题目内容

It’s important for you teenagers to know how to save money. You know that the money you save can be for rainy days and be used to pay through your college education. If you think it’s a difficult task and don’t know how to do it, please do as the following.

1.

My dad always tells me that if one doesn’t respect money, it will never respect you. Hence, it’s important that you keep a record of your daily expenses. Make it a habit to write down all that you have spent. And when you find out the total expenses at the end of the month, you will realize what you have spent more money in doing. 2.

Open a savings account.

Opening a savings account is a better way to save money. You can set a goal; say (for example), the money is for a new notebook or for college, and then save, until you have enough money to buy a notebook or until you go to college. 3.

Do not carry much cash.

Do you have the habit of not leaving a store without buying anything? The only way to stop that is carrying less money around with you. Go to the store with the minimum amount of money, which will not even help you buy a drink. 4.

Save the changes.

Save the changes that you get back. If you have gone to a shop to buy something and get back some changes, then do not spend them. 5. And you’ll be surprised at the huge amount of money after days.

Follow these tips above, and thus you can save a lot of money. And surely, they’ll help you to be more responsible in your life.

A. Keep a record of your daily expenses.

B. After a few days, you’ll get rid of this habit.

C. Instead, you can save them in your piggy bank.

D. By that time, you will realize the importance of saving money.

E. Saving money builds your financial power and personal freedom.

F. Next month, you will automatically try and save more in that part.

G. Nowadays in the developed and developing countries, people are all working for the sake of earning money.

1.A

2.F

3.D

4.B

5.C

【解析】

试题分析:

试题分析:文章就如何攒钱这一问题提出了一些建议。

1.

2.

3. a savings account is a better way to save money. You can set a goal; say (for example), the money is for a new notebook or for college, and then save, until you have enough money to buy a notebook or until you go to college.可知这里想说到那个时候,你就会意识到攒钱的重要性了。

4.

5. C Save the changes that you get back. If you have gone to a shop to buy something and get back some changes, then do not spend them. 20 And you’ll be surprised at the huge amount of money after days.可知这里意思是你可以把零钱存到你的小猪存钱罐里。

考点:考查日常生活类短文阅读

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My mother is a diligent and kind woman. She is very busy from morning till night. As a teacher, she works hard. 1. Both my brother and I love her dearly as she loves us.

My mother has been teaching math at a middle school in my hometown. She goes to work early in the morning and does not return home until late in the afternoon. 2. She treats them with patience and teaches them well. For her excellent quality and very good teaching results, she has been elected as a model teacher several times.

3. Every day, when she comes back home from work, she sets about doing housework, sweeping the living room and bedrooms or cleaning the furniture, and putting everything in good order. She seems to be busy all the time. As she has been very busy working every day, she looks older than her age. But she looks as cheerful and happy as ever. Mother never buys expensive dresses for herself, but she often buys some inexpensive but high quality clothes for us. 4. She just eats a plain meal outside when she is too busy to cook herself. She lives a busy yet simple life, without any complaints.

Often she says to us, “work while you work, and play while you play. That is the way to be happy and gay. If you do not work, you will become lazy and be of no use to society”. What a piece of good advice this is! 5. This advice of hers will always serve as a guide to my behavior. My mother is great indeed, and I always feel proud of her.

A. She enjoys listening to classic music.

B. As a mother, she takes good care of us and gives us every comfort.

C. She loves her students and cares for them.

D. She never goes to expensive restaurants to enjoy meals.

E. My mother is hard-working and never wastes money.

F. I never forget it and always bear it in my mind.

G. Can you tell us something about your mother?

Most likely, you aren’t the family breadwinner. But doing a small job or getting a weekly allowance (零花钱) would put some money in your pocket. For kids and grown-ups alike, money is easy to spend. If you aren’t careful, it can be going in no time.

Being responsible with your money is an important skill to learn — and the sooner you start the better. Whether you are tracking your spending or saving for something special, creating a budget can help you deal with your expenses and plan for the future. All you need are paper and a pencil — and some self-control.

First, take a look at our sample monthly budget. Then, use a separate sheet of paper to plan your own. In the first two columns (栏), list your sources (来源) of income and how much you expect to earn from them. In the third and fourth columns, list what you expect to spend your money on and the amount.

The left-hand total should be more than or equal to the right-hand total. If it is, you have an effective budget. Budgets are not complex, but sticking to them can be tough. When planning your budget, be realistic about your expenses. If you know that you drop $18 at a movie, don’t write $12 in that space simply because you wish you were spending less.

If you are eyeing a big purchase, such as a $150 skateboard, spend less and save more until you have the total amount. No matter how attractive it may be, avoid spending your savings. One day, you will thank yourself!

Monthly Income

Amount

Monthly Expense

Amount

Allowance

$20.00

Snacks

$20.00

Money earned selling drinks

$25.00

Music downloads

$12.00

Money earned babysitting

$12.50

Movies

$18.00

Money earned delivering newspapers

$30.00

Video rental

$10.00

Total

$87.50

Total

$66.00

1.Who is the passage written for?

A. Children. B. Parents.

C. Breadwinners. D. Bank managers.

2.The purpose of making a budget is to help people _________.

A. learn to be realistic B. increase their saving

C. manage their money well D. test their power-control

3.What should people do when planning a budget?

A. Fill in the expenses as they really are.

B. Avoid spending money on expensive things.

C. Set aside a fixed amount of money as savings.

D. List income and expenses on two pieces of paper.

4. Which of the following budgets is effective?

5.The passage mainly tells us _______.

A. the importance of making a budget

B. how to make a budget

C. how to form good habits

D. how to spend money

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