摘要:60.Which way will help your money earn more money? A.Putting your money in your room. B.Putting your money in a piggy bank. C.Putting your money in your pocket. D.Putting your money in a savings account

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  Where you save your money often depends on what you are saving for.If you are saving to buy a dictionary or to go to a concert, then you will probably keep your money somewhere in your room.

  If you are saving for a big purchase like a mountain bike or a school trip, where would you save your money? One place to save money is the bank.Putting your money in a savings account will help your money earn more money.If you put your money in a piggy bank(猪形储蓄罐), one year later you’ll still have the same amount of money you put in.If you put your money in a savings account, one year later, you’ll have more money than you put in.Why?

  When you keep your money in a bank, your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people, too)to loan money to people and businesses.

  The bank will send you a statement several times a year.A bank statement tells you how much money there is in your account.It also tells you how much interest you have earned.If you leave your money in the bank, you can watch it grow!

  Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don’t need to use for a long time, this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can’t touch your money during that time.If you do, you must pay a penalty(违约金), or fee.

  Since the bank is using your money for that time period, it will pay you interest.You will earn more interest with a CD than in a savings account.Can you guess why? It’s because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So, you may want to compare rates in newspaper ads before buying a CD.

(1)

Which way will help your money earn more money?

[  ]

A.

Putting your money in your room.

B.

Putting your money in a piggy bank.

C.

Putting your money in your pocket.

D.

Putting your money in a savings account

(2)

Interest is the amount of money which ________.

[  ]

A.

a bank lends to people

B.

a bank loans to businesses

C.

a bank pays you

D.

a bank uses

(3)

A bank statement tells you ________.

[  ]

A.

the amount of money you have in the bank

B.

the current rates of interest

C.

the current rates of exchange

D.

the best way to save your money

(4)

The word “touch” in paragraph 5 could be best replaced by ________.

[  ]

A.

deposit

B.

borrow

C.

use

D.

cash

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No pre – set spending limit and no interest charges.

Unlike other credit cards, the AE Card has no pre – set spending limit, so you are usually free to spend as much as you have shown us you can afford, on condition that the card gets fully – filled on time each month, in which way the AE Card can serve as a charge card as well, and you’ll pay no interest (利息) at all.

Traveling and shopping accident coverage

You’ll receive travel insurance (保险) up to $ 75,000 when you book airline tickets with the AE Card. Or should your flight be called off or delayed, or you luggage damaged or lost during your travel, you could use your AE Card to seek for help and amends (赔偿) . And almost anything you buy with the AE Card is insured for accidental damage and theft for up to 90 days, with no extra charge.

The special rewards of membership

As an AE Card holder, you will earn one point for each $ 2 that you spend on the card and you can then exchange for many great rewards with the collected points, such as enjoyable dining experiences, shopping chances, expensive wine, cinema tickets, hotel nights or even golf lessons … all with be detailed on your monthly statement.

Worldwide cash access

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If you have any questions, please call our Customer Service Team on (0123)69 69 33.

1.The AE Card and other credit cards mainly differ in         .

       A.he level of service at home and abroad

       B.the pre – set spending limit and interest

       C.some special membership rewards

       D.the number of cash machines in the world

2.An AE Card holder can enjoy all the following except          .

       A.spending as much money as he likes without putting in per month

       B.some wonderful things offered according to the collected points

       C.less worry about the possible loss while traveling and shopping

       D.the easy way of getting cash money in many places in the world

3.What’s the main purpose of the passage?

       A.To encourage more travelers abroad

       B.To compare the AE Card with other credit cards

       C.To enjoy a new way of spending money

       D.To attract people to use the AE Card

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