5、Many children first learn the value of money by
receiving an allowance．The purpose is to let children
learn from experience at an age when financial mistakes are not very costly．
The amount of
money that parents give to their children to spend as they wish differs from
family to family．Timing
is another consideration．Some children get a weekly
allowance．Others get a monthly allowance．
In any case，parents should make clear what，if anything，the child is expected to pay for
with the money．
At first，young children may spend all of
their allowance soon after they receive it．If they do
this，they will learn the hard way that spending must be
done within a budget．Parents are usually advised not to
offer more money until the next allowance．
The object is
to show young people that a budget demands choices between spending saving．Older children may be responsible
enough to save money for larger costs，like clothing or
electronics．
Many people who
have written on the subject of allowances say it is not a good idea to pay your
child for work around the home．These jobs are a normal part of family life．
Paying children
to do extra work around the house，however, can be useful．It can even provide
an understanding of how a business works．
Allowances give
children a chance to experience the three things they can do with money．They can share it in the form of
gifts or giving it to a good cause．They can spend it by
buying things they want．Or they can save it．
1．What is special about children learning financial
management by experience?
A．They learn more quickly．
B．They are not as likely to make mistakes．
C．Their mistakes won’t matter
so much．
D．They have plans made by their parents．
2．When the writer says some young children“will learn the hard way that…”，he
means____________.
A．they will know a budget is hard to carry out
B．they will have a hard time learning the lesson
C．what they will learn is absolutely true
D．their parents will teach them a hard lesson
3．Judging from the article．it
is all right if a couple gives their son an allowance________.
A．regularly twice every month
B．whenever he has run out of money
C．telling him to ask for permission before
spending
D．without telling him what to spend on
4．The writer would agree to encourage the kids to
____________to deal with a tight budget．
A．borrow money from others B．ask their parents for more money
C．get paid for their household routines D．earn money by extra work
5．When a kid donates some of his allowance to wild
animal protection，he is_____．
A．sharing it with
others B．giving it to a good cause
C．buying things for
himself D．saving for his
future spending