Learning to save money when you're young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone __36__. Many people—adults included—do not have a good __37__ of saving for the long run.
I have been _38__ to learn this lesson early because I have had a grass cutting business since I was 10 years old. 39__ the money I make I spend about 10 percent and save the other 90.
Making sure you save and don't spend too much is a good way to __40__ wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to _41__. Young people should __42_ that their teenage years are a great time to begin saving.
If you have a job at high school, you _43__ have fun with some of the money. But you should also save some __44__ it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, __45__ lose the interest you could have earned by saving it.
After high school, college is __46__, with expenses such as food and rent. If you can  __47__ a good percentage of the money you earn as a teen, going to college and buying a house will be much easier. If you are in your thirties without any savings, you will always have to __48__.
Later in life it can be hard to start saving _49__ general  cost of living is more expensive and you may only have enough to pay your _50__. If you want to buy a house and have a family, you need money to start with, which __51__ saving.
Many say money cannot make you happy, and this is true. But money can help you to lead a __52__ life.
Saving early will mean you will have to work for fewer years when you are older. It will also __53___ you to spend time doing the things that you want to do.__54__, it will mean you can live the way you want to without  55__.

【小题1】
A.needsB.likesC.arrangesD.expects
【小题2】
A.knowledgeB.experienceC.formD.sense
【小题3】
A.foolishB.fundamentalC.luckyD.grateful
【小题4】
A.WithB.OfC.InD.From
【小题5】
A.divide upB.build upC.keep upD.make up
【小题6】
A.breakB.runC.makeD.grow
【小题7】
A.recognizeB.realizeC.researchD.doubt
【小题8】
A.mustB.dareC.shouldD.may
【小题9】
A.so thatB.in caseC.in thatD.but for
【小题10】
A.butB.andC.alsoD.or
【小题11】
A.expensiveB.cheapC.boringD.bitter
【小题12】
A.hold outB.hold upC.hold ontoD.hold back
【小题13】
A.surviveB.struggleC.tolerateD.die
【小题14】
A.ifB.as long asC.whileD.since
【小题15】
A.billsB.taxesC.attentionD.consequences
【小题16】
A.results fromB.gets fromC.comes fromD.escapes from
【小题17】
A.happyB.simpleC.miserableD.secure
【小题18】
A.forbidB.allowC.AdviseD.request
【小题19】
A.In additionB.Above allC.On the contraryD.Believe it or not
【小题20】
A.consultingB.worryingC.restingD.thinking


第二节:完形填空(共20小题,每小题1.5分,满分30分)
阅读下面短文,掌握其大意,然后从36-55各题所给的四个选项A、B、C和D中,选出可以填入空白处的最佳选项。
When I was ten, my family moved to a housing project in East Los Angeles. Even though we struggled to make  36  meet, my parents stressed to me .  37  fortunate we were to live in a great country with  38  opportunities. They imbued(灌输) in me the  39  of family, faith and love for our country.
The following year, my dad, Benjamin, injured his back working in a cardboard-box factory and was  40  as a hairstylist. He rented space in a shopping mall and gave his shop the fancy name of Mr Ben's Coiffure.
The owner of the shopping center gave Dad a discount on his  41  for cleaning the parking lot three nights a week, which  42  getting up at 3 a.m. To pick up trash, Dad used a little machine that looked like a lawn mower  43  Morn and I emptied garbage cans and picked up litter  44  .
I did this job for two years, but the lessons I learned have  45  a lifetime. I acquired discipline, a strong work ethic and a  46  attitude towards life, I also learned at an early age the importance of  47  life's competing interests---in my  48  , school, homework and a job. All  49  helped during my senior year of high school, when I worked 40 hours a week at a fast-food restaurant while  50  precollege courses.
The hard work paid off. I attended the U.S. Military Academy and went on to receive graduate 51  in law and business from Harvard,  52  I joined a big Los Angeles law firm. In these jobs and in everything else I've done, I have never forgotten those days in the parking lot. The experience has  53 me that there is dignity in all work and that if people are working to  54  themselves and their families that is something we should  55  .
36. A. ends        B. demands     C. challenges  D. friends
37. A. so         B. what      C. why       D. how
38. A. priceless      B. resistless     C. limitless     D. sightless
39. A. efforts     B. decisions    C. concepts     D. activities
40. A. retired     B. resigned  C. replaced     D. retrained
41. A. sales        B. rent      C. machine    D. shop
42. A. meant      B. kept       C. needed    D. started
43. A. since       B. although     C. when     D. while
44. A. with joy    B. on purpose C. by hand   D. in time
45. A. proved     B. impressed   C. marked    D. lasted
46. A. practical      B. pleasant      C. positive      D. tolerant
47. A. developing   B. balancing   C. comparing  D. facing
48. A. case       B. example     C. dream     D. attempt
49. A. generally   B. lately      C. really          D. typically
50. A. applying      B. doing     C. following   D. taking
51. A. titles        B. instructions C. chances      D. degrees
52. A. after that      B. ever since  C. after which       D. after then
53. A. equipped      B. prepared   C. taught          D. guided
54. A. serve for      B. feed on    C. provide for       D. count on
55. A. believe    B. honor    C. remember  D. support

Learning to save money when you’re young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone needs. Many people-adults included-do not have a good sense of saving for the long run.

    I have been lucky to learn this lesson early because I have had a grass-cutting business since I was 10 years old. Of the money I make I spend about 10 percent and save the other 90.

    Making sure you save and don’t spend too much is a good way to build up wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to grow. Young people should realize that their teenage years are a great time to begin saving.

      At high school,if you have a part time Job,you should have fun with some of the money. But you should also save some so that it will grow. Then you can begin planning for your future. When you spend money,you not only lose that money,but also lose the interest you could have earned by saving it.

     After high school, college is expensive and then “real” life begins, with expenses such as food and rent. If you can hold onto a good percentage of the money you earn as a teen, going to college will be much easier.

     Later in life it can be hard to start saving because general costs of living are more expensive and you may only have enough to pay your bills. If you want to buy a house and have a family, you need money to star with,which comes from saving.

     Many say money cannot make you happy, and this is true. But money can help you to lead a sale life.

     Saving early will mean yon will have to work for fewer years when you are older. It will also allow you to spend time doing the things that you want to do.

   In addition to this,it means you can live the way you want to without worrying.

1.When did the writer learn to save money?

                                                                          

2.What is a great time to begin saving?

                                                                            

3.What’s the best title for the passage?

                                                                          

 

One day I walked down to get to my car, thinking about what I had to accomplish and scolding myself for being late for work, but surprisingly the car was nowhere to be found.

This was at 8 a.m. in the morning. I made trips to all the towing places and police stations, all the time thinking that it was towed (拖走)by cops (巡警).By around 10 a.m., the cops decided that it was actually stolen. After filing a report with them, I finally got to work thinking how my day was completely messed up.

Later in the day I went to pick up a rental car at Enterprise only to realize that my license was missing, too, along with my car. I told the enterprise guy the whole story and he offered to take me to the closest DMV and get a duplicate (副本) license. 1 was totally shocked. I did not know why this complete stranger would want to take some time off his day to help me. He actually took me to DMV, got a duplicate and then rented me a car. I was upset the whole day because of the events happening to me but somehow this simple act of kindness from a complete stranger made it all worth it. It cheered me up and made me forget all the troubles of the day. I was so moved by this kind act that the next day I made sure someone else got a similar surprise. I took some smiley shaped chocolates and left them on some of my colleagues’ desks.

There is still a lot of goodness out there in the world. We just need to take the time to notice it. I hope that this story would inspire many others like me to do more acts of kindness.

1.The moment the author found the car missing, he thought ______.

A. it was stolen by a stranger     B. it was towed by the police

C. he placed it in a wrong place          D. he should rent another one

2.We can infer that DMV is ______.

A. an office for license      B. a towing place

C. a renting place      D. a parking lot

3.Why did the author put some chocolates on his colleagues’ desks?

A. His colleagues were fond of chocolates.

B. He wanted to thank his colleagues.

C. He was touched and hoped to cheer others.

D. He wanted to do his colleagues a favor.

4.The author writes about his experience ______.

A. to criticize the person stealing his cars

B. to praise the rental place at Enterprise

C. to tell us a surprising but moving story

D. to encourage people to do acts of kindness

 

At the age of 13,I visited a doctor with my parents. As I sat in the examining chair,the doctor looked into my  31 .“She did inherit (继承) it,”he said with coldness.“You need to be prepared. There is no  32  for this disease.”

My father  33  a gene which,in most cases,results in blindness. I’d inherited the gene. He gradually  34  his eyesight and so did I. At last we were both  35  blind—he was fifty-seven years old, 36  I was only twenty-eight.

My world  37  as the darkness fell, 38  the dreams my husband and I had for us and for our three little boys. But  39  I tried to find some hope and  40 ,my eyes were opened to a new realization.

My father had  41  me not just failing eyesight,but an example of  42  in the face of hardships as well. We were all living in Bolivia in 1964 when he decided to  43  the family to America. He worked tirelessly to  44 the right of living in the US.

Alone in the States,he  45  his helplessness and lack of fluency in English. He managed to rent a small apartment,and nine months later,sent airline tickets for my mom,my brother and me.

Decades later, 46 an American citizen,I look back at what he'd shown me. He set an example proving that determination is important to success. His  47  taught me valuable lessons for my own path in the darkness.

I did the same as I stepped into a  48  world. I fulfilled (完成) my own  49  as a wife,mom,Sunday school teacher and Spanish interpreter. What I inherited from my father helped me to 50  my life in a whole new light.

1.A.mouth           B.eyes          C.ears          D.throat

2.A.solution         B.reason         C.excuse          D.cure

3..A.carried            B.spread            C.infected      D.raised

4.A.damaged         B.lost         C.recovered     D.gained

5.A.rapidly         B.nearly         C.completely       D.terribly

6.A.though              B.but               C.so                D.since

7.A.broke down      B.broke off     C.broke away        D.broke out

8.A.realizing           B.sharing      C.disturbing        D.destroying

9.A.when            B.before         C.unless           D.until

10.A.honour         B.beauty            C.strength      D.failure

11.A.handed         B.rewarded      C.given         D.taught

12.A.contribution       B.determination C.challenge     D.honesty

13.A.move           B.settle            C.arrange           D.send

14.A.enjoy           B.declare          C.apply         D.win

15.A.accepted       B.admitted      C.overcame      D.met

16.A.as                 B.like          C.for            D.to

17.A.knowledge      B.journey           C.situation          D.event

18.A.cruel          B.inner             C.modern         D. dark

19.A.promises       B. hopes            C. roles            D. changes

20.A.touch          B. end          C. save           D. see

 

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