题目内容
Many people have bought insurance, either life or property (财产), commercial or compulsory. Yet some people know little about it and some even misunderstand its nature and function.
Insurance is the sharing of risks. Nearly everyone is exposed to a risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the shipowner knows that his ships may be lost at sea; the breadwinner knows that he may die at an early age and leave his family poorer. On the other hand, not every house is damaged by fire nor every ship is lost at sea. If these persons each put a small amount of money into a pool, there will be enough to meet the needs of the few who do suffer losses. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as the insured and those who manage the pool of contributions as insurers.
The legal basis of all insurance is the policy. This is a printed form of contract on a piece of paper in best quality. It states that every year the insured shall pay an amount of which is called the premium; in return, the insurer will pay an amount of money or compensation for losses if the risk or event insured against actually happens.
The premium for insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more competition in their area of insurance and they may lose business. On the other hand, if they make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured.
1.The underlined phrase in Para. 2 most probably means __________.
A. money paid by the insurers
B. each premium
C. money paid by all those insured
D. the cost of administering insurance
2.Insurance premiums do not become too high because __________.
A. not many people insure themselves
B. premiums depend on the risk of losses
C. insurers have to be more competitive
D. insurance companies can never lose money
3.According to the passage, insurance business gains profit because __________.
A. more and more people buy insurance
B. the firms have sound management
C. the premium is increased year by year
D. only a few of those insured suffer losses
4.The purpose of the passage is to __________.
A. explain an insurance policy
B. introduce insurance business
C. persuade people to be insured
D. warn people of possible losses
The London Travelcard is a paper ticket that is valid on all London public transport.
?Online exclusive: you can not buy a paper 7 Day Travelcard from Underground stations in London — it can only be bought in advance.
?Unlimited travel: the Travelcard gives you unlimited travel on London’s public transport network.
?No queuing: while other visitors wait in line at the train station with their heavy bags, you’ll be ready to travel as soon as you arrive in London.
?Low prices: a Travelcard is of great value, and you get a discount on the Tames Riverboats and Emirates Air Line cable car.
Should I buy an Anytime Travelcard or an Off Peak Travelcard?
It depends on what time of the day you will be travelling:
Anytime Travelcards can be used at any time; Off Peak Travelcards are cheaper, but cannot be used on Monday to Friday before 9:30 am.
Which zones do I need a Travelcard for?
The center of London, including most major attractions, is in Zones 1–2. Most suburban (郊区的) areas of London, including Wembley Stadium and Wimbledon Tennis Club, are within Zones 1-4. Almost the whole of London, including Heathrow and London City Airports, is in Zones 1-6.
To check which zones the areas you want to visit are in, see the full map of the London transport network.
Tickets prices:
Zones 1–2 | Zones 1–3 | Zones 1–4 | Zones 1–5 | Zones 1–6 | |
1 Day Anytime | N/A | N/A | Adult: 12.10 Child: 6.00 | N/A | Adult: 17.20 Child: 8.60 |
1 Day Off Peak | N/A | N/A | N/A | N/A | Adult: 12.10 Child: 6.00 |
7 Day Anytime | Adult: 32.40 Child: 16.20 | Adult: 38.00 Child: 19.00 | Adult: 46.50 Child: 23.30 | Adult: 55.20 Child: 27.60 | Adult: 59.10 Child: 29.60 |
Single Journey | N/A | N/A | N/A | N/A | Adult: 6.00 Child: 3.00 |
Adult: (16+) Child :(11-15)—Under 11 travel free, 11+ need their own travel ticket. N/A: Not available
London Travelcards can be used on :
?London Underground (the Tube)
?Overground and National Rail trains in London
?London buses (in any Zone, irrespective of the zones shown on the ticket)
?Trams (有轨电车) in South London
?Docklands Light Railway (DLR)
You can also get a 33% discount on river boats and a 25% discount in the Emirates Air Line cable car.
1.Which of the following statement is true about the London Travlecard?
A. you can buy it from Underground stations in London
B. it saves you a lot of time waiting in line to get a ticket.
C. its price is based on how many times you want to travel.
D. With it you can get a discount on all transport in London.
2.If you want to travel from central London to Wembley Stadium after 10 am and stay at your friend’s home nearby for two days, a ______ is your best choice.
A. 1 Day Anytime Travlecard for Zones 1–4.
B. 1 Day Off Peak Travlecard for Zones 1–6.
C. Single Journey Travlecard for Zones 1–6.
D. 7 Day Anytime Travlecard for Zones 1–4.
3.If Jack is planning to take his two kids (aged 10 and 16) to travel in the centre of London with the 7 Day Anytime tickets, he should pay ______.
A. 32.40 B. 48.60
C. 64.80 D. 81.00
4.A London Travelcard for Zones 1–4 can Not be used on ______.
A. London buses in Zones 1–6
B. National Rail trains in central London
C. the Docklands Light Railway within Zone 4
D. the London Underground to get to the airports.