题目内容
An allowance is an important tool for teaching kids how to budget, save and make their decisions. Children remember and learn from mistakes when their own dollars are lost or spent foolishly.
How large an allowance is appropriate? Experts say there is not a right amount. Actual amount differs from region to region, and from family to family.
To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment expenses such as movies and snacks. Next, include everyday expenses such as lunch money, bus fare, school supplies. “If you make the child responsible for these bills,” says Josephine Swanson, a consumer specialist, “he or she will learn to budget for necessary expenditures (支出).”
Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peers’ can feel left out.
It can be tough but avoid excusing your children when they make a mistake with their allowance. When Brooke Stephens was ten and growing up in Jacksonville, her mother gave her $1.75 which was for bus fare and lunch. “If you lost your money,” Brooke’s mother told her, “you walk home.”
One week the girl spent all her allowance in a candy store; then she called home for a ride. “Mom made me walk home,” recalls Stephens, now a financial planner in Brooklyn. “At first I was angry. But I finally realized that she was trying to teach me an important lesson.”
Experts advise that an allowance should not be tied directly to daily chores. Kids should help around the houses not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home, which can develop his or her initiative(积极性).
1.What does the passage mainly discuss?
A.How to develop a child’s initiative.
B.How to work up an amount of pocket money.
C.How to teach a child to save money.
D.How to teach a child about money.
2.It can be inferred from the passage that if a child is given an allowance, he or she may ______.
A.spend all the money very soon
B.be spoiled and finally ruined
C.feel responsible and careful about money
D.lose the money and can’t return home
3.In Paragraph 4, which of the following do the words “his peers” refer to?
A.His parents. B.His friends.
C.His teachers. D.His financial experts
4.Why does the author mention Brooke Stephens?
A.To explain that parents should be strict when children are developing good habits about money.
B.To compare Stephens with other financial experts in the city.
C.To question the opinion whether children should have pocket money.
D.To suggest that pocket money is useless in developing a child’s sense of responsibility.
DCBA