Question

【题目】 I grew up in Hastings, a small coastal town in East Sussex, famous for 1066 years of history and seaside charm. I have a memory as a boy, saving my pocket money by placing it in a special drawer, the golden pound coins collecting into a neat pile. When I was 14 in 2007, I saved up money for a gap year, by working at a bingo hall, and I put the money into a savings account. I remember getting 70 ($91) interest rates one year, which made me feel very rich indeed.

Skip forward to 2018 and I was living and working in Beijing, China, as a journalist. All around me Beijing residents were paying for everything using just their smart phones. They would walk up to a counter of a restaurant, shop, or convenience store, and offer up a QR code(二维码)for the cashier to scan. Once scanned, the online system would immediately deduct(扣除) the exact amount owed from the payer’s e-wallet. No reaching for cash and waiting for change. The transaction would take seconds.

But I was a stubborn holdout. My friends, both Western and Chinese, would make fun of me for being so traditional – for sticking to ―dirty cash. But there were a couple of reasons why I kept using physical money and avoided getting into e-payments and e-wallets. Firstly, it felt safer. I wasn’t really aware of how electronic money would work on my smart phone and I feared it would somehow get easily taken away. Secondly, I feared that by moving to e-payments, I would end up spending more. I would lose all sense of how much, day by day, I would be spending.

Were these fears justified? As more and more people across the world escape cash, these are essential issues for me to consider.

【1】Which of the following made the writer feel very rich?

A.Saving 70 ($91) by placing it in a special drawer.

B.Collecting 70 ($91) coins into a neat pile.

C.Putting 70 ($91) into a savings account in bank.

D.Getting 70 ($91) interest rates from a bank.

【2】Which’s not the advantage of e-payments?

A.No reaching for cash.B.No waiting for change.

C.Taking only few seconds.D.Spending more money.

【3】Why didn’t the writer like to accept the e- payments at first?

A.Because he was too traditional to save money.

B.Because he liked the sense of paying in cash.

C.Because he thought e-payments would deduct more.

D.Because he knew how e-payments work on smartphones.

【4】What can we infer about the writer from the last paragraph？

A.He accepted the idea that money is abstract.

B.He eventually turned to using e-payments.

C.He thought the pain of e-payment is delayed.

D.He insisted that having physical cash is safer.

Answer 1

【答案】

【1】D

【2】D

【3】B

【4】B

【解析】

本文为记叙文。作为一个在中国的外国人，看到周围的朋友，周围的人都在用电子支付，作者还是不愿意用这种方便快捷的支付方式，因为害怕电子支付不安全，可能会花更多的钱。随着世界上越多的人使用电子支付，作者最终也会采用电子支付的。

【1】细节理解题。根据第一段最后一句I put the money into a savings account.I remember getting 70 ($91) interest rates one year, which made me feel very rich indeed.我把钱存进了一个储蓄账户。我记得有一年的利息是70英镑(91美元)，这让我觉得自己真的很富有。由此可知D项符合题意，故选D。

【2】细节理解题。根据第二段Once scanned, the online system would immediately deduct(扣除) the exact amount owed from the payer's e-wallet. No reaching for cash and waiting for change. The transaction would take seconds. 一旦扫描，在线系统将立即从付款人的电子钱包中扣除所欠的实际金额。不用拿现金和等找零钱。交易只需要几秒钟。可知A、B和C是电子支付的优点。第三段I feared that by moving to e-payments, I would end up spending more.我担心如果用电子支付，我最终会花更多的钱。可知，会多花钱不是电子支付的优点，故选D。

【3】推理判断题。第三段But there were a couple of reasons why I kept using physical money and avoided getting into e-payments and e-wallets. Firstly, it felt safer. I wasn't really aware of how electronic money would work on my smart phone and I feared it would somehow get easily taken away. 。但有几个原因让我一直使用实物货币，避免进入电子支付和用电子钱包。首先感觉实物倾向更安全，我不知道电子货币在我的智能手机上是如何工作的，我担心它会很容易被拿走。由此可推断出作者喜欢用实物货币，认为它安全，喜欢用现金支付的感觉。故选B。

【4】推理判断题。根据最后一段Were these fears justified? As more and more people across the world escape cash, these are essential issues for me to consider. 这些担心合理吗?随着世界上越来越多的人避免用现金，这些都是我需要考虑的重要问题。由此可推断出， 由于世界上更多的人不再用现金支付，所以我也在考虑用电子支付这种方法了，即作者最终还是要用电子支付的。故选B。