E

  Many children first learn the value of money by receiving an allowance （pocket money）.The purpose is to let children learn from experiences at an age when financial mistakes are not very costly．

    The amount of money that parents give to their children to spend as they wish differs from family to family Timing is another consideration .Some children get a weekly allowance Others get a monthly allowance

   In any case，parents should make clear what，if anything，the child is expected to pay for with the money．At first, young children may spend all of their allowance soon after they receive it If they do this they will learn the hard way that spending must be done within a budget．Parents are usually advised not to offer more money until the next allowance．

  The object is to show young people that a budget demands a choice between spending and saving Older children may be responsible enough to save money for larger costs，like clothing or electronics．Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home .These jobs are a normal part of family life.

   Paying children to do extra work around the house，however，can be useful．It can even provide an understanding of how a business works.

    Allowances give children a chance to experience the three things they can do with money．They can share it in the form of gifts or giving to a good cause．They can spend it by buying things they want．Or they can save it.

   Saving helps children understand that costly goals require sacrifice．You have to cut costs and plan for the future. Requiting children to save part of their allowances can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance．

    A savings account is an excellent way to learn about the power of compound interest．

    Compounding works by paying interest on interest．So，for example，one dollar invested at two percent interest for two years will earn two cents in the first year．The second year，the money will earn two percent of one dollar and two cents，and so on. That may not seem like a lot．But over time it adds up.

71．Giving an allowance，parents should consider all the following EXCEPT________．

      A．how much the child should get each time

      B．whether the child has made a budget

      C．where the money really goes

      D．how often a child can get it

72．According to the passage，how can a child learn to have a budget?

      A．Through their own experiences．

      B．Through parents' instruction．

      C．By spending allowance．

      D．By receiving allowance．

73．The author of the passage holds the opinion that_________．

      A．what children learn by handling allowances may be beneficial in the future

      B．children can learn to set up their own business with their allowances.

      C．keeping allowances in the bank is the best choice for children

      D．it is not a good idea to pay children to do housework at home

74．The underlined words “compound interest” in the passage probably means__________．

      A．increasing curiosity to learn how to make more money

      B．stronger power to hold one's attention to saving money

      C．money paid by the bank on your original money and the gain from it

      D．the sum of money that you earn from keeping your money in the bank

75．What is the best title for the passage?

      A．Be Generous To Pay Your Children

      B．Be Wise To Avoid Financial Mistakes

      C．Saving Allowances Does Good To Children

      D．Allowances Help Children Learn About Money

Many children first learn the value of money by receiving an allowance（pocket money）. The purpose is to let children learn from experiences at an age when financial mistakes are not very costly.

       The amount of money that parents give to their children to spend as they wish differs from family to family, Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.

       In any case, parents should make clear what , if anything, the child is expected to pay for with the money. At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance. 

       The object is to show young people that a budget demands a choice between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics. Many people who have written on the subject of allowances say it is not a good idea to pay you child for work around the home. These jobs are a normal part of family life.

       Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.

       Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it.

       Saving helps children understand that costly goals require sacrifice. You have to cut costs and plan for the future. Requiring children to save part of their allowances can also open the door to future saving and investing . Many banks offer services to help children and teenagers learn about personal finance.

       A saving account is an excellent way to learn about the power of compound interest .

       Compounding works by paying interest，So, for example , one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents, and so on. That may not seem like a lot, But over time it adds up.

1．Giving an allowance, parents should consider all the following EXCEPT      

       A．how much the child should get each time

      B．whether the child has made a budget

C．where the money really goes           

D．how often a child can get it

2．According to the passage, how can a child learn to have a budget?      

       A．Through their own experiences.            B．Through parents’ instruction.

       C．By spending allowance.                        D．By receiving allowance. 

3．The author of the passage holds the opinion that        .

       A．what children learn by handling allowances may be beneficial in the future

       B．children can learn to set up their own business with their allowances

       C．keeping allowances in the bank is the best choice for children

       D．it is not a good idea to pay children to do housework at home 

4．What is the best title for the passage?        

       A．Be Generous To Pay Your Children

       B．Be Wise To Avoid Financial Mistakes

       C．Saving Allowances Does Good To Children

       D．Allowances Help Children Learn About Money

第二部分：阅读理解（共25小题；第一节每小题2分，第二节每小题1分；满分45分）

第一节  阅读下列短文，从每题后的四个选项（A、B、C和D）中，选出最佳选项。

A

Many children first learn the value of money by receiving an allowance(pocket money). The purpose is to let children learn from experiences at an age when finacial mistakes are not very costly.

The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.

In any case, parents should make clear what, if anything, the child is expected to pay for with the money. At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance.

The object is to show young people that a budget demands choices between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics. Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life.

Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.

Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it.

Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future. Requiring children to save part of their allowance can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance.

A savings account is an excellent way to learn about the power of compound interest.

Compounding works by paying interest on interest. So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents, and so on. That may not seem like a lot. But over time it adds up.

41．Giving an allowance, parents should consider all the following EXCEPT_______

       A．how much the child should get each time

       B．whether the child has made a budget

       C．where the money really goes.

       D．how often a child can get it

42．The author of the passage holds the opinion that__________

       A．what children learn by handling allowances may be beneficial in the future

       B．children can learn to set up their own business with their allowances

       C．keeping allowances in the bank is the best choice for children

       D．it is not a good idea to pay children for housework at home

43．The underlined words “compound interest” in the passage probably mean_______.

       A．increasing curiosity to learn how to make more money

       B．stronger power to hold one’s attention to saving money

       C．money paid by the bank on your original money and the gain from it

       D．the sum of money that you earn from keeping your money in the bank

44．What is the best title for the passage?

       A．Be Generous to Pay Your Children.      

       B．Be Wise to Avoid Financial Mistakes.

       C．Saving Allowances Does Good to Children.

       D．Allowances Help Children Learn about Money.

第二部分：阅读理解（共25小题；第一节每小题2分，第二节每小题1分；满分45分）
第一节 阅读下列短文，从每题后的四个选项（A、B、C和D）中，选出最佳选项。
A
Many children first learn the value of money by receiving an allowance(pocket money). The purpose is to let children learn from experiences at an age when finacial mistakes are not very costly.
The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.
In any case, parents should make clear what, if anything, the child is expected to pay for with the money. At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance.
The object is to show young people that a budget demands choices between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics. Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life.
Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.
Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it.
Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future. Requiring children to save part of their allowance can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance.
A savings account is an excellent way to learn about the power of compound interest.
Compounding works by paying interest on interest. So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents, and so on. That may not seem like a lot. But over time it adds up.
41．Giving an allowance, parents should consider all the following EXCEPT_______
A．how much the child should get each time
B．whether the child has made a budget
C．where the money really goes.
D．how often a child can get it
42．The author of the passage holds the opinion that__________
A．what children learn by handling allowances may be beneficial in the future
B．children can learn to set up their own business with their allowances
C．keeping allowances in the bank is the best choice for children
D．it is not a good idea to pay children for housework at home
43．The underlined words “compound interest” in the passage probably mean_______.
A．increasing curiosity to learn how to make more money
B．stronger power to hold one’s attention to saving money
C．money paid by the bank on your original money and the gain from it
D．the sum of money that you earn from keeping your money in the bank
44．What is the best title for the passage?
A．Be Generous to Pay Your Children.      
B．Be Wise to Avoid Financial Mistakes.
C．Saving Allowances Does Good to Children.
D．Allowances Help Children Learn about Money.

第三部分：阅读理解（共20小题；每小题2分，满分40分）

阅读下面短文，从每题所给的四个选项（A、B、C、D）中，选出最佳选项，并在答题卡上将该项涂黑.

   Many children first learn the value of money by receiving an allowance (pocket money). The purpose is to let children learn from experiences at an age when financial mistakes are not very costly．

   The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration．Some children get a weekly allowance．Others get a monthly allowance．

   In any case, parents should make clear what，if anything, the child is expected to pay for with the money．At first, young children may spend all of their allowance soon after they receive it. If they do this，they will learn the hard way that spending must be done within a budget．Parents are usually advised not to offer more money until the next allowance．

   The object is to show young people that a budget demands a choice between spending and saving．Older children may be responsible enough to save money for larger costs，like clothing or electronics．Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home．These jobs are a normal part of family life．

    Paying children to do extra work around the house，however，can be useful．It can even provide an understanding of how a business works．

    Allowances give children a chance to experience the three things they can do with money．They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want．Or they can save it.

    Saving helps children understand that costly goals require sacrifice．You have to cut costs and plan for the future．Requiring children to save part of their allowances can also open the door to future saving and investing．Many banks offer services to help children and teenagers learn about personal finance.

A saving account is an excellent way to learn about the power of compound interest.

    Compouding works by paying interest on interest．So，for example，one dollar invested at two percent interest for two years will earn two cents in the first year. The second years，the money will earn two percent of one dollar and two cents，and so on. That may not seem like a lot．But over time it adds up．

1. Giving an allowance, parents should consider all the following EXCEPT ______.

A. how much the child should get each time 

B. whether the child has made a budget

C. where the money really goes

D. how often a child can get it

2. The author of the passage holds the opinion that _________.

    A. what children learn by handling allowances may be beneficial in the future

    B. children can learn to set up their own business with their allowances

    C. keeping allowances in the bank is the best choice for children

    D. it is not a good idea to pay children for housework at home

3. The underlined words “compound interest” in the passage probably mean ________.

    A. increasing curiosity to learn how to make more money

    B. stronger power to hold one’s attention to saving money

    C. money paid by the bank on your original money and the gain from it

    D. the sum of money that you earn from keeping your money in the bank

4. What is the best title for the passage?

A. Be Generous to Pay Your Children．   

B. Be Wise to Avoid Financical Mistakes．

C. Saving Allowances Does Good to Children．

D. Allowances Help Children Learn about Money．