Laws that would have ensured pupils from five to 16 received a full financial education got lost in the ‘wash up’. An application is calling on the next government to bring it back.

　At school the children are taught to add up and subtract(减法) but, extraordinarily, are not routinely shown how to open a bank account — let alone how to manage their finances in an increasingly complex and demanding world.

　Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England. Children from five to 16 should be taught about everything from pocket money to pensions, they say. And that was exactly the plan preserved in the Children, Schools and Families bill that was shelved by the government in the so-called “wash-up” earlier this month — the rush to legislation before parliament was dismissed. Consumer and parent groups believe financial education has always been one of the most frustrating omissions of the curriculum.

　As the Personal Finance Education Group (Pfeg) points out, the good habits of young children do not last long. Over 75% of seven- to 11-year-olds are savers but by the time they get to 17, over half of them are in debt to family and friends. By this age, 26% see a credit card or overdraft(透支) as a way of extending their spending power. Pfeg predicts that these young people will “find it much harder to avoid the serious unexpected dangers that have befallen many of their parents' generation unless they receive good quality financial education while at school.”

　The UK has been in the worst financial recession(衰退)for generations. It does seem odd that — unless parents step in — young people are left in the dark until they are cruelly introduced to the world of debt when they turn up at university. In a recent poll of over 8,000 people, 97% supported financial education in schools, while 3% said it was a job for parents.

1.The passage is mainly about _____________.

A．how to manage school lessons             B． teaching young people about money　

C．how to deal with the financial crisis          D．teaching students how to study effectively

2.It can be inferred from the first two paragraphs that __________.

A．laws on financial education have been effectively carried out

B．pupils should not be taught to add up and subtract

C．students have been taught to manage their finances

D．the author complains about the school education

3.The website and the consumer campaigner joined to _________.

A．instruct the pupils to donate their pocket money

B．promote the connection of schools and families

C．ask the government to dismiss the parliament

D．appeal for the curriculum of financial education

4.A poll is mentioned to ___________.

A．show the seriousness of the financial recession

B．stress the necessity of the curriculum reform

C．make the readers aware of burden of the parents

D．illustrate some people are strongly against the proposal

The common cold is the world's most widespread illness, which is plagues (瘟疫) that flesh receives. The most widespread fallacy (谬误) of all is that colds are caused by cold. They are not. They are caused by viruses passing on from person to person. You catch a cold by coming into contact, directly or indirectly, with someone who already has one.
If cold causes colds, it would be reasonable to expect the Eskimos to suffer from them forever. But they do not. And in isolated arctic regions explorers have reported being free from colds until coming into contact again with infected people from the outside world by way of packages and mail dropped from airplanes.
　　During the First World War soldiers who spent long periods in the trenches (战壕) cold and wet, showed no increased tendency to catch colds. In the Second World War prisoners at the notorious Auschwitz concentration camp (奥斯维辛集中营), naked and starving, were astonished to find that they seldom had colds.
　　At the Common Cold Research Unit in England, volunteers took part in experiments in which they gave themselves to the discomforts of being cold and wet for long stretches of time. After taking hot baths, they put on bathing suits, allowed themselves to be dipped with cold water, and then stood about dripping wet in drafty room. Some wore wet socks all day while others exercised in the rain until close to exhaustion. Not one of the volunteers came down with a cold unless a cold virus was actually dropped in his nose.
　　If, then, cold and wet have nothing to do with catching colds, why are they more frequent in the winter? Despite the most pains-taking research, no one has yet found the answer. One explanation offered by scientists is that people tend to stay together indoors more in cold weather than at other times, and this makes it easier for cold viruses to be passed on.
　　No one has yet found a cure for the cold. There are drugs and pain-killer pills such as aspirin, but all they do is relieve the symptoms.
【小题1】How many examples are offered by the writer to support his argument?

This is my third story. When I was 17，I read a quote that 1 something like，“If you live each day 2 it was your last，someday you'll most certainly be right.”Since then，for the past thirty?three years，I've looked 3 the mirror every morning and asked myself：“If today were the last day of my life，would I want to do what I am about to do today？”And whenever the answer has been“No”for too many days in a 4 ，I know I need to change something.

　 About a year ago I was 　5 with cancer. The doctors told me this was almost certainly a type of cancer that is incurable，and that I should 　6 to live no longer than three to six months. They advised me to go home and get my 7 in order，which is doctors' code for“prepare to 8 ”. Later that evening when the doctors 　9 the cells taken from my pancreas(胰腺)under a microscope，they started crying because it turned out to be a very rare form of pancreatic cancer that is 　10 with surgery. I had the surgery and，11 ，I'm fine now.

　 This was the closest I've been to facing death，and I hope it's the closest I get for a few more decades. Death is the 12 we all share. No one has 　13 escaped it. And that is 14 it should be，because death is very likely the single 15 invention of life. It's life's change agent. It clears out the old to make 　16 for the new. Your time is 　17 ，so don't waste it living someone else's life. Don't be trapped by dogma(信条)—which is living with the results of other people's thinking. Don't let the noise of 　18 opinions drown out your own inner voice. And most importantly，have the courage to 　19 your heart and intuition(直觉). They 20 already know what you truly want to become. Everything else is secondary.

（1）A. said　 　　 B. described　 C. went　 　　 D. expressed

（2）A. unless 　　 B. as if　　 　 C. even if 　　 D. as long as

（3）A. in　　 　　　B. at　　　　 C. through 　　 D. On

（4）A. row　 　　 B. minute　　　 C. sense　 　　D. word

（5）A. connected 　B. infected　　 C. affected　 D. diagnosed

（6）A. want　 　　B. dream　　　 C. expect 　　D. imagine

（7）A. duties 　　 B. businesses C. affairs 　　D. life

（8）A. work　 　　B. start　　　 　C. talk　 　　D. die

（9）A. looked 　　B. viewed　　 C. realized 　　D. noticed

（10）A. curable 　　B. possible　 　 C. acceptable D. suitable

（11）A. carefully 　B. thankfully　　 C. anxiously 　D. hopefully

（12）A. possession B. destination　 C. expectation D. position

（13）A. ever　 　　 B. even　　 　 C. never　 　　D. still

（14）A. when　 　 B. while　　 　　C. as　　 　　 D. since

（15）A. better 　　B. worst　　 　　C. worse　 　　D. best

（16）A. use　 　 B. a difference　 C. sense　 　　 D. way

（17）A. endless 　B. repeated　　 C. countless 　　D. limited

（18）A. others' 　 B. others　　　 C. anyone's　 　 D. some others

（19）A. listen 　　B. follow　 　　 C. take　　 　　 D. accept

（20）A. however B.whatever 　C.somehow　 D.Somewhat

We can never expect _______ bluer sky unless we create_______less polluted world.

A. a; a B. a; the　　　　　　　　　　　 C. the; a D. the; the

　　Good afternoon, and welcome to England. We hope that your visit here will be a pleasant one. Today, I would like to draw your attention to a few of our laws.

　　The first one is about drinking. Now, you may not buy alcohol in this country if you are under 18 years of age, nor may your friends buy it for you.

　　Secondly, noise. Enjoy yourselves by all means, but please don't make unnecessary noise, particularly at night. We ask you to respect other people who may wish to be quiet.

　　Thirdly, crossing the road. Be careful. The traffic moves on the left side of the road in this country. Use pedestrian crossing and do not take any chances when crossing the road. My next point is about litter（throwing away waste material in a public place）. It is an offence to drop litter in the street.

　　When you have something to throw away, please put it in your pocket and take it home, or put it in a litter bin. Finally, as regards smoking, it is against the law to buy cigarettes or tobacco if you are under 16 years of age.

　　I'd like to finish by saying that if you require any sort of help or assistance, you should contact your local police station, who will be pleased to help you.

　　Now, are there any questions?

The main purpose of this speech would be to ______.

　　　　A. prepare people for international travel

　　　　B. declare the laws of different kinds

　　　　C. give advice to travelers to the country

　　　　D. inform people of the punishment for breaking laws

　　How many laws are there discussed in the speech？

　　　　A. Three.　　　　 B. Four.　　　　　C. Five.　　　　　 D. Six.

　　From the speech we learn that ______.

　　　　A. in this country, if you are under 18 years of age, you may not buy alcohol, but your friend can buy it for you

　　　　B. you may not buy cigarettes or tobacco unless you are above 16 years of age

　　　　C. because the traffic moves on the left side of the road, you must use pedestrian crossings when crossing the road

　　　　D. you can't make noise except at night