EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：
Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.
Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.
Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.
【小题1】The writer gives some basics to help ____ in a proper way.

—We have decided to go for a picnic tomorrow, Dick.Are you going with us?

—Well, _______ you are going, so will I.

A. when B. since　?

C. if　D. while?

As society advances and basic needs are most often being met, things that were not considered important in the past have taken priority(优先). In the past, people could easily get a job and progress pretty well, as long as they were hard-working; education was important but not as crucial(关系重大) as it is today.

Nowadays, just as clothes are important to first impressions, degree is important to a person’s first job interview or even a job with a good salary. Although experience is important to survive in any trade or profession, the first thing that companies look for is that piece of paper before looking at one’s experience.

A passport into the world of any profession is what having a degree means today, especially for professions that have need of certification and pay well, such as architects, doctors, lawyers, and teachers.

That piece of paper, the degree, is also a passport to jobs in top or middle management in any company, especially so for multi-national corporations(跨国公司). Having a degree opens up opportunities that one would not have had if one did not have any kind of degree. A degree simply proves that one has gone through the necessary training and understanding of how to carry out a job.

Although there are many that may say having a degree may not necessarily equal to success, it would most definitely help any person achieve success in shorter and easier steps. Success cannot simply be a result of hard work and/or depending on one’s experience or degree alone; it is the art and knowledge of how to work that determines one’s success. Therefore, it should not be for the sake to get a degree, but the quality of the degree and experiences that one can learn from that matter as well.

1. What would be the best title for this passage?

A. People used to be hard-working

B. How important is the degree?　　

C. How can we enter the top management?

D. Degree surely leads to success

2.Why does the author mention clothes in the second paragraph?

A. To prove the importance of the first impression.

B. To stress the importance of job interviews.　　

C. To show the importance of clothes.

D. To explain the importance of degree.

3.What does the underlined word “it” in the last paragraph refer to?

A. Having a degree

B. Success

C. Necessary training

D. Having an opportunity

When I was growing up in America, I was ashamed of my mother’s Chinese English. Because of her English, she was often treated unfairly. People in department stores, at banks, and at restaurants did not take her seriously, did not give her good service, pretended not to understand her, or even acted as if they did not hear her.
　　My mother has long realized the limitations of her English as well. When I was fifteen, she used to have me call people on the phone to pretend I was she. I was forced to ask for information or even to yell at people who had been rude to her. One time I had to call her stockbroker (股票经纪人). I said in an adolescent voice that was not very convincing, "This is Mrs. Tan.”
　　And my mother was standing beside me, whispering loudly, "Why he don’t send me check, already two week late.”
　　And then, in perfect English I said, "I’m getting rather concerned. You agreed to send the check two weeks ago, but it hasn’t arrived. "
　　Then she talked more loudly.  "What he want? I come to New York tell him front of his boss. "And so I turned to the stockbroker again, "I can’t tolerate any more excuse. If I don’t receive the check immediately, I am going to have to speak to your manager when I am in New York next week. "
　　The next week we ended up in New York. While I was sitting there red-faced, my mother, the real Mrs. Tan, was shouting to his boss in her broken English.
　　When I was a teenager, my mother’s broken English embarrassed me. But now, I see it differently. To me, my mother’s English is perfectly clear, perfectly natural. It is my mother tongue. Her language, as I hear it, is vivid, direct, and full of observation and wisdom. It was the language that helped shape the way I saw things, expressed ideas, and made sense of the world.
【小题1】Why was the author’s mother poorly served?

完形填空

Hidden passengers travelling in ships, trains, or even cars can be a terrible trouble——especially when they are insects. As for this, there is a great _____1_____ between human beings and insects. The former _____2_____ every possible effort to avoid being discovered ,while the latter quickly _____3_____ attention to themselves.

　　We can only show mercy to the _____4_____ man who had to stop his car soon after _____5_____ from a country village to drive to London. Hearing a strange noise from the _____6_____ of the car, he naturally got out to _____7_____ the wheels carefully, but he found nothing wrong, so he _____8_____ his way. Again the noise began _____9_____ and became even louder. Quickly _____10_____ his head, the man saw what appeared to be a great _____11_____ loud following the car. When he stopped at a village further on, he was told that a queen bee must be hidden in his car as there were thousands of bees_____12____ .

　　On learning this, the man drove away as quickly as possible. After an hour's _____13_____ driving, he arrived safely in London. Where he parked his car outside a _____14_____ and went in. It was not long _____15_____ a customer who had seen him arrive _____16_____ in to inform him that his car was _____17_____ with bees. The poor driver was _____18_____ that the best way should be to call a _____19_____. In a short time the man arrived. He found the unwelcome passenger hidden near the wheels at the back of the car. Very thankful to the driver for this _____20_____ gift, the bee-keeper took the queen and her thousands of followers home in a large box.