Everybody in this world is different from one another．But do you know that understanding differences can help you better manage your money?As we grow up.we gradually develop a set of our own values o 题目和参考答案——青夏教育精英家教网—

题目内容

Everybody in this world is different from one another．But do you know that understanding differences can help you better manage your money？

As we grow up，we gradually develop a set of our own values or beliefs．These are influenced by society，our family，the education we receive and so on．Once this value system is set up，it's not easy to change later in life．

Financial experts say that everyone also has their own belief of how to manage their finances．This is part of our value system and it has a great impact on the way we look after our money．

According to our different values，experts put us in three categories．They are：the ant，the cricket and the snail．

The ant works first

Just like ants who work heart and soul in summer in order to store food for winter，these people don't care about enjoying the moment．They work very hard and save money they earn so that they can enjoy life when they get old and retire．The ant loves to save but they could make more out of their money if they were willing to invest in some funds and stocks with low risk．

The cricket fun first

The cricket wants to enjoy everything now and doesn't think too much about the future．They even borrow money when they really want something．Many young people now belong to this group．These people have little savings．When they get old，they might have problems．They should learn to save and buy insurance．

The snail lives under pressure

The snail refers to people who make life difficult for themselves．They take big long term loans from the bank in order to buy things such as luxury houses．They are happy to take big loans even though they are not sure whether they can afford it．This can cause problems in the future．They should plan more carefully．

【小题】People with the character of the snail would like to __________．

A．enjoy life at the moment without thinking much about the future

B．put work before everything else

C．live a luxury life at all costs

D．take the risk of investing a large sum of money

【小题】Our beliefs and values are affected by the following except __________．

A．society B．our family

C．education D．money

【小题】This passage mainly talks about __________．

A．the spending nature of people

B．the relation between man and insects

C．the insects in nature

D．the problems with dealing with money

【小题】Which of the following has the character that the author prefers？

A．The ant B．The cricket

C．The snail D．None of the above

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Mr. Lang worked in a factory. As a driver, he was busy but he was paid much. His wife was an able woman and did all the housework. When he came back, she took good care of him and he never did anything at home. So he had enough time when he had a holiday. A few friends of his liked gambling(赌博) and he learned it soon. So he was interested in it and hardly forgot anything except gambling. He lost all his money and later he began to sell the television, watches and so on. His wife told him not to do it but he didn’t listen to her. She had to tell the police. He and his friends were punished for it. And he was hardly sent away. After he came out of lockup(拘所),he hated her very much and the woman had to leave him.

It was New Year’s Day. Mr. Lang didn’t go to work. He felt lonely and wanted to gamble again. He called his friends and they came soon. But they were afraid that the police would come. He told his five-year-old son to go to find out if there were the policemen outside. They waited for a long time and didn’t think the police would come and began to gamble. Suddenly a few policemen opened the door and came in. “I saw there weren’t any policemen outside, daddy,” said the boy, “so I went to the crossing and asked some to come.”

1.Mr. Lang was paid much because _______.

A. he was a worker

B. he worked in a factory

C. he had a lot of work to do

D. he had worked there for a long time

2.Mrs. Lang did all housework because _______.

A. she couldn’t find any work

B. she thought her husband was tired

C. her husband spent all time in gambling

D. she wouldn’t stop her husband gambling

3._______, so he was put into lockup.

A. Mr. Lang often gambled

B. Mr. Lang was late for work

C. Mr. Lang didn’t help his wife at home

D. Mr. Lang wasn’t polite to the police

4.The woman had to leave Mr. Lang because _______.

A. he didn’t love her any longer

B. he wouldn’t stop gambling

C. he had been put into lockup

D. he was hardly sent away by the factory

---Shall we go fishing on Saturday or Sunday?

--- Up to you. _______.

A. That’s all right. B. Never mind

C. That’s not the point. D. It makes no difference to me.

With the bridge ________next year, it will be easier to come to and go from the village.

A. to build B. to be built C. built D. being built

We ________ the project on time without your timely help .

A. would not have finished

B. will not finish

C. would have finished

D. will finish

We can’t figure out ______ quite a number of insects and birds are dying out．

A．that B．as C．why D．when

My 17-year-old daughter went off to college and having her away from home brought back memories of watching Peter Pan when she was little. In the classic TV production, one scene in particular impressed me: when Mrs Darling puts her children into bed. As she turns off the last of the night lights, she takes one last look at the bedroom and says, “Dear night lights, protect my sleeping children.” As a mother, I know how much she loves her children.

It has been several weeks since we took our daughter to college and she seems to be adjusting (适应) well after a short period of homesickness. For us, though, it’s another story. Like most parents, I love checking in on my children at night. But now she’s gone, and I find nighttimes the hardest. I miss her most at night.

In my neighborhood, most of the parents whose kids are off to college are dealing with similar melancholy. My husband is filled with anxiety. One friend talked about getting this sick feeling in her stomach as she prepared for the college drop-off. We complained that many of us were too busy to truly enjoy being with our children while we had them.

For us moms, seeing Toy Story 3 only made the sadness worse as we watched the character Andy, who is the same age as our kids, say goodbye to his childhood as he prepares to leave for college. And it’s not just “first-time” parents like me. Two moms who have kids already well into college said the separation didn’t get any easier. “You feel like something has been taken away from inside you,” said one of them.

I imagine things will get easier with time, especially as I see my daughter adjust to college life. Meanwhile, as I keep my cell phone close to me in bed and text my daughter goodnight and sweet dreams every night, I like to think that messages serve as a night light that keeps her safe.

1.The writer was deeply impressed by the scene in Peter Pan because ___________.

A. she watched the scene with her daughter

B. the scene was very exciting and interesting

C. the scene taught her and her daughter a good lesson

D. the scene showed a mother’s deep love for her children

2.After he daughter went to college, the writer ___________.

A. didn’t get used to the change for a long time

B. often cried as she missed her daughter so much

C. realized she hadn’t done enough for the daughter

D. failed to have a good sleep every night

3.What is the underlined word “melancholy” in Paragraph 3 similar in meaning to?

A. Happiness.B. Anger.

C. Sadness.D. Excitement.

4.According to the last paragraph, why did the writer keep her cell phone close to her in bed?

A. To call her daughter any time

B. To wait for her daughter’s calls

C. To say good night to her daughter

D. To wait for her daughter’s messages

Knowing how much her own children loved presents at Christmas, Ann Sutton always tried to seek help for one or two poor families. With a social worker mother, the Sutton children had inherited（继承）her commitment to service, and knew never to take their good fortune at Christmas for granted. This year, Kinzie, her seven-year-old daughter was thrilled that Santa Claus would make a special visit to a 22-year-old mother named Ashley who worked in a factory raising her 12-month-old son by herself.

The phone rang on Sunday. A representative from a local organization was calling to say that the aid Ann had requested for Ashley had fallen through. No Santa Claus, no presents, nothing.

Ann saw the cheer fade away from her children's faces at the news. Without a word, Kinzie ran into her bedroom. She returned, her face set with determination. Opening up her piggy bank, she put all the coins onto the table: $3.30. Everything she had.

“Mom," she told Ann, “I know it's not much. But maybe this will buy a present for the baby.”

At a breakfast meeting the next day, Ann told her coworkers about her daughter story. To her surprise, staff members began to open their purses. and empty their pockets to help Kinzie .

On Christmas Eve, Ann drove through the pouring rain to the small trailer where the Ashley’s lived. Then she began to unload the gifts from the car, handing them to Ashley one by one.

Ashley was very moved. Reflecting on a little girl's generosity, Ashley says she'll one day be able to do something similar for someone else in need. "Kinzie could have used that money for herself, but she gave it away," Ashley says. "She's the type of kid I'd like my son to grow up to be."

1.According to the text, Ann Sutton .

A. only cares about poor children

B. has possessed a good fortune

C. is warm-hearted and ready to help others

D. is a single mother with a 12-month-old boy

2.When hearing the aid had fallen through, Kinzie .

A. was not sad but cheerfu1

B. put all her coins away immediately

C. told her mother to ask the coworkers for help

D. decided to buy a present for the baby with all her allowance

3.From the text we can learn that _______. .

A. Ann would act as Santa Claus to hand out the Christmas presents

B. the Sutton children always got lots of presents at Christmas

C. Kinzie's generosity influenced others and they did something similar

D. Ashley was moved and promised to return the money

4.What does the text mainly talk about?

A. How a warm-hearted mother shows her love to a poor family.

B. How a mother and her young daughter helped a poor family.

C. Many people make contributions to those in need.

D. What happened to a poor family on Christmas Eve.

根据短文内容，从短文后的选项中选出能填入空白处的最佳选项。选项中有两项为多余选项。

Unique New Year's Traditions from Around the World

How do you celebrate New Year’s? If I had to take a guess，you probably celebrate New Year’s surrounded by family and friends，enjoying drinks of your choice and watching the ball drop with Dick Clark．1.Listed below are five of the top ten“Unique New Year Traditions from Around the World．”

1．Breaking Dishes on Neighbor’s Door

A strange Danish New Year tradition，depending on how you look at it, is throwing dishes at neighbor’s door．2.The family with the tallest tower of broken plates，glasses，cups and other crockery is considered to be the luckiest person because it symbolizes their large amount of loyal friends．

2．Talking to Spirits

Talking to spirits is a part of Mexican belief．Mexicans strongly believe that they can communicate with the souls of their dead loved ones．3. And this is not done at home on an individual basis but is a legal Mexican practice．Taos Inn，in New Mexico for example，offers 15 minutes session of spiritualism and meditation for ＄15.6．Not a bad price for some helpful guidance！

3．Wearing Polka Dots

Imagine streets full of people wearing polka dots and dining room tables full of round shaped food and fruits on one single day of the year． 4. Philippines believe that this will bring them prosperity by associating the round dots to coins and wealth．

4．Burning Scarecrow Dummy

Ecuador has a unique custom of crafting Scarecrows and then burning them at midnight．They adorn them and fill the scarecrows with newspapers and pieces of wood．As midnight approaches，everyone gathers outside their home and each family burns their own scarecrow． 5.The scarecrow also scares away bad luck，which in rurn，fills their new year with luck and happiness．

A．New Year’s Eve is considered the best time to communicate with dead spirits to convey a message or ask for guidance．

B．It is also believed in the Irish culture that this act will help them get rid of bad luck．

C．Have you ever imagined how New Year’s would look in another country?

D．This all actually happens in the Philippines on New Year’s Eve every year．

E．Strangely，this makes them happy instead of annoying them．

F．We all want to start a new，fresh year with renewed enthusiasm and hope．

G．The tradition says that this destroys all the bad things that took place in the past months．

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