How to Make a Budget

Most likely, you aren’t the family breadwinner. But doing a small job or getting a weekly allowance (零花钱) would put some money in your pocket. For kids and grown-ups alike, money is easy to spend. If you aren’t careful, it can be gone in no time.

Being responsible with your money is an important skill to learn ----and the sooner you start the better. Whether you are tracking your spending or saving for something special, creating a budget can help you deal with your expenses and plan for the future. All you need are paper and a pencil --- and some self-control.

First, take a look at our sample monthly budget. Then, use a separate sheet of paper to plan your own. In the first two columns (栏), list your sources (来源) of income and how much you expect to earn from them. In the third and fourth columns, list what you expect to spend your money on and the amount.

The left-hand total should be more than or equal to the right-hand total. If it is, you have an effective budget.

Sample Monthly Budget

Budgets are not complex, but sticking to them can be tough. When planning your budget, be

realistic about your expenses. If you know that you drop $18 at a movie, don’t write $12 in

that space simply because you wish you were spending less

If you are eyeing a big purchase, such as a $150 skateboard, spend less and save more until you have the total amount. No matter how attractive it may be, avoid spending your savings. One day, you will thank yourself!

Who is the passage written for?w

   A. Children.      B. Parents.        C. Breadwinners.       D. Bank managers.

The purpose of making a budget is to help people _________.

   A. learn to be realistic             B. increase their saving

   C. manage their money well        D. test their power-control

What should people do when planning a budget?w

   A. Fill in the expenses as they really are.

   B. Avoid spending money on expensive things.

   C. Set aside a fixed amount of money as savings.

   D. List income and expenses on two pieces of paper.

Which of the following budgets is effective?

   A.

B.

C.

D.

To be a good teacher, you need some of the gifts of a good actor; you must be able to hold the attention and interest of your students, you must be __1__-speaking, with a good, strong,__2__voice which is fully under your control; and you must be able to __3__what you are teaching, in order to make its meaning clear.

__4__a good teacher, and you will see that he does not sit still before his class; he __5__the whole time he is teaching; he walks about, using his__6__, hands and fingers to help him in his explanations, and his face to express his__7__. Listen to him, and you will__8__the loudness, the quality and the musical note of his voice always __9__according to what he is talking about. The fact that a good teacher has some of the gifts of a good actor doesn't __10__that he will indeed be able to act well on the stage, for there are very important__11__between the teacher's work and the actor's. The__12__has to speak words which he has learnt by heart; he has to repeat exactly the__13__words each time he plays a certain part, even his movements and the ways in which he uses his voice are usually__14__beforehand. What he has to do is to make all these carefully learnt words and actions seem __15__on the stage.

A good teacher__16__in quite a different way. His students take an active part in his __17__: they ask and answer questions, they obey orders, and if they don't __18__something, they will say no. The teacher therefore has to suit his act to the needs of his students, which is in his class. He cannot learn his part by heart, but must __19__it as he goes along.

I have known many teachers who were fine__20__in class but unable to take part in a stage play because their brains wouldn't keep discipline: they could not keep strictly to what another had written.

1. A. clear         B. slow        C. small         D. low

2. A. frightening    B. fearing      C. exciting       D. pleasing

3. A. act out       B. talk         C. say           D. repeat

4. A. Listen        B. Look       C. Watch        D. Learn

5. A. stands        B. sits         C. lies          D. talks

6. A. tongue       B. words       C. legs          D. arms

7. A. attention      B. thanks      C. feelings       D. sentences

8. A. hear         B. see         C. think         D. guess

9. A. making       B. changing    C. expressing    D. giving

10. A. tell         B. express      C. show        D. mean

11. A. things       B. differences   C. points       D. jobs

12. A. actor        B. teacher      C. boy         D. student

13. A. different     B. same       C. above        D. following

14. A. read        B. known      C. fixed         D. written

15. A. natural      B. bad         C. false         D. clear

16. A. is          B. works       C. has          D. teaches

17. A. group       B. party        C. class        D. play

18. A. give        B. place        C. obey        D. hear

19. A. invent      B. discover      C. teach        D. continue

20. A. learners     B. watchers     C. actors       D. listeners

A Strange Greeting, a True Feeling Last week I was invited to a doctor’s meeting at the Ruth hospital for incurables. In one of the wards a patient, an old man, got up shakily from his bed and moved towards me. I could see that he hadn't long to   1   , but he came up to me and placed his right foot close mine on the floor.

 “Frank！” I cried in astonishment. He couldn’t   2  , as I knew, but all the time   3   his foot against mine.

My   4   raced back more than thirty years to the   5   days of 1941, when I was a student in London. The   6   was an air-raid shelter, in which I and about hundred other people slept every night. Two of the regulars were Mrs. West and her son Frank.

   7   wartime problems, we shelter-dwellers got to   8   each other very well. Frank West   9   me because he wasn’t   10  , not even at birth. His mother told me he was 37 then, but he had   11   of a mind than a baby has. His “  12  ” consisted of rough sounds——sounds of pleasure or anger and   13   more. Mrs. West, then about 75, was a strong, capable woman, as she had to be, of course, because Frank   14   on her entirely. He needed all the   15   of a baby.

One night a policeman came and told Mrs. West that her house had been flattened by a 500-pounder. She   16   nearly everything she owned.

When that sort of thing happened, the rest of us helped the   17   ones. So before we   18   that morning, I stood beside Frank and   19   my right foot against his. They were about the same size. That night, then, I took a pair of shoes to the shelter for frank. But as soon as he saw me he came running and placed his right foot against mine. After that, his   20   to me was always the same.

(   )1. A. work           B. stay    C. live     D. expect

(   )2. A. answer   B. speak  C. smile         D. laugh

(   )3. A. covering       B. moving      C. fighting      D. pressing

(   )4. A. minds    B. memories   C. thoughts     D. brains

(   )5. A. better    B. dark    C. younger            D. old

(   )6. A. cave            B. place   C. sight          D. scene

(   )7. A. Discussing           B. Solving      C. Sharing            D. Suffering

(   )8. A. learn from           B. talk to C. help          D. know

(   )9. A. needed         B. recognized  C. interested          D. encouraged

(   )10. A. normal       B. common     C. unusual     D. quick

(   )11. A. more          B. worse  C. fewer         D. less

(   )12. A. word          B. speech C. sentence           D. language

(   )13. A. not            B. no      C. something         D. nothing

(   )14. A. fed            B. kept    C. lived          D. depended

(   )15. A. attention    B. control       C. treatment          D. management

(   )16. A. lost            B. needed       C. destroyed          D. left

(   )17. A. troublesome  B. unlucky    C. angry         D. unpopular

(   )18. A. separated           B. went   C. reunited            D. returned

(   )19. A. pushed       B. tried   C. showed      D. measured

(   )20. A. nodding            B. greeting     C. meeting            D. acting

    阅读下面短文，从短文后各题的A、B、C、D四个选项中，选取出适合填入空白处的最佳选项，并在答题卡上将该选项涂黑。

There was a boy in India who was sent by his parents to a boarding school．Before being sent away this boy was the ___26___ student in his class．He was at the top in every ___27___．He was a champion．

       But the boy ___28___ after leaving home and attending the boarding school．His ___29___ started dropping．He hated being in a group．He was ___30___ all the time．And there were especially dark times when he felt like ___31___ himself．All of this because he felt ___32___ and that no one loved him．

His ___33___ started worrying about the boy．But ___34___ they did not know what was wrong with him．___35___ his dad decided to travel to the boarding school and talk with him．

       They sat ___36___ the bank of the lake near the school．The father started asking him ___37___ questions about his classes, teachers and ___38___．After some time his dad said, “Do you know, son,___39___ I am here today?”

       The boy ___40___, “to check my grades?”

       “No, no” his dad replied, “I am here to tell you that you are the most important person for me．I want to see you happy．I don’t care about grades．I care about ___41___．I care about your happiness．YOU ARE MY ___42___．”

These words caused the boy’s eyes to fill with tears．He ___43___ his dad．They didn’t say anything to each other for a long time．

       Now the boy had everything he wanted．He knew there was someone on this ___44___ who cared for him deeply．He ___45___ the world to someone．And today this young man is in college at the top of his class and no one has ever seen him sad!

26．A．richest      B．prettiest    C．laziest       D．brightest

27．A．game B．school      C．competition      D．group

28．A．changed    B．died  C．arrived     D．regretted

29．A．hair   B．tears  C．love  D．grades

30．A．worried    B．careless     C．lonely       D．busy

31．A．teaching   B．killing      C．helping     D．enjoying

32．A．cold  B．worthless  C．well  D．sick

33．A．parents     B．classmates C．teachers    D．companions

34．A．even          B．now                C．yet                 D．then

35．A．And        B．But   C．Or     D．So

36．A．toward     B．along C．opposite    D．on

37．A．serious     B．casual       C．personal    D．difficult

38．A．work B．study C．sports       D．education

39．A．when B．where       C．how  D．why

40．A．turned away     B．answered back  C．whispered softly     D．cried out  

41．A．it           B．you                 C．myself       D．us

42．A．LIFE B．ANXIETY       C．CARE      D．NEED

43．A．forgave    B．hit     C．hugged     D．begged

44．A．side   B．earth C．trip   D．day

45．A．meant       B．owed C．moved      D．left

21．The moment we heard the news of the earthquake, we began to ________ the work to rescue those who were trapped in the building.

A．set off　　　  B．set down  C．set aside　　　 D．set about