题目内容

Don't spend too much money on these useless books! This is _______．

A.
waste money
B.
to waste moneys
C.
waste of moneys
D.
a waste of money

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EAT YOUR VEGETABLES.Wash your hands. Always say “please” and “thank you”. We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.

Here are some basics that will help guide them their entire lives：

Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she’s 65,she would have $980,983!

Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.

Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.

Provide incentive. Tell your children the importance of saving. “For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,” says Cathy Pareto, expert in money planning.

Explain your values. Values and money are deeply intertwined, says Eilleen Gallo,co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don’t want to buy it.” You might say, ‘I’d rather save that money for your education,’” advises Gallo. Every time you spend or don’t spend money, you have a chance to share your values.

67.The writer gives some basics to help in a proper way.

A. parents teach their children how to deal with money

B. children follow their parents ’instructions

C. children manage their money

D. parents save their money

68.The writer thinks that, if a child wants to buy something, his parents should .

A. give him some regular pocket money

B. encourage him to put money away for it

C. explain to him the importance of investment

D. tell him to save some money by using a credit card

69.The underlined word “incentive” in paragraph 6 means .

A. honor B. praise C. excitement D. encouragement
70.What leads the writer to write this article?

A. Parents want to know how to educate their children.

B. He wants to share his good ideas about money matters.

C. He thinks money management the most important for children.

D. Parents care Little about their children’s management of money.

完形填空（共20小题；每小题1.5分，满分30分）
阅读下面短文，从短文后所给各题的四个选项（A、B、C和D）中，选出可以填入空白处的最佳选项，并在答题卡上将该项涂黑。
As the hot tears rolled down her cheeks, I knew I had asked the wrong question. The ___21___reverberated(回荡)in my mind: Widowed or divorced? I looked into the lady’s __22___, now dampened （使潮湿）with the __23___ tears my words had caused.
“ Well, you could call me widowed,” she replied. “ My husband ___24___ five months ago .”
“ I am so ____25___ ,” I mumbled. “ I need it to fill out your credit application.”
“Don’t worry about it, honey,” she ____26___. “if I never thought about it, I would not ___27____ the love and the memories we shared. Even after 50 years of ___28____ ,each passing moment would bring a deeper meaning to the word love. Now, trust me, I know how ____29___ that sounds. We had our share of challenging times, but in the end ____30___ of that mattered.”
Unsure of what to say, I laughed ___31___ . I picked up the phone to relay her information. After finally completing the credit application, I ____32____ to find myself riveted（固定） to the lady’s face again.
Her eyes began to sparkle ___33___ she continued in a heart-to-heart way. I couldn’t believe someone could open up to a perfect stranger, but it was not my place to ___34____ . I enjoyed listening to her just as much as she ___35___ having somebody to talk to.
“ Have you ever been ____ 36___?” she asked.
I couldn’t help but ___37____. “Ah, no.” I replied. “I’m only 16.”
“Sixteen?” she murmured. “That’s a great age, an age of ____38____. There’s so much worth learning.”
She then spoke in a whipser, “Never take anyone for granted. If you are in ____39___ with someone, let it known. Otherwise, life may pass you by. Don’t spend your life angry . The ridiculous arguments which you think are important won’t even be remembered in a short time.”
Then, she hugged me and thanked me for letting her talk. As she turned to walk away, I could see that tears still hung in her eyes, but the smile that lit her face was amazing. After that, I have never seen that woman again, but her words of inspiration still live in me. At that time, the words were only little bits of advice. Now, ___40___, they are the words which I try to live by, words that will always remind me of my special friend.

Coupons to spend
“How did you spend your coupons?”
On their first day back to school, many students in Hangzhou greeted each other this way.
The coupons referred to the 100 yuan coupons each student received form the city government before the Spring Festival holidays. Over 260,000 primary school and middle school students were given coupons. They could use them in local stores and supermarkets, or to see movies and buy books.
The same coupons have also been given to low income families in Hangzhou. Other cities, including Chengdu and Nanjing, also gave coupons to their citizens. More cities are expected to follow their lead.
Why are local governments doing this?
These programmes are all part of a broader effort in China to increase domestic demand in the face of the global financial crisis.
The crisis has seriously affected China’s exports and investments (投资). Many factories in southern cities have been closed down. Some companies are laying off workers or reducing their pay. The stock market and real estate market have been falling.
In a time of financial crisis, people usually respond by saving money. They are uncertain about the future and are afraid that more difficult times may be ahead. Now many people are choosing not to spend money carelessly. Major chain stores have seen a sharp slowdown in sales, analysts say.
But spending keeps an economy healthy. If people don’t spend, there will be too many products in the market. Then shops will stop buying products from factories. When factories receive no orders, they close down. The workers there accordingly lose their jobs. Also, if people don’t spend, the service industry suffers. The total result is that the whole economy breaks down.
Issuing coupons is a practical and effective way to increase domestic demand in the current situation, said Jiang Zengwei, vice-minister of China’s Ministry of Commerce. Hangzhou reported a rise in customers in local markets during Spring Festival holiday.
However, issuing coupons is only a temporary measure. To increase consumers’ confidence, the government needs to establish a sound secure social system in the long term. When people don’t have to worry about education, health care and their pension, they will be more willing to spend instead of saving.
【小题1】Why are local governments issuing coupons?

A．To increase domestic demand in the face of the global financial crisis.

B．To enable students to use them in local stores and supermarkets, or to see movies and buy books independently.

C．To help those low income families in the global financial crisis.

D．To show the government’s ability to solve economic problems

【小题2】What is NOT the influence that the global financial crisis has brought us?

A．China’s exports and investments have been seriously affected.

B．People begin to spend money without a second thought.

C．Workers are faced with losing jobs and the reduction of the salaries.

D．The active stock market and real estate market have gone.

【小题3】What can be inferred from the passage?

A．Issuing coupons is a practical and effective way to increase domestic demand in a long term.

B．The total result of saving money is that the whole economy breaks down.

C．The government may carry out new policies to encourage citizens to be willing to spend in the near future.

D．After issuing the coupons, the local markets have seen a rise in customers during Spring Festival holiday.

【小题4】If the government is to print a slogan on the coupons to restore consumers’ confidence, what might be used to promote the idea?

A．Spend now, save later.

B．Spend money like there’s no tomorrow; come on!

C．Spend money like it’s going out of style; let’s do it!

D．Big spender, wise spender.

New friends. Fresh lifestyle. Better career opportunities… Those are attractions of overseas study for young people in China. “Start early, finish strong,” some of them say.
More than 300 universities from 27 countries and regions were represented at last weekend’s international education exposition.

The US

       The US has always been oft the top destination list for Chinese students, with its high education standards and enough scholarships．
Good news: It's easier to get a US student visa nowadays．Last year, the refusal rate was only 20 to 30 percent, much lower than a few years before, according to US embassy．
Concerns: There're a lot to prepare The TOFEL, GRE… It's longer time to apply to US universities than schools in the UK or Australia．
Useful link: www．Usemhassy．org．cn

The UK

Easier access to visas and international environment are the UK's great attractions for Chinese students．
Good news: There are many new scholarships this year, both from the government and universities, such as the Scotland International Scholarship．
Concerns: Money．Money．Money．It's expensive to study in the UK, with an average cost of 200, 000 to 300, 000 yuan a year．
Useful link; www．educationuk．org．en

Canada

Canada's multicultural environment is good for students' studies and careers．
Good news: Students are allowed to take off-campus part-tim'e job's during their studies from last year．It'll help pay living expenses．
Students can get two-year work permits after graduation．
Concerns: Only a limited number of scholarships are available．
They rarely cover the full cost of a study program．
Useful link; www．studycanada．en

Australia

Good climate, high quality education and favorable immigration policy—these make Australia one of the most popular choices among Chinese students．
Good news: A new E-visa policy ensures a quick application process （four weeks compared with 12 weeks before）．
Concerns: Tuition fees have risen in past years．The total cost is about 200, 000 yuan to attend a university located in big cities like sydney or Melbourne．
Useful link; www．students, idp．corn
【小题1】If you want to have more chances of getting scholarship to study in a foreign country, you'd better choose_____．

【小题2】Many young people go to study in the US because _____．

A．it is very difficult for them to get a student visa

B．it is easier for them to pass the TOFEL or GRE

C．they don't spend much time applying to US universities

D．they think they can receive good university education

【小题3】If you want to go on staying in the country after you finish studying there, you will choose ______．

A．Australia or the UK	B．Canada or Australia
C．the US or the UK	D．Canada or the UK

【小题4】In which of the following countries may money be the most concern while studying abroad?

A．The US &- the UK．	B．The UK &- Canada．
C．The UK &- Australia．	D．Canada &- the US．

【小题5】The passage is intended to give _____．

A．information for foreign study

B．advice on job seeking

C．suggestions on traveling abroad

D．tips on getting-visas

Today，we are told，children don’t spend enough time in the fresh air．Many of them are addicted to a screen either on a computer or a TV—they seem to be living in a virtual world．They have lost touch with nature．

But now 400 organizations in the UK，from playgroups to the National Health Service，are encouraging children to have some“wild time”．They want kids to swap at least 30 minutes of watching TV or playing computer games for time playing outside．Activities such as building dens, climbing trees, rummaging for conkers and playing hide and seek are just some of the things kids can do. Even if they live in a city，they can go on adventures in the garden or the park．

Children often need a helping hand from mum and dad．They need to be shown what to do and where to go．Andy Simpson from National Health Service says，“We want parents to see what this magical wonder product does for their kids’ development，independence and creativity，by giving wild time a go”．

So despite the complicated world that young people grow up in now，it seems that going back to basics and experiencing“nature’s playground”is what modern children need．David Bond from Project Wild Thing says，“We need to make more space for wild time in children’s daily routine，freeing this generation of kids to have the sort of experiences that many of us took for granted”．

This might sound a bit old fashioned to you or maybe，like me，it’s made you think about sticking on your boots，getting outdoors and reliving your childhood．There’s no age limit on enjoying yourself!

1.What is the best title of the text?

A．Wild time for children B．Benefits of wild time

C．More space for children D．Adventures of children

2.Children are encouraged to do the following activities except

A．building dens B．climbing trees

C．playing hide and seek D．watching TV

3.According to Andy Simpson，we know that

A．wild time is hard to design

B．wild time is beneficial for children

C．parents know the importance of wild time

D．parents like keeping their children indoors

4.What’s the main idea of Paragraph 4 ?

A．Modem children need wild time．

B．Adults value outdoor activities．

C．The present world is complicated．

D．This generation of kids have no freedom．

5.The last paragraph suggests that

A．people like recalling the past

B．it is out of date to go outdoors

C．it is too late for adults to enjoy nature

D．people at any age can enjoy wild time

Don't spend too much money on these useless books! This is _______．

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