Question

Kids have their own ideas about money---some are sensible and others are not so wise.
Twelve-year-old Amanda thinks it’s 1  to save and not blow your money right away  “ so you can  2  other things”.
When it comes to credit cards, eight-year-old Jeremie says when the monthly 3  comes in “ you sign it and then you give it back” ---leaving out the part about actually 4  it.
These kids are 5 far away from the working world, but the ideas they’re forming about 6  could affect how much they save, how they use credit cards and how much debt they finally take on in later life.
High school business teacher Jeff Balch said his students had 7  knowledge about money other than spending. “ They don’t know most things because 8  talks to them about them---as in their parents,” said Balch, “The discussions tend to be in terms of kids 9  too much money, but no one tells them why, where their money goes.
Mitch Murphy said students’ message to the task force was to “ make it 10 ”. “ It may be difficult to have a 14-or 15-year-old student get too 11  about retirement planning, ” Murphy said, “ But if you want to talk about a cellphone contract or a debt card,they will be engaged in.” Murphy said learning financial literacy (能力)　12,  well 13  getting into the work force, should stay with Canadians for life and 14  the country as a result.
Sandra Martin said children can start learning about money when they learn to 15 . “ Sit down with the flyers and look at how much things cost,” Martin said. Babysitting and birthday money could be 16  and there would be a(n) 17  as to how much could be debited(借) every month, she said.
“ The reality is that we’re not spending with cash anymore. If you’re always in  18  of your child’s money, then they’re never going to learn what it means to save for something that’s 19.”
Balch said he tries to make his students realize the differences between needs, wants and priorities(优先权). If they haven’t learned self-control and if they haven’t learned how to 20  money, they can easily spiral(螺旋上升) out of control.

1. 1.
   1. A.
      good
   2. B.
      difficult
   3. C.
      easy
   4. D.
      hard
2. 2.
   1. A.
      sell
   2. B.
      exchange
   3. C.
      buy
   4. D.
      involve
3. 3.
   1. A.
      material
   2. B.
      bill
   3. C.
      catalogue
   4. D.
      figure
4. 4.
   1. A.
      paying
   2. B.
      replacing
   3. C.
      recycling
   4. D.
      adopting
5. 5.
   1. A.
      already
   2. B.
      still
   3. C.
      even
   4. D.
      almost
6. 6.
   1. A.
      belief
   2. B.
      part
   3. C.
      discipline
   4. D.
      money
7. 7.
   1. A.
      much
   2. B.
      more
   3. C.
      little
   4. D.
      many
8. 8.
   1. A.
      everybody
   2. B.
      somebody
   3. C.
      anybody
   4. D.
      nobody
9. 9.
   1. A.
      spending
   2. B.
      costing
   3. C.
      taking
   4. D.
      sparing
10. 10.
    1. A.
       amazing
    2. B.
       real
    3. C.
       active
    4. D.
       legal
11. 11.
    1. A.
       disappointed
    2. B.
       skeptical
    3. C.
       enthusiastic
    4. D.
       fortunate
12. 12.
    1. A.
       correctly
    2. B.
       early
    3. C.
       late
    4. D.
       patiently
13. 13.
    1. A.
       before
    2. B.
       after
    3. C.
       when
    4. D.
       while
14. 14.
    1. A.
       benefit
    2. B.
       bother
    3. C.
       contact
    4. D.
       educate
15. 15.
    1. A.
       cook
    2. B.
       trade
    3. C.
       count
    4. D.
       paint
16. 16.
    1. A.
       stood
    2. B.
       banned
    3. C.
       displayed
    4. D.
       deposited
17. 17.
    1. A.
       attitude
    2. B.
       conclusion
    3. C.
       limit
    4. D.
       data
18. 18.
    1. A.
       search
    2. B.
       control
    3. C.
       need
    4. D.
       place
19. 19.
    1. A.
       important
    2. B.
       formal
    3. C.
       scientific
    4. D.
       independent
20. 20.
    1. A.
       borrow
    2. B.
       lend
    3. C.
       increase
    4. D.
       handle

Answer 1

ACBAB DCDAB CBAAC DCBAD
试题分析：文章阐述现在的孩子对理财的了解不是很多，作者认为孩子很早就要学会理财，学会存款，为以后的生活做准备，这会整个国家都是有好处的。
1.考查形容词：A. good好的，B. difficult 困难的，C. easy容易的，D. hard困难的，从后面的句子：“ so you can   17  other things”.可知Amanda认为存钱是好的，选A
2.考查动词：A. sell卖，B. exchange交换，C. buy买，D. involve涉及，如果存钱，可以买更多的东西，选C
3.考查名词：A. material材料，B. bill账单，C. catalogue目录，D. figure人物，数字，从后面的“ you sign it and then you give it back”可知是每个月的账单到了，选B
4.考查动词：A. paying   付钱，B. replacing代替，C. recycling回收，D. adopting采用，收养，“ you sign it and then you give it back”实际上是省略了实际付钱的部分，选A
5.考查副词：A. already已经，B. still仍然，C. even甚至，D. almost几乎，这些孩子离工作的领域还很远，选B
6.考查名词：A. belief信念，B. part 部分，C. discipline原则，D. money钱，他们对于钱形成的想法对他们有很大的影响，选D
7.考查形容词：A. much很多，B. more更多，C. little很少，D. many很多，从后面的句子：“ They don’t know most things 高中商业老师Jeff Balch认为他deep学生对钱了解很少，选C
8.考查代词：A. everybody每个人，B. somebody一些人，C. anybody任何人，D. nobody没有人，他们不了解这些事情，因为没有人和他们说，选D
9.考查动词：A. spending花费（主语是人）B. costing花费（主语是物），C. taking 花费（主语是it）    D. sparing匀出，腾出，讨论往往是孩子花费太多的钱，选A
10.考查形容词：A. amazing令人惊叹的，B. real真的，C. active活泼的，D. legal合法的，从后面的句子:“ It may be difficult to have a 14-or 15-year-old student get too  26  about retirement planning, ”可知要让这个任务变得真实，选B
11.考查形容词：A. disappointed  失望，B. skeptical 怀疑，C. enthusiastic热情的，D. fortunate幸运的，14，15岁的孩子对退休的计划不会太有热情，选C
12.考查副词：A. correctly正确地，B. early早，C. late吃，D. patiently耐心地 ，从后面的句子：well  28  getting into the work force,可知要早早的学习经济能力，选B
13.考查连词：A. before在,…前面，B. after在,…后面，C. when 当,…时候，D. while当….时候，这里指在上班之前就学习经济方面的能力，选A
14.考查动词：A. benefit使…受益，B. bother麻烦，费事，C. contact联系，D. educate教育，早早的学习经济能力是加拿大人终身的事情，因此使整个国家受益，选A
15.考查动词：A. cook烹饪，B. trade交易，C. count数，D. paint绘画，孩子们学会数数的时候，就要了解钱的事情，选C
16.考查动词：A. stood站立，B. banned禁止，C. displayed 展示，D. deposited存款，从后面的there would be a(n)  32  as to how much could be debited(借) every month,可知照顾小孩的钱和生日的钱要存起来，选D
17.考查名词：A. attitude态度，B. conclusion结论，C. limit限制，D. data数据，每个月借出的钱要有限制，选C
18.考查动词：A. search搜寻，B. control控制，C. need需要，D. place地方，in control of控制，选B
19.考查形容词：A. important重要，B. formal正式的，C. scientific科学的，D. independent独立的，如果你总是控制孩子的钱，他们永远不会知道存钱的重要性，选A
20.考查动词：A. borrow借出，B. lend借进，C. increase增加，D. handle处理，应付，如果孩子没有学会怎么处理钱，慢慢地就会失去控制，选D
考点：考查教育类短文