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EAT YOUR VEGETABLES. Wash your hands. Always say "please" and "thank you ".We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.Here are some basics that will help guide them their entire lives:
Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.
Provide incentive. Tell your children the importance of saving. "For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot, "says Cathy Pareto, expert in money planning.
Explain your values. Values and money are deeply intertwined(缠结在一起), says Eilleen Gallo, co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don't want to buy it. "You might say, 'I'd rather save that money for your education,'" advises Gallo. Every time you spend or don't spend money, you have a chance to share your values.
【小题1】The writer gives some basics to help ____ in a proper way.
| A.parents teach their children how to deal with money |
| B.children follow their parents 'instructions |
| C.children manage their money |
| D.parents save their money |
| A.honor | B.praise | C.excitement | D.encouragement |
A. Parents want to know how to educate their children.
B. He wants to share his good ideas about money matters.
C .He thinks money management the most important for children.
D. Parents care little about their children's management of money. 查看习题详情和答案>>
I stood by and watched her and her mother busily decorating her college dormitory.Everything was in place,__1__ boxes under the bed and photos of her dearest friends on the wall.I closely monitored that this time things were __2__.I began to accept that her room at home is no longer __3__.It is now ours,our room for her when she visits.
I __4__ myself thinking of when I held her in my arms sitting in a chair by my wife's hospital __5__.One day old.So small,so beautiful,so perfect,so totally reliant on her new,untested parents.My life changed from the day I drove this little baby home from the __6__.I saw myself different that day,__7__.
The last few days __8__ she left for college,I touched her face—anything—__9__ that when my wife and I returned home,she would not be with us and there would be __10__ to touch.I had so much to say,but no words with which to say it.
Suddenly she looked up,__11__ me staring at her,which caused her to say to her mother,“Mom,Dad's looking at me funny.” She then said,“It'll be __12__,Dad.I'll be home from school soon.” I told her she would have a __13__ year.But I said little else.I was __14__ that I would say something too small for what I was feeling,__15__ I only held onto our goodbye hug a little longer,a little __16__.
My wife's eyes followed her as she left us.Mine did not.I __17__ she hadn't gone.I knew that the life she was going __18__ was exciting and wonderful.I remembered what the world looked like to me when everything was __19__.
On the way back home,my eyes were wet and my heart was sore,and I realized that my __20__ was changed forever.
1.A.with B.in
C.by D.on
2.A.important B.enjoyable
C.convenient D.different
3.A.mine B.hers
C.ours D.theirs
4.A.sent B.stopped
C.found D.set
5.A.desk B.wall
C.room D.bed
6.A.kindergarten B.hospital
C.school D.park
7.A.neither B.either
C.other D.too
8.A.before B.after
C.since D.when
9.A.wondering B.saying
C.knowing D.showing
10.A.nothing B.everything
C.anything D.something
11.A.observing B.catching
C.watching D.keeping
12.A.bad B.wrong
C.fine D.right
13.A.whole B.comfortable
C.difficult D.great
14.A.aware B.afraid
C.sure D.sorry
15.A.but B.for
C.so D.and
16.A.better B.tighter
C.happier D.nearer
17.A.imagined B.thought
C.guessed D.expected
18.A.across B.by
C.towards D.over
19.A.good B.bright
C.new D.perfect
20.A.life B.heart
C.dream D.belief
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It was my birthday last Thursday and I decided to 26 by inviting a few friends out to supper. I 27 a restaurant in a quiet part of town. It is one of my favorite restaurants because the food is good and the waiters are friendly. It is hardly ever crowded, because 28 people know about it, so it is not usually necessary to book a table. In any case, Thursday is not a busy evening 29 .
When we entered the restaurant, I was surprised to find it completely 30 . I looked around but not a 31 table was free. One of the waiters recognized me. He came across and explained the situation. “A party of tourists came in about 32 ago.” he said. “It was like an invasion! 33 the place was full! We can hardly manage.”
The waiter then 34 a table in the corner. “The people there 35 . ” he said, “Just hold on and you will 36 a place there.” He was right. Fifteen minutes later, the people 37 the corner table paid their bill, got up and left. I led my friends across and we all sat down.
Unfortunately our table was almost out of sight. We tried to attract the attention of the waiter who sent us there, but he, like 38 waiters, 39 the party of tourists. They ordered lots of food. But at last, an hour later, the tourists were finishing their meal and looking very 40 with their service. The waiter now very tired, appeared at our table. I advised (建议) my friends about the best dishes and finally the waiter went off with our 41 .
A few moments later he 42 to our table. We could tell from his face that he had 43 for us. 44 a little embarrassed (尴尬的) he informed us that there was 45 left. “All we can offer you” he said, “is an omelet!(煎蛋卷)”
1.
|
A.remember |
B.celebrate |
C.memorize |
D.congratulate |
2.
|
A.chose |
B.selected |
C.picked up |
D.elected |
|
3. |
|
4.
|
A.as a rule |
B.as a matter of fact |
|
C.as usual |
D.as is known to all |
5.
|
A.empty |
B.full |
C.free |
D.quiet |
6.
|
A.one |
B.any |
C.single |
D.other |
7.
|
A.a half hour |
B.half a hour |
|
C.half an hour |
D.an hour half |
8.
|
A.suddenly |
B.soon |
C.quickly |
D.certainly |
9.
|
A.pointed out |
B.pointed over |
|
C.pointed on |
D.pointed to |
10.
|
A.will leave |
B.are about to leave
|
C.are to leave |
D.will be leaving |
11.
|
A.find |
B.find out |
C.looked for |
D.searched |
12.
|
A.by |
B.beside |
C.at |
D.near |
13.
|
A.all the other |
B.all an other |
|
C.all the others |
D.all other |
14.
|
A.were kept busy |
B.was busy with |
|
C.kept busy with |
D.were busy with |
15.
|
A.excited |
B.tired |
C.pleased |
D.disappointed |
16.
|
A.dishes |
B.food |
C.menu |
D.order |
17.
|
A.went |
B.came |
C.was |
D.returned |
18.
|
A.a good news |
B.good news |
|
C.bad news |
D.a bad news |
19.
|
A.Looking |
B.Look |
C.Looked |
D.Looks |
20.
|
A.meat or fish |
B.no meat and fish |
|
C.meat and fish |
D.no meat or fish |
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Window
Bill and John, both seriously ill, lived in the same room at Marie Hospital. John lived next to the only window of the room and was allowed to 21 in his bed and watch for an hour every day. But Bill had to spend all his time 22 on his back.
They became friends soon and talked for hours every day. They spoke of their families, their children, their hobbies, and their 23 in the American army. Each day John would sit up and 24 to his roommate Bill what he could see outside the window.
Through John's description, Bill's world was 25 and brightened by all the activities and colors of the outside world. The window overlooked a beautiful park with a lovely 26, John told Bill. Ducks played on the water 27 children sailed their model boats. And a fine view of the city skyline could be seen in the distance. As John described all these 28 , Bill would close his eyes and 29 the picturesque scene. Bill was recovering 30 .However, John became weak day by day.
Late one night, Bill was lying in bed 31 the ceiling when John began to cough seriously. Then doctors and nurses rushed to the room. Thirty minutes later, John 32 coughing. Now, there was only silence-- 33 silence.
The following morning, Bill was moved to the bed next to the window at his request. Slowly and 34, he supported himself up on one elbow to take the first look. But to his 35 , he could see nothing but a 36 wall.
Only at that moment did he begin to realize that the pursuit of happiness was a matter of 37. It was a positive attitude we chose to express. It was not a gift that got 38 to our doorstep each morning, nor did it come through the window. It was an inward journey. Whether a man is happy or not depends on his own thoughts 39 anything outward.
So Bill began to describe the 40 world to his new roommate that he saw through the only window of the room.
21. A. stand up B. sit up C. set up D. stay up
22. A. lying B. depending C. going D. relying
23. A. service B. advice C. appearance D. violence
24. A. explain B. complain C. describe D. introduce
25. A. affected B. broadened C. damaged D. expanded
26. A. tower B. lake C. statue D. hill
27. A. while B. though C. unless D. until
28. A. in addition B. in general C. in brief D. in detail
29. A. see B. remember C. imagine D. recognize
30. A. up to now B. little by little C. sooner or later D. one by one
31. A. thinking about B. staring at C. holding up D. fixing on
32. A. stopped B. continued C. avoided D. survived
33. A. deadly B. dead C. breathless D. aimless
34. A. regretfully B. fortunately C. particularly D. hopefully
35. A. surprise B. delight C. relief D. anger
36. A. simple B. blank C. colored D. painted
37. A. consideration B. expression C. choice D. practice
38. A. delivered B. decorated C. devoted D. determined
39. A. more than B. better than C. other than D. rather than
40. A. friendly B. yearly C. lively D. likely
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