题目内容
【题目】根据短文内容,从短文后的选项中选出能填入空白处的最佳选项。选项中有两项为多余选项。
Many people admit that they aren't prepared financially for life's unexpected challenges and emergencies. If your New Year's decision is to become more financially prepared for a“rainy day” the following tips are helpful for you to save,
Start saving now.
Set specific savings goals and break them down to a set dollar amount to save each paycheck. 【1】 Save at least a small portion of each paycheck and remain committed to saving, and then look for ways each month to increase the amount.
【2】
One of the simplest ways to find money to put toward your rainy day fund is to keep a close eye on where your money is being spent. For two or three months, try keeping track of every expense, including small ones. Once you have a better idea of where your money is going, make a budget that includes a spending and savings plan. 【3】
Make saving automatic.
【4】 If your goal is to save $5,000 this year, calculate the amount you'll need to save from each paycheck, then arrange to have it automatically saved into your savings account each time you get paid. Visit your bank branch and ask a banker if you can set up automatic transfers into your savings account.
Go on a spending diet.
Avoid spending any money on non-essentials for 30 days and challenge yourself to save as much as you can to put toward your rainy clay fund. 【5】 Then make a list and determine not to spend on these items for one month,
A. Track your spending.
B. Put your savings to work.
C. Do remember: Actions always speak louder than words.
D. The important thing is to start saving now, no matter how little.
E. Treat your rainy day account like you'd treat any other financial obligation(债务 ).
F. Review your budget at the end of every month and determine if your spending is in line with your p1an.
G. Review your budget and identify extra or non-essential expenses, such as eating out, shopping. entertainment, etc.
【答案】
【1】D
【2】A
【3】F
【4】E
【5】G
【解析】
试题分析:许多人都想存款,以备不时之需,那究竟该如何做呢?
【1】D 考查上下文语境。本文中心话题是此时此刻开始存钱,下一句Save at least a small portion至少保存每份收入的一小部分,可以推断与D选项的no matter how little.有联系,故选D项。
【2】A考查上下文语境。根据For two or three months, try keeping track of every expense, including small ones.尝试一段时间,把每一项开销都记录下来,包括小额开销, 可知这一段是关于记录开支的,故选A项。
【3】F考查上下文语境。记录开销的目的是,在每个月月底回顾预算和,确定支出是否与计划吻合。故选F项。
【4】E考查上下文语境。本段的主题是:让银行自动转存成为帮你攒钱的好方法,对待你的不时之需像偿还其他金融债务来储蓄。故选E项。
【5】G考查上下文语境。根据下一句Then make a list and determine not to spend on these items for one month, 然后列表,决定这一个月不把钱花在这些项目上,可知选G项,