Four Insurance Policies You Can' t Do Without
A single gap in insurance coverage could wipe out the money that yon' ve earned for many years through your hard work.That' s why it' s important to give yourself a yearly insurance checkup, whether you buy your policies through an agent or from one of the growing number of insurance companies.
Health.Before selecting a policy from your employer or deciding among Medicare options, review your current health,predictable medical needs, and family status.This review should help you avoid a plan that fails to cover a necessary treatment or paying for services that you know you'll never use.
Disability. Your chances of becoming disabled before you retire are far greater than your chances of dying. So every working person needs some kind of disability coverage. If you are working for an employer who offers less than that, you can buy an individual policy to promote your coverage.
Homeowners or renters. Make sure you have replacement-cost coverage that would pay the current costs of rebuilding your home and replacing your personal possessions. A policy that would only pay for the decrease in value of these items isn' t good enough, because you could end up recovering just a small part of their costs. Don' t forget flood and/or earthquake insurance if you live in a locate that has a possible tendency to these types of disasters.
Life. Empty nesters and retirees may. no longer need life insurance at all. But if you have dependents who would suffer financially if you died, it' s still a must.
65. To have your insurance checkup every year is mainly because _______.
A. the gap in insurance coverage could cost you a large sum
B. the gap in insurance coverage could bring you benefits
C. some insurance agencies cover few of your policies
D. too many insurance companies prefer to sell coverage
66. _______ can be ignored while deciding among Medicare choices.
A. Your necessary treatment.                   B. Your personal health at present.
C. Your social status.                           D. Your predictable medical needs.
67. Which of the following is NOT true according to the passage?
A. Workers needn' t buy personal disability coverage if their bosses offer that
B. Insurance companies can secure the full value of private possessions
C. Earthquake insurance can cover replacement-cost caused by the disaster
D. Divorced or retired people may need life insurance for their dependents
68. We can infer that demand for insurance_______.
A. varies due to individual needs of coverage
B. stays the same whether you are working or not
C. increases when we move to a new place
D. decreases if we have a large family to support


第三部分:阅读理解(共20小题;每小题2分,满分40分)
阅读下列短文,从每题所给的四个选项(A、B、C和D)中,选出最佳选项,并在答题卡上将该项涂黑。
A
Sometimes people call each other “scared-cat”, but have you ever thought about this expression? When a cat is frightened, its heart starts beating faster, its muscles get tense, and there are changes in the chemicals in its bloodstream. Although the cat doesn’t realize this, its body is getting ready for action. If the danger continues, the animal will do one of two things. It will defend itself, or it will run away as fast as it can.
Something like this also happens to people. When we are excited, angry, scared, or aroused by other emotions, our bodies go through many physical changes. Our hearts beat faster, and our muscles get tense. All of these changes make us more alert and ready to react. We, too, get ready to defend ourselves or run.
Human beings, however, have a problem that animals never face. If we give way to our feelings and let them take over, we can get into trouble. Have you ever said something in anger—or hit somebody—and regretted it later? Have you ever shouted at a teacher, told somebody you were lonely, or said you were in love, and then wished later you had kept your mouth shut? It isn’t always wise to express your feelings freely.
Does this mean that it’s smarter always to hide our feelings? No! If you keep feelings of anger, sadness, and bitterness hidden away or bottled up inside, your body stays tense. Physical illness can develop, and you can feel churned up inside. It can actually be bad for your health. (It isn’t good to keep pleasant feelings inside either; all feelings need to be expressed.)
Feeling that you keep all bottles up inside, don’t just go away. It’s as if bought some bananas and stuck them in a cupboard. You might not be able to see them, but before long you’d smell them, if you opened the cupboard, chances are you’d see little fruit flies hovering all over them. They’d be rotten.
You can try to treat emotions as if they were bananas in the cupboard. You can hide them and you can pretend they don’t exist, but they’ll still be around. And at last you’ll have to deal with them, just like those bananas.
56. What does the word “emotions” in the second paragraph mean?
A. acts     B. feelings       C. measurements      D. thinking
57. The best title for this article is __________.
A. Emotions Affect Our Bodies
B. What Happens to A Frightened Cat
C. What Happens to An Excited Person
D. Feelings That People Have
58. The author wrote this article in order to __________.
A. tell us that it isn’t good to keep feelings inside
B. give us some advice on how to express our feelings
C. compare man with a scared cat and suggest mankind learn from it.
D. make us know that it isn’t always wise to express our feelings freely

Taking a math test can be pretty stressful. Even if you know the material, you can still get the problem wrong. Knowing how to go through your math test and check your work can save you from handing in a test full of mistakes that can be avoided.   1. 

Write it out

You can also check a math problem by writing everything out on paper.   2.  Writing out math problems reduces your chances of missing anything to the lowest possible level, which is a common cause of incorrect answers.

 3. 

Make sure your answers work by doing the opposite procedure of what your problem calls for, including the answer you got the first time around. In other words, you would use the opposite of this addition problem—subtraction (减法)—to determine whether or not your answer is the correct one.

Plugging in

You may find that a variable isn’t good enough or have a problem where you have to solve for a variable (变量).   4.  This is the only real way to assure yourself that the answer you’ve found is correct.

Check for a reasonable answer

  5.  For example, if you get an answer in the millions and you know it should be in the thousands, you’ve likely misplaced a point. Go back through the work on your paper to make sure all of your formulas (公式) and calculations are correct. If everything looks okay, do the problem again and compare the result of the second try to what you’ve got on the first try.

A.Do the opposite

B.Correct the answers

C.Therefore you’ll improve your grades, as well as your math skills.

D.Plug the variable in the equation (方程) to check it out.

E. If the result of a problem seems to make no sense, it indicates that the answer is incorrect.

F. It also helps you to figure out everything after you have already finished the test.

G. This helps you to know what information you have and what information you need to solve.

 

To get an extra 14 years of life, don't smoke, eat lots of fruits and vegetables, exercise regularly and drink alcohol in a proper amount.That is according to a study published this Monday in the Public Library of Science Medicine Journal.

After tracking more than 20,000 people aged 45 to 79 years in the United Kingdom from about 1993 to 2007, Kay-Tee Khaw of the University of Cambridge and his colleagues found that people who adopted these four healthy habits lived all average of 14 years longer than those who didn't.

“We've known for a long time that these behaviors are good things to do, but we've not seen this benefit before, ”said Susan Jebb, head of Nutrition and Health at Britain's Medical Research Council.“The benefit was also seen regardless of whether or not people were fat and what social class they came from.”

Study participants(参与者)scored a point each for not smoking, regular physical activity, eating five servings of fruits and vegetables a day and moderate alcohol intake.

Public health experts said they hoped the study would inspire governments to introduce policies helping people to adopt these changes.But because the study only observed people rather than testing specific changes, it would be impossible to conclude that people who suddenly adopted these healthy behaviors would surely gain 14 years.

“We can't say that any person could gain 14 years by doing these things, ”said Dr.Tim Armstrong, a physical activity expert at the World Health Organization.“The 14 years is an average across the population of what's theoretically(理论上地)possible.”

“Most people know that things like a good diet matter and that smoking isn't good for them, ”Susan Jebb said.“We need to work on providing people with much more practical support to help them change.”

1.Which of the following DOESN'T belong to the four healthy habits?

A.Eat five servings of fruits and vegetables a day.

B.Do proper exercise in the morning every day.

C.Drinking alcohol in the proper amount every day.

D.Having a cigarette before going to bed every day.

2.We can learn from the passage that            

A.Susan Jebb did not take part in the study.

B.the study observed people as well as tested specific changes.

C.there's no need for people under 45 to adopt these good habits.

D.only those from first class can benefit from these healthy behaviors.

3.What can be inferred from the passage?

A.All the people are well aware of the harm of their bad habits.

B.People aged 45 to 70 have bad habits in the United Kingdom.

C.Governments should take measures to help people change their bad habits.

D.People have adopted the four healthy habits after knowing they're good.

4.What would be the best title for this passage?

A.Smoking and Drinking Cuts You 14 Years

B.How to Live a Much Healthier Life

C.Healthy Habits May Give Extra 14 Years

D.How to Make Your Life Longer Than Others

 

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