Parents need to be good role models to help their children make sensible financial decisions, according to Adam Hancock and hs team, from East Caronlina University in the US. Their work highlights that parents who argue about finances contribute to increasing credit card debt among their children during their students years. Their work is published online in Springer's Journal of Family and Economic Issues.

   Credit card debt among college students has been a growing concern for researchers and policymakers over the last decade. In addition, there is growing concern among educators that more students are dropping out of school, not because of academic failure, but because of financial reasons, and credit card especially. Hancock and colleagues' study is the first to examine how parental interactions, and financial knowledge and attitudes may have a cumulative effect（累积效应）on the number of credit cards students own and their level of credit card debt.

   The researchers analyzed data for 420 undergraduate students from seven different American universities, who took part in the College Student Financial Literacy Survey. According to the online survey, nearly two-thirds of students had a credit card, and nearly a third had more than one. Those students who reported that their parents argued about finances were more likely to have more than two cards than the students whose parents who did not argue about finances.

In terms of debt, those students who had two or more credit cards were nearly three times more likely to report having credit card debt over ＄500.

The researchers conclude, "It is clear that the influence of parents cannot be neglected. Researchers, educators and policymakers should work in finding effective ways to increase the positive financial behaviors fo college students. We need to help students learn financial skills and establish healthy financial attitudes at earlier ages to prevent poor financial habits from taking root."

31. In Adam Hancock's research, student's credit card debt is related to their _________.

   A.knowledge            B.concerns           C.school            D.parents

32. When college students have credit card debt, they may ________.

   A.quit school                                B.fail in their exams  

   C.study financial knowledge                    D.have more credit cards

33. What can we infer from Paragraph 3?

   A. More than 400 students i a university took the survey.

   B. The survey was conducted with the paper questionnaire.

   C. Nearly all the students in this survey have credit cards.

   D. Students have fewer cards if their parents argue more.

34. If you have two or more credit cards, you are more likely to ________.

   A.get wealthy           B.have argument       C.buy more things   D.become in debt

35. As a student, what can yo learn from the passage?

   A. We need to turn to our parents when we have credit card debt.

   B. We should build correct financial attitudes when we are young.

   C. We shouldn't have credit cards so that we can avoid argument.

   D. We can have more credit cards to make life more comfortable.

The lights dimmed，the musical hall grew quiet and out walked the conductor (指挥) shiny and white and 4 feet and 3 inches tall.

ASIMO, a robot designed by Honda Motor Co., met its latest challenge Tuesday evening: Conducting the Detroit Symphony (底特律交响乐团), in a performance of “The Impossible  Dream” from “Man of La Mancha”．

“Hello, everyone，” ASIMO said to the audience in a childlike voice, then waved to the orchestra. As it conducted, it perfectly mimicked (模仿) the actions of a conductor,

nodding its head at various sections and gesturing with one or both hands. ASIMO took a final bow to excited shouts from the audience. Later, cellist Yo－Yo Ma joined ASIMO onstage to receive an award for his efforts in music education.

Honda spokeswoman Alicia Jones says it is the first time ASIMO has conducted an orchestra, and it may be the first time any robot has conducted a live performance. But ASIMO has its  limits. ASIMO's engineers programmed the robot to mimic Charles Burke, the Detroit Symphony's education director, as he conducted the piece in front of a pianist about six months ago. But it can't respond to the musicians.

“It's not a communicative device. It simply is programmed to do a set of gestures，” said Leonard Slatkin, the orchestra's musical director. “If the orchestra decides to go faster, there's nothing the robot can do about it. Hopefully, I keep that under control.”

But several musicians also said ASIMO was more realistic than they expected. “The movements are still a little stiff (僵硬的), but very humanlike, much better than I thought，” Hutchinson said.

1.What's the audience's response to ASIMO's performance?

2.Whose conducting was ASIMO made to copy?

3.We can learn from the passage that ASIMO ________.

4.What would be the best title for this passage?

Today, we talk to an up-and-coming (有前途的) erhu player, Lee Hang, from Hong Kong. He’ll play with the Hong Kong Orchestra (管弦乐队) next Sunday in a special concert by young Chinese musicians.

Interviewer: Thank you for talking to us, Lee. You must be very excited.

Lee: Yes, I am. This is the first time that I’ve played with such a famous orchestra and in front of so many people. They’re expecting about 4,000 people.

Interviewer: Does that scare you?

Lee: To be honest, yes. I haven’t slept much in the last few days. But my teacher told me I wouldn’t take it seriously enough if I wasn’t scared. That helped a lot.

Interviewer: Tell me about why you started playing the erhu.

Lee: My parents took me to piano and violin lessons. I quite liked them but they had to force me to go sometimes. One night, I saw a documentary about Yo Yo Ma, the famous Chinese American cello(大提琴) player. He talked about his love of Chinese instruments and we should follow our interests. I always enjoyed listening to Chinese instruments like the erhu and guzheng. That inspired me to learn the erhu. My parents were glad that I was playing something I actually liked.

Interviewer: What do your friends think of you playing a Chinese instrument?

Lee: Well, a lot of my classmates think playing things like the erhu isn’t cool. I don’t care. It makes me happy. I got a letter from Yo Yo, saying how much he admired me and that he’d like to meet me next time when he’s in Hong Kong. They thought that was pretty cool!

Interviewer: And what does the future hold for you?

Lee: I’d like to study music in a university in China then hopefully play in orchestras. My ambition is to bring the beautiful sound of the erhu to all the corners of the world.

Interviewer: Well, if anyone can, it’s you. Thanks for talking to me, Lee. Good luck.

Lee: Thanks.

What will Lee Hang do next Sunday?

A. He will have an interview. 

B. He will talk to a newspaper reporter.

C. He will play a Chinese musical instrument at a concert.

D. He will study in a university in China.

Lee _______ because of the concert.

A. hasn’t been sleeping well    B. hasn’t been sleeping 

C. will meet 4000 people       D. has been afraid of his teacher

Lee started playing the erhu ________ a film about Yo Yo Ma.

A. before seeing   B. while seeing   C. after seeing    D. to copy

Lee likes playing the erhu _______ the piano and violin.

A. less than   B. as much as   C. more than    D. because his parents like

Lee’s friends thought _______ was great.

A. getting a letter from a famous musician     B. writing a letter to a famous musician

C. playing Chinese musical instruments       D. seeing Yo Yo Ma in Hong Kong

Aquatic Adventures!

Help Us Get Ready for Showtime!

Trainer Program

What does it take to work with seals or sea lions? Find out with Atlantis Marine World’s Trainer Program and go behind the scenes with our Marine Mammal staff and:

﹒Learn how we train our animals and help train our sea lions to learn how to paint

﹒Go into the seal exhibit with trainers

﹒Join in a seal training period - and get to pet and feed one of our harbor seals

﹒Help prepare food for seals

﹒Attend our Sea Lion Show

﹒Get a kiss from sea lion, Java – and take home a photo

Summer Adventure Days – Camp! Atlantis Style!

Our camp program adds interactive excitement to your child’s summer vacation. Children ages 3 to 14 discover the wonders of the sea environment through age – appropriate activities.

Pirate Snorkel Adventure

Yo-ho-ho, this is a whole lot of fun! Join us this summer for our interactive Pirate Snorkel Adventure and help Captain Poseidon locate missing treasure. While searching our lake, don’t miss tropical fish from all around the world. When you’re done, you’ll walk away with some booty （战利品） of your own – a ＄2.00 game card and a pirate eye patch (海盗眼罩)  featuring our very own Jolly Poseidon!

Smooth Sailing: Taste Long Island Wine Cruise Now Accepting Reservations!

Experience the magic of Taste Long Island, a Saturday evening wine and cheese cruise aboard the Atlantis Explorer Tour Boat. Featuring local wines, this adventure along the Peconic River is a relaxing way to enjoy both beautiful scenery and fine wines. Guests 21 and older only. Members and Green Key Cardholders enjoy 25％ off.

1. If you attend Atlantis Marine World’s Trainer Program, you can _____.

A. watch the performance of sea lions.      B. learn how to paint sea lions.

C. get a chance to kiss sea lions.           D. help prepare a seal exhibit.

2. The activities in Summer Adventure Days are divided according to ____.

A. children’s hobby.                     B. children’s age.

C. the price.                           D. the type of sea animals

3. In which activity will you get something as a reward?

A. Atlantis Marine World’s Trainer Program. B. Summer Adventure Days.

C. Pirate Snorkel Adventure.              D. Smooth Sailing.

4.What is special about Smooth Sailing?

A. Guests under 21 cannot be accepted.

B. It provides famous wines from all over the world.

C. Guests usually get a discount.

D. It doesn’t accept bookings.

.
So you have been called for an interview-well done ? Your effort has been paid off . Now to get the job , you will fell better at the interview if you show an understanding of the nature of the organization .
Ask a member of family or a friend to act as the employer and to give you an unreal interview . Be as realistic as possible , answer the questions seriously . Afterwards discuss how it went .
Think about how the employer would prefer to see you look . Remember the majority of employers are over 30 .
It is not wise to rush out and buy new clothes which will be worn for the first time at the interview . You’ll feel more at ease (自在) in a familiar dress .
Carelessness in any of these could cost you the job . Arrive at least 15 minutes before time . This will give you a chance to have a look around , read the notice broad and get the feel of the place .
Being late at interviews produces a bad impression. The first impression the interviewer gets of you formed as you walk through the door , so take a couple of deep breaths .
Be ready to shake hands of the interviewer offers .
Don’t take a seat until asked . Then sit comfortably .
Make eye contact when you are greeted and again if you shake hands , and during questioning . Eye contact is a form of non-verbal(非语言的) greeting .
Remember the interviewer’s name and use it from time to time .
Be ready for the question “Is there anything you want to ask?” Before the interview you should get ready for two or three such questions. Look on these not just as a chance to get information but as a means to improve your prospects (前途)in the employer’s estimation(判断). 
Asking can show knowledge and avoid mistakes even before you begin . You can check on these later , when the hope for job is offered . 
And if you fail , look upon the interview as an experience in itself , learn from it .
We wish you good luck and good job hunting .
72．Before you go to see the employer , it is better for you to_____________ .
A．put on your newly-bought clothes
B．have you hair cut
C．buy some modern and beautiful ties , shoes . etc
D．find a dress which you’ve got used to
73．To make a good impression , it is important for yo_____________ .
A．to walk through the door quickly
B．not to see the interviewer’s eyes
C．to sit down in front of the interviewer
D．to remember the interviewer’s name and use it sometimes
74．The underlined word “eye contact” means_____________.
A．looking at each other for a long time
B．a kind of greeting without any words
C．shaking hands with the employer again and again
D．a way of getting a wonderful job
75．People usually do the following things before a job interview, which is the right order for doing them ?
a. Asking a friend to give you an unreal interview .
b. Understanding the nature of the organization .
c. Paying attention to your clothes .
d. Arriving at the place of the interview on time .
e. Getting some information from the advisers .
A．a, e, b, c, d     B．d, c, b, a , e     C．b, e, a , c, d     D．e, d, a , b, c