题目内容
【题目】阅读理解
Eat your vegetables.Wash your hands.Always say“please”and“thank you”.We are full of advice for our children, but when it comes to money,we often have little to say.As a result,our children may grow up with clean hands and good manners,but without any idea how to manage their money.
Here are some basics that will help guide them their entire lives:
Show them the future.If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,by the time she's 65,she would have $980,983!
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,but they must be used responsibly,which means paying off your debt in time.Explain to your children that when you buy something using a credit card,you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience.Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,give him some regular pocket money and explain that by putting aside,say,$15 each week,he will be able to buy it for himself in only ten weeks.
Provide incentive(激励机制).Tell your children the importance of saving."For every dollar he or she agrees to save and invest rather than spend,you agree to add another dollar to the pot,"says Cathy Pareto,expert in money planning.
Explain your values.Values and money are deeply intertwined(纠缠在一起),says Eilleen Gallo,co-author of The Financially Intelligent Parent.When your child demands that you buy something,explain why you really don't want to buy it.“You might say,‘I'd rather save that money for your education,'”advises Gallo.Every time you spend or don't spend money,you have a chance to share your values.
(1)The writer gives some basics to help_____in a proper way.
A.parents teach their children how to deal with money
B.children follow their parents' instructions
C.children manage their money
D.parents save their money
(2)The writer thinks that,if a child wants to buy something,his parents should______.
A.give him some regular pocket money
B.encourage him to put money away for it
C.explain to him the importance of investment
D.tell him to save some money by using a credit card
(3)What leads the writer to write this article?
A.Parents want to know how to educate their children.
B.He wants to share his good ideas about money matters.
C.He thinks money management the most important for children.
D.Parents care little about their children's management of money.
【答案】
(1)A
(2)B
(3)D
【解析】本文是一篇说明文,讲述了教育孩子如何处理金钱方面的问题。
(1)考查细节理解。根据第一段中的“but when it comes to money,we often have little to say.As a result,our children may grow up with clean hands and good manners,but without any idea how to manage their money.” 但说到钱,我们往往没有什么要说的。因此,我们的孩子可能会以干净的双手和礼貌长大,但不知道如何管理他们的钱。说明这些建议都是关于教育孩子如何处理金钱方面的问题的,根据题意,故选A。
(2)考查细节理解。根据倒数第三段中的“Rather than paying the cash,give him some regular pocket money and explain that by putting aside,say,$15 each week,he will be able to buy it for himself in only ten weeks.”给他一些零钱而不是支付现金并解释通过每周存15美元,通过10周他就可以自己买自行车。可推知当孩子想要买东西时,父母应鼓励孩子存钱。put away固定短语,“储存”。根据题意,故选B。
(3)考查推理判断。根据第一段中的“As a result,our children may grow up with clean hands and good manners,but without any idea how to manage their money.Here are some basics that will help guide them their entire lives:”结果,我们的孩子可能有干净的双手,好的礼貌。但是不知道如何管理他们的钱。下面是一些有助于指导他们整个生活的基础知识。可知文章主要讲述了教育孩子如何处理金钱方面的问题。根据题意,故选D。