题目内容

You may ______ your teachers for help when you have problems.

A．turn upB． turn downC．turn to D．turn off

C

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   Parents need to be good role models to help their children make sensible financial decisions, according to Adam Hancock and hs team, from East Caronlina University in the US. Their work highlights that parents who argue about finances contribute to increasing credit card debt among their children during their students years. Their work is published online in Springer's Journal of Family and Economic Issues.

   Credit card debt among college students has been a growing concern for researchers and policymakers over the last decade. In addition, there is growing concern among educators that more students are dropping out of school, not because of academic failure, but because of financial reasons, and credit card especially. Hancock and colleagues' study is the first to examine how parental interactions, and financial knowledge and attitudes may have a cumulative effect（累积效应）on the number of credit cards students own and their level of credit card debt.

   The researchers analyzed data for 420 undergraduate students from seven different American universities, who took part in the College Student Financial Literacy Survey. According to the online survey, nearly two-thirds of students had a credit card, and nearly a third had more than one. Those students who reported that their parents argued about finances were more likely to have more than two cards than the students whose parents who did not argue about finances.

In terms of debt, those students who had two or more credit cards were nearly three times more likely to report having credit card debt over ＄500.

The researchers conclude, "It is clear that the influence of parents cannot be neglected. Researchers, educators and policymakers should work in finding effective ways to increase the positive financial behaviors fo college students. We need to help students learn financial skills and establish healthy financial attitudes at earlier ages to prevent poor financial habits from taking root."

31. In Adam Hancock's research, student's credit card debt is related to their _________.

   A.knowledge            B.concerns           C.school            D.parents

32. When college students have credit card debt, they may ________.

   A.quit school                                B.fail in their exams  

   C.study financial knowledge                    D.have more credit cards

33. What can we infer from Paragraph 3?

   A. More than 400 students i a university took the survey.

   B. The survey was conducted with the paper questionnaire.

   C. Nearly all the students in this survey have credit cards.

   D. Students have fewer cards if their parents argue more.

34. If you have two or more credit cards, you are more likely to ________.

   A.get wealthy           B.have argument       C.buy more things   D.become in debt

35. As a student, what can yo learn from the passage?

   A. We need to turn to our parents when we have credit card debt.

   B. We should build correct financial attitudes when we are young.

   C. We shouldn't have credit cards so that we can avoid argument.

   D. We can have more credit cards to make life more comfortable.

                                      
     Every kid more or less complains about school. But five to ten percent of kids dislike it so much that
they don't want to attend. lf a child seems upset or anxious about school, pretends to be sick to stay
home, repeatedly winds up in the nurse's or principal's office, or refuses to talk about the school day,
you should be concerned.
     One fear that keeps children from enjoying school is separation anxiety. It most frequently occurs
during times of family problems or when a child is about to enter a new school. With younger kids, watch
how you say good-bye those first few days of school. A firm "Have a great day, and I'll pick you up at
2: 30!" is more confidence-inspiring than" Don't worry. I can be there in ten minutes if you need me. "
     You can help your child handle fearful situations-from speaking up in class to taking tests-by
rehearsing at home. Help make large projects less discouraging by breaking them into manageable
pieces. Teach your child to replace thoughts such as "I'm going  to  fail" with" I can  handle this".
     Some kids dislike school because they have no friends. This may be the case if your child is always
alone, fakes illness to avoid class outings or gives away treasured possessions in an attempt to be liked.
Often loneliness problems can be solved by improving social skills. A child may need to learn how yo
look others in the eye when he speaks, or how to talk above a whisper -or below a yell. You might
teach a young child a few "friendship openers", such as "Myname's Tom. What's yours? Do you want to
play games?"
1. When a school boy has separation anxiety, he is___________ .
A. worried about his study
B. uncertain if he can deal with his family
C. eager to go to school
D. unwilling to leave his family for school
2. Which of the following is NOT a fearful situation for a new school kid?
A. Making a public speech.
B. Taking an examination.
C. Finishing a lot of housework.
D. Doing a big amount of homework.
3. When a child gives his beloved toy to an unfamiliar classmate, he must be stuck in___________.
A. separation anxiety                
B. complaints about school
C. a loneliness problem              
D. a fearful situation
4. Which of the following best shows the composition of the passage ?
    ( l)-Paragraph 1
    (2)-Paragraph 2
    (3)-Paragraph 3
    (4)-Paragraph 4
A. (1)→(2)→(3)→(4)    
B. (1)(2)→(3)(4)
      ↗ (2)         ↗ (1)
C. (1)→(3)    
D. (2)→(4)
     ↘ (4)         ↘(3)
     There are countless diet programs and weight loss systems available. The majority are from multi-
million dollar companies. Do you really think these businesses achieved success with a one-time, fix-all
diet plan? No, they count on having most people return on a recurring basis; hence the term "yo-yo
dieting". A lot of diet plans can be very limiting. You are required to follow a certain meal plan, which
may consist of certain foods. Some plans are more exact and restrictive than others. Some diet companies even supply you with the actual meals. This means even more revenue(收入) for these businesses.
     A well-balanced diet consists of carbohydrates that are low in sugar (they're sometimes referred to as "good carbs"), proteins, and fats. (Yes, fats are important, too.) Fortunately for you, a well-balanced diet
is all that is needed to safely and effectively lose or maintain weight, depending upon your goals.
     By educating yourself and having the willpower and commitment to make the proper food choices,
you'll be well on your way toward achieving your weight-loss goals. After all, in order for a diet to be
really successful, it cannot be just a diet. You must develop and conform to(遵守) a lifestyle that revolves around smart food decisions. This doesn't mean that you can never enjoy certain things that you crave(渴望), at least from time to time. We can all enjoy such things, but moderation is the key. A week's worth of smart choices deserves a meal out at your favorite restaurant. It also gives you something to look forward
to and enjoy when you are saying "no" to those office donuts all week long.
     Don't get me wrong. It isn't always going to be easy. But rarely does anything worth having come
easily. Liking what you see in the mirror, and being fit and healthy are definitely worth working hard for.
Anyone can achieve such goals. To break out the old Nike phrase —Just Do It.
1. The first paragraph mainly tells us ____________.
A. there're many kinds of diet plans or programs with different effects
B. why so many diet plans can not help people to control weight
C. the diet plans do not work and can only benefit the companies
D. people can't stick to the diet plans because they are dull
2. If you want to control weight safely and effectively, what you do NOT need is ____________.
A. the diet plans from the big company      
B. a well-balanced diet
C. the willpower and determination
D. a lifestyle considering smart food choices
3. What's the correct understanding of the underlined sentence?
A. Once you have a big meal in the restaurant, your week's effort will be in vain.
B. If you can make smart food choices for a week, you can treat yourself to a favourite meal out.
C. A week's smart food choices itself, not a meal out, is a big reward for you.
D. A week's proper food at home is as attractive as a delicious meal outside.
4. What's the correct attitude towards the food you like?
A. Have some whenever you like.            
B. Eat much after a diet of a long time.
C. Enjoy it once in a while but never too much.
D. Never have it before you successfully lose weight.
5.  The last paragraph is meant to ____________.  
A. conclude what's the best way to control weight  
B. emphasize the reasons why people should diet  
C. predict the results of taking well-balanced food
D. encourage people to take action in spite of difficulties

At a recent luncheon(午餐会), Yao Ming, an well-known Chinese basketball players, was introduced to the CEOs of IBM, FedEx, Motorola, Disney, AOL Time Warner and visiting former Chinese President, Jiang Zemin. Other deals include Nike, Sorrent, and China Unicom.

In the end Yao is expected to earn much more in endorsement deals than his four-year,＄18-million salary to play center for the Houston Rockets.

    “His friendly personality is real”, says Jimmy Siegel, who as vice-chairman, senior executive creative director at BBDO New York was behind Yao’s “Yo！” commercial for the Visa check card.

    “He’s very much what you’d imagine,” says Siegel. “He’s very modest, down to Earth, somewhat self-effacing（不爱抛头露面的）and somewhat quiet but I think that’s part of the language problem.”

Despite all the attention, Ming’s bank account is still a far cry from Jordan’s or Woods’, who each earn between＄40 million and ＄60 million every year in endorsement.

Unlike Jordan and Woods--who are unquestionably the best in the world at what they do--there’s no way to know how long Yao Ming will remain the king of the NBA—he’s only been here for six months.

1. Who have / has contacted with Yao Ming recently ?

A. CEOs of IBM, Motorola.Disney, AOL Time Warner.

B. Visiting Chinese President Hu Jintao.      

C. Sorrent, vice-chairman of BBDO New York.

D. Jordan and Woods.

2. What does the underlined word“endorsement”mean?

A. Commercial.      B. Entertainment.      C. Sports.              D. Marketing.

3. Which of the statements about Yao Ming is Not true?

A. He is now quite popular in the U.S..

B. He is a modest, down to earth young man.

C. He may earn more in endorsement deals than his salary. 

D. He will surely become the future king of the NBA.

4. Why is it Yao Ming’s bank account still much less than Jordan’s or Woods’?

A. He is not as good a player as Jordon or Woods.

B. He will earn only 18 million in 4 years in the future.

C. His endorsement income is now lower than Jordan’s or Woods’.

D. He has only been in the States for six months.

5. What is the part reason why Yao Ming is self-effacing and quiet according to Siegel?

A. Because Yao Ming didn’t like the luncheon.

B. Because Jordon was invited to the luncheon.

C. Because Yao Ming had language problem.

D. Because Yao Ming didn’t meet his best friend here.

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