题目内容

Do not trust such men ________ often like to praise you to your face．

A.
who
B.
that
C.
they
D.
as

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Credit cards let people buy things now and pay for them over months or even years. But some people get deep into debt: Some banks have terms and charges that can make it harder for people to pay off that debt. In the United States, there are calls for stronger government supervision of the credit card industry. They offer economic power at a price. In 2004, Americans had about $800 billion in credit card debt. Now they own about $968 billion.

Critics say banks made it too easy to get credit cards. But that may be changing. The crisis in the housing and credit they call markets is beginning to affect the credit card industry. More payments are late. Charges for late payments are a growing source of profit for banks. But late payments can also signal bad debts.

The central bank, the Federal Reserve, says two-thirds of American banks have recently reported tighter lending requirements. Many people report having their credit limits reduced without warning.

Some lawmakers are concerned that cardholders do not have enough protections from what abusive policies. These include actions like raising interest rates because of an unrelated event. Also, banks may raise the chances of a late payment by changing monthly payment dates for credit cards.

According to a survey, 82% of Americans think credit cards provide a valuable service. But a majority, 58%, say they do not trust credit card companies. And three out of four think the government should regulate the industry more closely. Three out of four people feel there is always some condition that makes a card less appealing than the company made in scared. And a little more than half say they have had a card that was not as good as they expected. But close to 80% say no one really reads the terms and conditions when they sign up for a credit card.

51. What does the underlined sentence in the first paragraph probably mean?

A. We can enjoy more convenience using credit cards

B. Credit cards can improve your buying power.

C. We can buy things at lower prices using credit cards.

D. Credit cards bring more card debt as well as convenience.

52. Which of the following is NOT mentioned in the text?

A. Banks are making it harder for people to get credit cards

B. Some people’s credit limits have been reduced.

C. It is more difficult to borrow money from some banks.

D. Banks are receiving more charges from late payments.

53. Which of the following can be a case of abusive policies?

A. Banks make credit cards look more attractive.

B. Banks ignore the danger of bad debts.

C. Banks raise interest rates with no good reason.

D. Banks put off monthly payment dates.

54. What can we know from the text?

A. Banks actually prefer to see more late payment.

B. People should be more careful when applying for a credit card.

C. The US government provides better protection for cardholders.

D. The majority of Americans don’t think much of credit cards.

55. What is the main idea of the last paragraph?

A. Credit cards are still very well received in America.

B. Credit cards don’t live up to some people’s expectations.

C. Many people don’t believe in credit card companies.

D. The results of a survey about credit cards in Americans.

根据短文内容，从下框的A--F 选项中选出能概括每一段主题的最佳选项，选项中有一项为多余项。

A.  Children don’t mean to annoy their parents.
B.  Children can’t understand their parents.
C.  Generation gap exists between parents and kids.
D.  Communication can help you become independent.
E.  Parents should understand their children.
F.  Children want to prove parents are responsible.

【小题1】Parents complain that their teenage children don’t listen to them. They don’t like the way their kids are dressed. They can’t appreciate the music their children prefer. They don’t like the stars their children admire. Of course, teenagers too are puzzled. They wonder why there is always difference between them and their parents. This is what we call generation gap.
【小题2】Some children have always complained that their parents are out of touch with modern ways; that they do not trust their children to deal with crises; that they talk too much about certain problems and that they have no sense of humor, at least in parent-child relationships. Actually, this happens as a result of misunderstanding because loving the young is the nature of all the parents.
【小题3】Young people often get their parents annoyed with their choices in clothes and hairstyles, in idols （偶像）and music, but that is not their desire. They feel cut off from the adult world into which they have not yet been accepted. So they create a culture and society of their own. Then, if it turns out that their music or idols or clothes or hairstyles annoy their parents, this gives them additional enjoyment. They may think that they are leaders in style and taste.
【小题4】Sometimes you are satisfied if your parents don’t approve of what you do. You may think that they do so for your sake. They tend to bring their children under control just because they want to be responsible for their children. On the contrary, you’ll be sad if they let you do everything in your own way. That will make you think they don’t care about you.
【小题5】If you plan to control your life, you are supposed to communicate with others in a more effective way. You can charm others, especially your parents, into doing things the way you want. You can impress others with your sense of responsibility, so that they will give you the authority to do what you want to do.

A job is more than just a job，especially to the older generation.“It’s not the money that matters，but the sense of self?worth，” 56?year?old Cheng Wonlan said.So，every day Ms Cheng carries a bag of parcels，letters and documents of all shapes and sizes and does her rounds in North Point.She’s a courier(快递人员)．

Five years ago，Ms Cheng was a nurse at a private clinic.She had worked there for almost 30 years but was made jobless when the doctor migrated(移居)．It was extremely difficult for her to find another job.“People do not trust my ability when they learn how old I am，” she said.After two years of searching，the mother of two eventually found another nursing job.But then after two years，she quit.Why?

“My colleagues were young and they didn’t understand me because of my age.They often asked me，‘You are so old；what are you working for？’ I was very unhappy.” she said.So while the rest of her family left for work，she was left to lonely boredom at home.The urge to work drove her to suffering.Then，one of Ms Cheng’s neighbours told her about Employee’s Retraining Board (ERB) offering retraining courses for older people on specific occupations，such as convenience store assistants，junior clerks and so on.

“I was interested in courier work.I didn’t think my age was a barrier because I was fit and healthy.So I thought why not give it a try.” she said.Upon graduation from the ERB，Ms Cheng was offered a job by the Speeding Shuttle Courier Service Company Limited.But then Ms Cheng was faced with a conflict：she was caught between honour and employment.It took Ms Cheng 24 hours to make up her mind and eventually came to the conclusion that there was nothing wrong or embarrassing about doing the job.So she took heart and went off to work as a courier.

Ms Cheng’s employer is delighted with her，“Ms Cheng has been working with us for two months and has shown a good responsible attitude to work.”Anthony Chong，who runs the company，said.Currently，Mr Chong has 60 couriers working for his company：five of them are over fifty，four of whom have been through the ERB plan.Mr Chong said he hired older people because they were able and reliable.“Age is not an important factor but attitude is.Many old people are more capable than the youngsters.They will not run from difficulties but the young ones will，” he said.“It is not easy to recruit (招募) young people since they shy away from hardship and challenges.”

1.Why was it difficult for Ms Cheng to find another nursing job?

A．Nursing clinics were hard to find.

B．People thought that old people couldn’t be trusted.

C．People thought she was too old to take on a new job.

D．People didn’t think she had enough working experience.

2.Ms Cheng left her second nursing job because ________.

A．she was bored

B．it was too difficult

C．she was too old to do the job

D．the other staff made her feel uncomfortable

3.Employee’s Retraining Board is a plan for ________.

A．finding jobs for older people

B．teaching new skills to older people

C．training older people to be couriers

D．giving older people something to do in their spare time

4.When Ms Cheng was offered the courier job she ________.

A．took it straight away

B．thought it over and then accepted it

C．thought about it and then refused it

D．refused it straight away but then changed her mind

根据短文内容，从下框的A--F 选项中选出能概括每一段主题的最佳选项，选项中有一项为多余项。

A. Children don’t mean to annoy their parents.

B. Children can’t understand their parents.

C. Generation gap exists between parents and kids.

D. Communication can help you become independent.

E. Parents should understand their children.

F. Children want to prove parents are responsible.

1.Parents complain that their teenage children don’t listen to them. They don’t like the way their kids are dressed. They can’t appreciate the music their children prefer. They don’t like the stars their children admire. Of course, teenagers too are puzzled. They wonder why there is always difference between them and their parents. This is what we call generation gap.

2.Some children have always complained that their parents are out of touch with modern ways; that they do not trust their children to deal with crises; that they talk too much about certain problems and that they have no sense of humor, at least in parent-child relationships. Actually, this happens as a result of misunderstanding because loving the young is the nature of all the parents.

3.Young people often get their parents annoyed with their choices in clothes and hairstyles, in idols （偶像）and music, but that is not their desire. They feel cut off from the adult world into which they have not yet been accepted. So they create a culture and society of their own. Then, if it turns out that their music or idols or clothes or hairstyles annoy their parents, this gives them additional enjoyment. They may think that they are leaders in style and taste.

4.Sometimes you are satisfied if your parents don’t approve of what you do. You may think that they do so for your sake. They tend to bring their children under control just because they want to be responsible for their children. On the contrary, you’ll be sad if they let you do everything in your own way. That will make you think they don’t care about you.

5.If you plan to control your life, you are supposed to communicate with others in a more effective way. You can charm others, especially your parents, into doing things the way you want. You can impress others with your sense of responsibility, so that they will give you the authority to do what you want to do.

People bury treasure to stop other people from taking it. They choose a quiet place, dig a deep hole and bury the treasure in it. Then they make a map of where the treasure is or write down other clues（线索）that will help them or someone else to find it again.

In Britain a few years ago, a writer wrote about some treasure that he had buried. He put clues in the story to help readers find it. Thousands of people hunted for the treasure. They dug holes all over Britain, hoping to find it.

One of the most popular adventure stories ever written is Robert Louis Stephenson's “Treasured Island”, an exciting story about a young boy, Jim Hawkins, who is captured by pirates (海盗) and later finds some buried treasure.

Then there is the true story about a man who had to travel overseas for a year. He did not trust banks, so he buried his life savings in a park. Then he went away. On his return, he went straight to the park. But the park was no longer there. In its place there was a huge building.

And then there was the man who buried his savings, all in bank notes, in a waterproof（防水的）bag. When he dug it up years later, there was nothing left. Worms and insects had eaten the bag and everything in it.

And of course, these are stories about people who bury things and either forget where they have buried them or lose the map.

Although it is true that people sometimes lose their money because a bank fails, banks are still the safest place to keep our savings and treasures.

People who bury treasure usually .

A. do not trust banks

B. have a little money .

C. want to live in a quiet place.

D. expect to lose it

The writer in Britain .

A. really had buried something.

B. started a nationwide treasure hunt.

C. had lost his treasure and wanted people to help him find it.

D. caused trouble because people dug holes everywhere.

. “Treasure Island” .

A. is a story about pirates.

B. is about the adventures of Jim Hawkins.

C. is the most popular story ever written.

D. is a well-known fairy tale.

The man who buried his money in a park .

A. thought his money was safer there than in a bank.

B. travelled on the sea for a year.

C. got his life savings back again.

D. stayed away longer than he expected.

From these stories we understand that .

A. we cannot trust banks.

B. we should not trust anyone.

C. a waterproof bag is not proof against worms and insects.

D. insects eat anything.

Do not trust such men ________ often like to praise you to your face．

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