EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：

Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk

Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.

Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.

Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.

Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.

1.The writer gives some basics to help ____ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents　'instructions

C．children manage their money

D．parents save their money

2.The underlined word　"incentive"　in paragraph 6 means ____.

A．honor            B．praise            C．excitement        D．encouragement

3.What leads the writer to write this article?

A.　Parents want to know how to educate their children.

B.　He wants to share his good ideas about money matters.

C　.He thinks money management the most important for children.

D.　Parents care 　little 　about their children's management of money.

SECTION C
Directions: Complete the following passage by filling in each blank with ONE word that best fits the context.
The Internet has become part of young people’s life. A 48._________ shows that 38% of the students often use the Internet. Most of them get 49.________ information on the Internet and use the Internet to help in their studies. 50.___________ many students don’t use it 51._________ a good way. Some play computer games too much; some visit websites they shouldn’t look at. Bad things may happen 52.________ students spend too much time on the Internet.
53._____ is important for students to use the Internet properly. Now we have a textbook, 54._________ uses many examples to teach students some good ways to use the Internet. It gives useful advice.
Some students also make friends on the Internet. But if you want to have a face-to-face meeting with your online friends, let your parents know and 55.________ at a proper place.

If you don’t prepare yourself now, retirement may be some of the most boring and dull years of your life. To have a happy, fulfilling retirement, you need to start preparing right away.
The most obvious thing for people to do when they retire is to take up a hobby. The most important step to take before retiring, though, is to make sure that you actually have started some hobbies. Once you’re retired, unless you ‘ve already started a hobby, you’ll find it very hard to get into something new. Some hobbies aren’t for everyone. Think about what you enjoy doing and start participating on a casual basis now.
Another thing many people participate in is volunteering. Not only does volunteering give you something to do, it also gives you a sense of accomplishment(成就) and can add meaning to your life .Volunteering is also rewarding in other ways, too. There are hundreds of different types of volunteer services and you’ll always be able to meet new and interesting people. Also, don’t think that volunteering is always only about helping someone for free. Many companies pay their volunteers after they’ve had enough experience and prove themselves to be valuable workers.
There are plenty of other potions, as well. Going back to school is a great way to keep yourself feeling young. Taking a vacation around the world with your loved ones is another great way to spend your retirement.
Ultimately, though, the key to a happy retirement is simply keeping yourself busy and doing whatever you love. If there’s nothing you love doing now, then you’ll find that once you have a vast amount of free time, your life will be pretty empty. Now is the time to find out what you want to do when you retire.
【小题1】Why does the author suggest starting a hobby before retirement?

It all began with a stop at a red light.

????????????? Kevin Salwen was driving his 14-year-old daughter, Hannah, back from a sleepover in 2006 . While waiting at a traffic light, they saw a black Mercedes Coupe on one side and a homeless man begging for food on the other.

“Dad, if that man had a less nice car, that man there could have a meal.”Hannah protested. The light changed and they drove on, but Hannah was too young to be reasonable. She pestered （纠缠）her parents about inequity, insisting that she wanted to do something.

????????????? “What do you want to do?” her mom responded. “Sell our house?”

Warning! Never suggest a grand gesture to an idealistic teenager. Hannah seized upon the idea of selling the luxurious family home and donating half the proceeds to charity, while using the other half to buy a more modest replacement home.

Eventually, that’s what the family did. The project —crazy, impetuous （鲁莽的） and utterly inspiring — is written down in detail in a book by father and daughter scheduled to be published next month: “The Power of Half.” It’s a book that, frankly, I’d be nervous about leaving around where my own teenage kids might find it. An impressionable child reads this, and the next thing you know your whole family is out on the street.

At a time of enormous needs in Haiti and elsewhere, when so many Americans are trying to help Haitians by sending everything from text messages to shoes, the Salwens offer an example of a family that came together to make a difference — for themselves as much as the people they were trying to help. In a column a week ago, it described neurological evidence from brain scans that unselfishness lights up parts of the brain normally associated with more primary satisfaction. The Salwens’ experience confirms the selfish pleasures of selflessness.

Mr. Salwen and his wife, Joan, had always assumed that their kids would be better off in a bigger house. But after they downsized, there was much less space to retreat to, so the family members spent more time around each other. A smaller house unexpectedly turned out to be a more family-friendly house.

1.The best title for the passage should be “______”.

A. The Less, the Better?????????????? ?????????????

B. An Expected Satisfaction

C. Something We Can Live Without??? ?????????????

D. Somewhat Crazy but Inspiring

2.What does the underlined word “inequity” most probably mean in Paragraph 3?

A. Unfairness.???????????????????? ????????????? B. Satisfaction.

C. Personal attitude.????????????? ????????????? D. Reasonable statement.

3. What does the underlined sentence “Never suggest a grand gesture to an idealistic teenager.” means? ______

A. Never give a quick answer to an idealistic teenager.

B. Unless a child is realistic, never give an answer immediately.

C. Give an answer if the child is reasonable.

D. Don’t respond to a child's demands firmly without consideration.

4. What can we learn from the last paragraph?

A. The Salwens regretted selling their house.

B. The relationship between the family members of the Salwens is much closer.

C. Small houses can bring happiness.

D. The Salwens intend to buy another big house.

5.Which of the following statements is TRUE according to the passage?

A. Mercedes Coupe is only an ordinary car which is quite cheap.

B. Unselfishness has nothing to do with people’s primary satisfaction.

C. Hannah asked her parents to do something charitable and they sold their house.

D. The writer’s children asked him to sell their house.

下面文章中有5处需要添加小标题。请从以下选项（A、B、C、 D、E 和 F）中选出符合各段意思的小标题，并在答题纸上将相应选项的标号涂黑。选项中有一项是多余选项。

Tips for

Being a Good Neighbor

1._______________

No one likes a noisy neighbor. Do you hold parties that last all night? Do you leave your dog outside to bark all day? Remember that not everyone has the same schedule as you do, so use some common sense. Keep noise to the lowest level. If you’re holding a party that’s likely to be loud, invite everyone within earshot(听力范围)。

2.________________

  It’s much easier to solve any problem with neighbors if you have a friendly relationship with those around you. Furthermore, you may realize that you have things in common and make a lifelong friend.

3._________________

  Once you know your neighbors, then you’ll also know if something seems out of place in the neighborhood. Are strange people carrying expensive things out of one neighbor’s house? Have several days passed since your elderly neighbor last collected his newspaper? The benefit of keeping an eye out for unusual behavior in the neighborhood is that others will do the same for you.

4.___________________

  It never hurts to follow the Golden Rule: Do to others what you would like them to do to you. Treat your neighbors with respect. Offer to drive an elderly neighbor to the grocery store. Volunteer to collect mail while a neighbor is on vacation. The more often you lend a helping hand, the more likely that your neighbors will do the same for you when you need a little help.

5._____________________

  Don’t just limit your neighborly actions to your block or street. Remember that everyone who lives in a community has the ability to help make it a better place. Think about your passion and find a way to do it on a volunteer basis in your town. Volunteer at the local library. Enjoy working with kids. Consider becoming a scout (童子军)leader. Whatever your passion is, there’s sure to be a thing suitable for you to help in the local community.