EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：
Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.
Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.
Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.
【小题1】The writer gives some basics to help ____ in a proper way.

第二节：完形填空（共20小题；每小题1.5分，满分30分）
阅读下面短文，掌握其大意，然后从16-35各题所给的A、B、C、D四个选项中，选出最佳选项。
The Price of a Dream
　　I grew up poor—living with my wonderful mother. We had little money, but plenty of love and attention. I was 　16　 and energetic. I understood that no matter how poor a person was, he could still 　17　 a dream.
My dream was 　18　. By the time I was sixteen, I started playing baseball. I could throw a ninety-mile-per-hour fastball and 　19　 anything that moved on the football field.
I was also  20　. My high school coach was John, who not only believed in me, but also taught me 　21　to believe in myself. He 　22　 me the difference between having a dream and remaining true to that dream. One particular 　23　 with Coach John changed my life forever.
　　A friend recommended me for a summer job. This meant a chance for money in my pocket—money for a new bike, new clothes and the 　24　 of savings for a house for my mother. Then I realized I would have to 　25　 up summer baseball to handle the work schedule, and that meant I would have to tell John I wouldn’t be playing.
　　When I told John, he was 　26　 as I expected him to be. “You have your whole life to work,” He shouted. “Your 　27　 days are limited. You can’t afford to waste them.” I stood before him with my head 　28　, trying to think of the right　29　　that would explain to him why my dream of buying my mom a house and having money in my pocket was worth facing his 　30　 in me.
　　“How much are you going to make at this job, son?” He asked. “3.5 dollars an hour,” I replied.
　　“Well,” he asked, “is $ 3.5 an hour the price of a dream?”
　　That simple question made  31    for me the difference between  32 　something at once and having a 　33　. I decided myself to play sports that summer and the ___34    year after I finished high school, I was hired by the Pittsburgh Pirates to play baseball, and was 　35　 a $ 20,000 contract. Finally, I bought my mother the house of my dream!
16. A. happy                 B. polite　             C. shy　                        D. honest
17. A. live                    B. have　　　       C. make　　　           D. need
18. A. athletics                 B. music　　　     C. business　　              D. money
19. A. kick                   B. play                   C. pass　　　　             D. hit
20. A. right                   B. popular　　       C. lucky　　　             D. honest
21. A. how                   B. why　　　        C. when　　　           D. whether
22. A. gave                   B. taught　　　     C. brought　　　          D. asked
23. A. accident                 B. matter　　      C. problem　　            D. experience
24. A. aim　　　　    B. idea　　　       C. start　　　　           D. purpose
25. A. keep　　　      B. end　　　       C. give　　　　           D. pick
26. A. mad　　　　     B. mournful　             C. frightened　           D. shameful
27. A. living　　　     B. playing　　        C. working　　            D. dreaming
28. A. moving　　      B. nodding　　       C. shaking　　           D. hanging
29. A. answers　　      B. excuses　　        C. words　　　            D. ways
30. A. sadness　　    B. regret　            C. hopelessness           D. disappointment
31. A. direct　　　　  B. clear　　           C. straight　　　      D. bare
32. A. wanting　　　    B. changing　　       C. dreaming　　           D. enjoying
33. A. wish　　　　　 B. goal　　　                 C. score　　　　      D. desire
34. A. following　　　 B. same　　           C. previous　　            D. very
35. A. charged　　　　B. got　　　　         C. offered　　       D. presented

I found out one time that doing a __36____for someone could get you into a lot of trouble．I was in the eighth grade at the time, and we were having a final test．During the test, the girl sitting next to me ___37____ something, but I didn’t understand．So I __38______ her way and found out that she was trying to ask me if I had an extra pen．She showed me that hers was ____39_____ and would not write．I happened to have an extra one, so I took it out of my pocket and ____40_____ it on her desk．

Later, after the test papers had been turned in, the teacher asked me to stay in the room when all the other students were____41_____．As soon as we were alone she began to talk to me about ____42____ it meant to grow up; she talked about how important it was to____43____ your own two feet and be responsible for your own ____44____．For a long time, she talked about honesty and emphasized the fact ____45____ when people do something____46____, they are really cheating themselves．She made me ____47____ that I would think seriously about all the things she had said, and then she told me I could leave．I walked out of the room ____48____ why she had chosen to talk to me about all those things．

____49____, I found out that she thought I had cheated on the test．When she saw me lean over to talk to the girl next to me, it looked as if I was copying answers ____50____ the girl’s test paper．I ___51____ to explain about the pen, but all she____52____ say was that it seemed very strange to her that I hadn’t talked of anything about the pen the day she talked to me ____53____ after the test．____54____ I tried to explain that I was just doing the girl a favor by letting her use my pen, I was sure she ____55____ to believe that I had cheated on the test．

1.A．help                   B．hand                  C．favor                D．fever

2.A．whispered                B．talked                 C．told                D．spoke

3.A．turned over             B．came over              C．leaned over            D．looked over

4.A．out of sight                B．out of work             C．out of place            D．out of ink

5.A．place            B．put                         C．gave                D．lent

6.A．punished                 B．dismissed              C．praised                D．parted

7.A．what                   B．that                    C．which                 D．how

8.A．stand up                    B．stand on               C．stand for              D．stand by

9.A．attitude           B．activity                   C．action                 D．behavior

10.A．what                   B．if                     C．that                     D．where

11.A．honest　　            B．dishonest　　         C．modest　　            D．disappointed

12.A．promise　　      B．permit　                C．recognize　　        D．prove

13.A．wandering　　　  B．reflecting　　          C．understanding         D．wondering

14.A．Long before　         B．Therefore　           C．Ever before　         D．Later on

15.A．of               B．in                      C．from                D．on

16.A．managed　　　   B．planned　　            C．tried　　　       D．promoted

17.A．could　　        B．would　　             C．can              D．will

18.A．right　　　　    B．only　　　               C．slight　　　      D．once

19.A．After　　　          B．Until　　               C．As if　　         D．Even if

20.A．remained　　         B．continued　            C．kept　　　　     D．wanted

Two years after the First World War (1914-1918), a small group of soldiers left the army and returned to their hometown in France. Most of them lived well, but one of them was poor. His name was Clinton. Once a year they had supper in Barton’s house. Barton was very rich.

One evening Barton showed his friends a large gold coin at the supper table. The coin was passed around and praised by everyone. At the same time they were talking and talking. They soon forgot about the coin. After supper, Barton asked for his coin, but nobody could tell where it was. It was lost. One man said that everyone must be searched. One by one they turned their pockets inside out. Only Clinton refused, however. “I didn’t steal the coin, and I will not be searched,” he said. After that, people turned their heads away from Clinton when they met him. He grew poorer. Soon his wife died.

A few years later, Barton had his house repaired. The lost coin was found under the floor. Barton felt sorry and went to Clinton to apologize. “But,” he asked, “you knew the coin was not in your pocket. Why did you refuse to be searched?” “Because I was a thief,” Clinton answered. “My pockets were full of food at that time. I had taken some food from the table to carry to my hungry wife and children.”

1.The story took place ________.

A. in 1920　　　    B. after 1945　　　 C. in 1950　　  D. 1916

2.The coin was passed and praised because ________.

A. Clinton was rich　　　　　                       B. the supper was good

C. it was a large gold coin　                           D. they were happy

3.Everyone was to be searched because _________.

A. they were thieves　　　                          B. the gold coin was lost

C. Clinton stole the gold coin                      D. they stole the gold coin

4.Clinton refused to be searched because _________.

A. he was afraid to be found that there was some food in his pockets

B. he didn’t steal the coin　

C. he was poor enough

D. the gold coin was in his pocket

5.“After that, people turned their heads away from Clinton when they met him.” From the sentence we know that _____.

A.  people thought of him as a beggar　

B.  people took no notice of him

C.  people look down upon him　　　

D. Clinton refused to see his friends