EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：

Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk

Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.

Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.

Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.

Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.

1.The writer gives some basics to help ____ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents　'instructions

C．children manage their money

D．parents save their money

2.The underlined word　"incentive"　in paragraph 6 means ____.

A．honor            B．praise            C．excitement        D．encouragement

3.What leads the writer to write this article?

A.　Parents want to know how to educate their children.

B.　He wants to share his good ideas about money matters.

C　.He thinks money management the most important for children.

D.　Parents care 　little 　about their children's management of money.

　　A sixth of undergraduates in Beijing this year have registered at driving school. The students, mostly from majors such as business management or international trade, will finish their driving courses within 20 days or so.

　　Training costs have dropped to 2, 600 yuan for students, according to the Haidian Driving School in Beijing. The price is not really low, but students will accept it, seeing it as an investment （投资）in their future. Familiarity with the operation of computers and fluent English are the basic skills graduating students need to find a job. But a driver’s permit has become another factor （因素）.

　　“In the job market, owning a driver’s permit sometimes strengthens a graduating student’s competitiveness for a good position, ”says Zhou Yang, an undergraduate at the China University of Political Science and Law.

　　Cars will become a necessary part of many people’s lives in the coming years, and it is difficult to get a permit of campus because of the pressures on working people’s time. “Having a fulltime job after graduation offers limited time to learn to drive. We senior students have plenty of spare time, plenty of opportunity to learn. ”Zhou says.

　　Xu Jian, an official at the driving school, said undergraduates were very able and serious, and could grasp in an hour what ordinary people took four hours to learn. In this driving school, middle -aged people, young women and college students are the main customers.

　　To get a driver’s permit, a beginner is now required to have at least 86 hours’practice before the final road test.

　________ in Beijing want to learn to drive.

　　A. Most of the undergraduates

　　B. Many undergraduates

　　C. Many students in the driving school

　　D. Most of the students who learn business or international trade

　　The undergraduates are learning to drive because ________.

　　A. they need this skill to find a good job

　　B. they like to drive cars

　　C. they will not have any time to learn to drive after they have

　　found a full - time job

　　D. most of them will be able to buy cars in the future

　　Which of the following is likely to be Xu Jian’s opinion of students learning to drive?

　　A. He thought it was better to learn it at college than at work.

　　B. He decided it was a waste of money and time to learn to drive.

　　C. He agreed that they could learn to drive.

　　D. He thought they would spend three times more time to learn to drive than usual.

　　Which of the following can be the best headline for the passage?

　　A. Students Pay Less to Learn to Drive Now.

　　B. Students Learn to Drive.

　　C. It is Better to Learn to Drive at Colleges.

　　D. Welcome to the Driving School.

  To many web-building spiders, most of whom are nearly blind, the web is their essential window on the world: their means of communicating, capturing prey（猎物）, meeting mates and protecting themselves. A web-building spider without its web is like a men cast away on an island of solid rock，totally out of touch and destined to

starve to death.

    So important is the web to an orb-web spider's survival that the animal will continue to construct new webs daily even if it is being starved. For 16 days the starving spider builds completely normal webs. Then, as the animal gets scrawnier（憔悴的）， it constructs a wider-meshed web using fewer strands（线）. Such webs would only trap larger prey, which is more economical from the perspective of a starving spider.

    The spider stores energy by recycling web protein. It simply eats its own web each evening and reuses it to produce new silk. In studies with radioactively，labeled materials, it was found that 95 percent of web protein reappears in the next day' web. Most of the energy needed for web-building is used in walking over the strands as they are laid down．

    Scientists are impressed by the adaptability of the spider's highly preprogrammed brain, which is larger for its size than the brain of any other invertebrate（无脊推动物）．If web-building is interrupted, or if some of the existing strands are destroyed，the spider simply goes back to see where the web is left off and then finishes building a normal web. One spider will finish building the incomplete web of another.　

Which of the following best expresses the main ideas of the passage?

A. Secrets of Spiders' Adaptability                            B. Importance of Webs to Spiders

C. Secrets of the Spiders' Life                           D. Spiders' Highly Preprogrammed Brain

According to the passage, which of the following statements is TRUE?

    A. Most spiders will stop conducting webs when hungry.

    B. One Web-building spider usually conducts one web.

    C. Web-building spiders will probably die without their webs．

    D. Web-building spiders have good eyesight.

A spider conducts a wider-meshed web when____________.

A. it is 16 days old        　　　　　　B. it is getting weaker  

C. it has fewer wends     　　　　　　D. it hunts for food

A spider's ability to finish an incomplete web proves that___________.

    A. it has a highly preprogrammed brain    B. it reuses its web protein to reproduce new silk

    C. the web is everything for a spider　　　D. it is able to rebuild a destroyed web

　　An explosion on Thursday killed one and injured 21 in a busy street in Tongren, Southwest China’s Guizhou Province.

　　The bomb was hidden in a rubbish bin in the city’s commercial hub（商业中心），where lots of shops and restaurants are concentrated.

　　The ear-splitting blast was heard around 12∶50 p.m.，said a local newspaper, citing witnesses. The power of the blast shattered（使粉碎）nearby shop windows and ripped the stainless（不生锈的）steel rubbish can to pieces.

　　One passer-by，identified（确认）only as Zhang，said she was shocked by the noise and saw a lot of pedestrians lying on the ground when she got to the scene.

　　Thirteen of the injured were taken to a local hospital after the explosion. A doctor there said five were in serious condition but already out of danger after emergency treatment. The others were just slightly hurt.

　　The cause of the explosion is still under investigation, said an officer with the Tongren police, but refused to speculate as to the cause.

　　It can be inferred from the passage that ________.

　　A. All the injured were taken to a hospital

　　B. 8 of the injured were not taken to a hospital

　　C. The rubbish bin with a bomb was in a restaurant

　　D. The rubbish bin with a bomb was in a shop

　　Which of the following statements is true according to the passage?

　　A. One passer- by, indentified only as Zhang, saw the man throwing a bomb into a bin.

　　B. Some customers in restaurants were injured.

　　C. The writer didn’t get to the scene.

　　D. All customers in shops got hurt.

　　In the last paragraph the underlined word“ speculate” probably means ________.

　　A. tell　　　　　　　　　　　　　 B. guess

　　C. discuss　　　　　　　　　　　　D. talk

　　What of the follwing can be the best title for the passage?

　　A. Bomb Hidden in a Rubbish Bin

　　B. The Cause of the Explosion

　　C. A Terrible Thing

　　D. Market Blast Kills 1 ,Injures 21