How much should you save? You may be able to save 100% of your money. Does that mean you should? Not at all. The best way to develop good saving habits is to make saving a regular part of your life, along with spending.
Here is the rule you should remember: save before spending. Whenever some money gets into your hands, from a job or your pocket money or whatever, take your savings out immediately, before spending any of the money. The beauty of this system is that if you take away your savings, you are free to spend the rest.
Here are some more suggestions on how to successfully get into the saving habit from teens. Let’s see!
Tony,13: I put my money in a bank instead of my wallet, so the money is not there. And I have to take an extra step to get it.
Bill,14: When considering a major purchase(购买), wait a week or so, at least. This will help you make sure if you still want it, and the price might go down.
Dick, 13: Carry very little money always. You can’t spend money if you don’t have it. A cake would be nice, but without a dollar, you can’t get it. Little things like that really add up quickly.
Steve,16: I used to be weak when it came to money. I bought something whenever I went into a store. I’m glad I’m not that person now. I taught myself discipline by keeping a $20 bill in my pocket while waking around the mall all day and not buying anything. Now I have no strong wish to buy things when I go into a store. It works for me.
These ideas should help you get started. If you have some questions about anything you’ve read here, or would like to share your ideas about saving money, please write to us.
【小题1】How does Tony advise you about saving money?

About ten years ago, a very successful businessman named John was travelling down a neighborhood street. He was going a little too  1   in his expensive new car.

    Suddenly, a brick（砖） hit his new car and broke the  2  .The   3   driver jumped out of the car, caught the kid who threw the brick and shouted, "What are you doing? That's a new car and that brick you threw is going to   4    a lot of money. Why did you do it?"

    "I'm sorry for breaking your new car, but I didn't know   5  to do," the young boy apologized（道歉）. "I threw the brick because no one else would stop!"

With   6   on his face, the little boy said, "It's my elder brother. He fell out of his wheelchair. Would you please help me get him back into his wheelchair? He's too  7   for me to lift him up. "The driver was greatly moved. He quickly lifted the   8   boy back into the wheelchair and checked to see that he was going to be OK.

"You are a nice man. Thank you." the little child said. The businessman watched the little boy push the wheelchair down the sidewalk toward their home.

    After that, John   9   the hole in his window to remind（提醒） him of this message "Don't go through life so fast that   10  has to throw a brick at you to get your attention."

    The world sends a message and speaks to our hearts. We all have the choice to listen…or wait for the "brick".

1．A．fast                         B．slow                      C．slowly

2．A．seat                        B．door                      C．window

3．A．glad                       B．angry                    C．happy

4．A．cost                     B．save                     C．get

5．A．how else                 B．which else               C．what else

6．A．happiness                  B．tears                    C．smiles

7．A．small                      B．old                      C．heavy

8．A．disabled                   B．healthy                  C．illness

9．A．kept                     B．repaired                   C．filled

10．A．no one                   B．someone                 C．anyone

How much should you save? You may be able to save 100% of your money. Does that mean you should? Not at all. The best way to develop good saving habits is to make saving a regular part of your life, along with spending.

Here is the rule you should remember: save before spending. Whenever some money gets into your hands, from a job or your pocket money or whatever, take your savings out immediately, before spending any of the money. The beauty of this system is that if you take away your savings, you are free to spend the rest.

Here are some more suggestions on how to successfully get into the saving habit from teens. Let’s see!

Tony,13: I put my money in a bank instead of my wallet, so the money is not there. And I have to take an extra step to get it.

Bill,14: When considering a major purchase(购买), wait a week or so, at least. This will help you make sure if you still want it, and the price might go down.

Dick, 13: Carry very little money always. You can’t spend money if you don’t have it. A cake would be nice, but without a dollar, you can’t get it. Little things like that really add up quickly.

Steve,16: I used to be weak when it came to money. I bought something whenever I went into a store. I’m glad I’m not that person now. I taught myself discipline by keeping a $20 bill in my pocket while waking around the mall all day and not buying anything. Now I have no strong wish to buy things when I go into a store. It works for me.

These ideas should help you get started. If you have some questions about anything you’ve read here, or would like to share your ideas about saving money, please write to us.

1.How does Tony advise you about saving money?

A．By keeping money in a bank.

B．By putting money in a wallet.

C．By making it easy to get your money.

D．By buying little things.

2.According to Billy, if you want to buy something expensive, you’d better_________.

A．wait at least a month

B．make sure it’s necessary

C．wait until it’s for sale

D．ask somebody for help

3.According to the passage, Steve is the person who _______.

A．didn’t carry any money

B．can’t wait to spend his money now

C．didn’t use to buy anything in a store

D．doesn’t spend money quickly and carelessly now

4.Where is the passage most probably from?

A．A dictionary       B．The instructions     C．A newspaper       D．An advertisement.

5.The writer wrote the passage in order to ask teens to_______.

A．make major purchases

B．save 100% of their money

C．spend all their savings regularly

D．save money regularly as well as spending