voice and a direct way of speaking,1        she was encouraging and inspiring. For some reason,she was impressed with my work and me.

  Mrs Neidl would ask me for my 2      . She wanted to know how I thought we should 3        things. At first I had no idea how to answer because I knew 4        about stage design!But I slowly began to respond to her 5      . It was cause and effect: she believed I had opinions,so I began to 6        them. She trusted me to complete things,so I completed them perfectly. She loved how 7        I was,so I began to show up to paint more and more. She believed in me,so I began to believe in myself.

  Mrs Neidl’s 8       that year was, “Try it. We can always paint over it 9        !” I began to take 10        I had been so afraid of failing but suddenly there was no failing only things to be 11        upon. I learned to dip my brush into the paint and 12        create something. The shy,quiet freshman achieved success that year. I was 13        in the programme as Student Art Assistant because of the time and efforts I’d put in. It was that year that I 14        I wanted to spend the rest of my life doing stage design.

Being on that stage design team 15        Mrs Neidl changed me completely. Not only was I stronger and more competent than I had thought,but also I 16       a strong interest and a world I hadn’t known existed. She taught me not to 17        what people think I should do. She taught me to take chances and not to be 18      .  Mrs Neidl was my com forter when I was upset. Her 19        in me has inspired me to do things that I never imagined 20      .

(   ) 1. A. and   B. yet

      C. so   D. for

(   ) 2. A. opinion   B. impression

      C. information   D. intention

(   ) 3. A. make   B. keep

       C. handle   D. change

(   ) 4. A. anything   B. something

       C. everything   D. nothing

(   ) 5. A. questions   B. comments

       C. explanations   D. remarks

(   ) 6. A. hold   B. follow

       C. evaluate   D. form

(   ) 7. A. happy   B. lively

       C. reliable   D. punctual

(   ) 8. A. message   B. motto

       C. saying   D. suggestion

(   ) 9. A. again   B. more

       C. instead   D. later

(   ) 10. A. steps   B. control

       C. charge   D. risks

(   ) 11. A. improved   B. acted

       C. looked   D. reflected

(   ) 12. A. easily   B. carefully

       C. confidently   D. proudly

(   ) 13. A. introduced   B. recognized

       C. identified   D. considered

(   ) 14. A. confirmed   B. decided

       C. realized   D. acknowledged

(   ) 15. A. with   B. below

       C. of   D. by

(   ) 16. A. developed   B. discovered

       C. took   D. fostered

(   ) 17. A. accept   B. care

       C. judge   D. wonder

(   ) 18. A. bored   B. lazy

       C. sad   D. afraid

(   ) 19. A. trust   B. patience

       C. curiosity   D. interest

(   ) 20. A. accessible   B. enjoyable

       C. possible   D. favourable

 There is a distinction between reading for information and reading for understanding.1.       

  The first sense is the one in which we read newspapers,

magazines,or anything else.2.        Such materials may increase our store of information,but they cannot improve our understanding. And clearly we don’t have any difficulty in gaining the new information,for our understanding was equal to them before we started. Otherwise,we would have felt the shock of puzzlement.

  The second sense is the one in which we read something that at first we do not completely understand. Here the thing to be read is at first sight better or higher than the reader. The writer is communicating something that can increase the reader’s understanding.3.     Otherwise one person could never learn from another. Here “learning” means understanding more,not remembering more information.

  What are the conditions in this kind of reading? First,there is inequality in understanding.4.        Besides,his book must convey something he possesses and his potential readers lack. Second,the reader must be able to overcome this inequality in some degree. And he should always try to reach the same level of understanding with the writer. If the equality is approached,success of communication is achieved.

  5.     It is the least demanding and requires the least amount of effort. Everyone who knows how to read can read for entertainment if he wants to. In fact,any book that can be read for understanding or information can probably be read for entertainment as well.

   A. Thus,we can employ the word “reading” in two distinct senses.

   B. Such communication between unequals must be possible.

   C. We can get access to the content of those materials easily.

   D. The writer must be “superior” to the reader in understanding.

   E. The writer should have a better communicating skill.

   F. Besides gaining information and understanding,there’s another goal of reading—entertainment.

   G. Reading for entertainment is capable of increasing our understanding for information.

违法和不良信息举报电话:027-86699610 举报邮箱:58377363@163.com

精英家教网