A．Use cash．Instead of paying things with credit cards, use cash for non-bill spending such as eating out, gas and groceries．Spending cash makes the spending more real, and there’s an added advantage of knowing when you’re out of cash.

       B．Small weekly savings transfers．I got this idea from my friend, who automatically deducts(扣除) $20 a week from his check to savings．I decided that I could live with the deduction of $40/week without really feeling it — it’s a relatively small transfer that I barely notice, and I save about $2,000 a year!

       C．Stay at home．Going out makes you spend money unnecessarily．You eat at restaurants, go to the mall, and stop at the gas station for snacks．It’s hard to avoid spending when you’re on the road．Instead, stay at home and find free entertainment．It’s also a great way to bond with your family.

       D．Don’t get catalogs(商品宣传册)．Their announcements of sales or cool new products make it very temting(引诱人的) to buy something you don’t need．Instead, stop getting the catalogs, and you’ll spend less.

       E．Keep a 30-day list．If you have an impulse(冲动) to buy something you don’t absolutely need, put it on a 30-day list．You can’t buy anything but necessities — everything else goes on the list．When the 30 days are up, you can buy it — but most likely, the strong urge to buy it will be gone, and you can evaluate it more calmly.

       F．Cook at home．I know it seems more difficult than eating out．But it doesn’t have to be hard．Make home-made pizza with a ready-made crust, some sauce, cheese and veggies．Put some spices on something and throw it in the oven while you cook some brown rice．Not only is this much cheaper than eating out, but it’s healthier.

阅读下面几位消费者的情况介绍，并为他们匹配合适的建议。

1.Mr．And Mrs．Brown are a newly-married couple who work in the same company．They don’t earn much in their work, but they have to spend a larger part of their income to pay for their rent and daily necessities．Furthermore, they seldom eat at home because neither of them cooks well．Therefore, they have to pay a lot more extra money for food.

2.Mrs．Wang enjoys shopping very much because she is free all day long．Whenever she is wandering in the shops or stores, she will have a strong impulse and find it difficult for her to get back home with her hands empty．But it is quite often that she will find what she has bought is almost useless when she gets home.

3.Tony is a university student in New York, who is far away from his parents．He pays everything with his credit card．He finds it very cool for him to purchase with his credit card．However, he often finds his money has already run out in the middle of the month.

4.Miss Betty is a high school girl whose parents give her some money every week．As her parents don’t earn much money, she wants to save some money secretly so that she can buy a digital camera.

5.Miss Catherine is a young girl who is easily to be persuaded into buying something useless．She will get encouraged to buy something when she sees an advertisement．Her parents have warned her many times against doing such stupid things, but it doesn’t work much.

Tom appeared on the sidewalk with a bucket of whitewash and a long-handled brush. He stopped by the fence in front of the house where he lived with his aunt Polly. He looked at it, and all joy left him. The fence was long and high. He put the brush into the whitewash and moved it along the top of the fence. He repeated the operation. He felt he could not continue and sat down.
He knew that his friends would arrive soon with all kinds of interesting plans for the day. They would walk past him and laugh. They would make jokes about his having to work on a beautiful summer Saturday. The thought burned him like fire.
He put his hand into his pockets and took out all that he owned. Perhaps he could find some way to pay someone to do the whitewashing for him. But there was nothing of value in his pockets —nothing that could buy even half an hour of freedom. So he put the bits of toys back into his pockets and gave up the idea
At this dark and hopeless moment, a wonderful idea came to him. It filled his mind with a great, bright light. Calmly he picked up the brush and started again to whitewash.
While Tom was working, Ben Rogers appeared. Ben was eating an apple as he walked along the street. As he walked along, he was making noises like the sound of a riverboat. First he shouted loudly, like a boat captain. Then he said “Ding-Dong-Dong”, “Ding-Dong-Dong” again and again, like the bell of a riverboat. And he made other strange noises. When he came close to Tom, he stopped.
Tom went on whitewashing. He did not look at Ben. Ben stared a moment and then said: “Hello! I’m going swimming, but you can’t go, can you?”
No answer. Tom moved his brush carefully along the fence and looked at the result with the eye of an artist. Ben came nearer. Tom’s mouth watered for the apple, but he kept on working.
Ben said, “Hello, old fellow, you’ve got to work, hey?”
Tom turned suddenly and said, “Why, it’s you, Ben! I wasn’t noticing.”
“Say —I’m going swimming. Don’t you wish you could? But of course you’d rather work — wouldn’t you? Of course you would.”
Tom looked at the boy a bit, and said “What do you call work?”
“Why, isn’t that work?”
Tom went back to his whitewashing, and answered carelessly.
“Well, maybe it is, and maybe it isn’t. All I know is, it suits Tom Sawyer.”
“Oh come, now, you don’t mean to say that you like it?”
The brush continued to move.
“Like it? Well, I don’t see why I shouldn’t like it. Does a boy get a chance to whitewash a fence every day?”
Ben stopped eating his apple. Tom moved his brush back and forth, stepped back to look at the result, added a touch here and there, and stepped back again. Ben watched every move and got more and more interested. Soon he said,
“Say, Tom, let me whitewash a little.”
Tom thought for a moment, was about to agree; but he changed his mind.
“No —no —it won’t do, Ben. You see, Aunt Polly wants this fence to be perfect. It has got to be done very carefully. I don’t think there is one boy in a thousand, maybe two thousand, that can do it well enough.”
“No —is that so? Oh come, now —let me just try. Only just a little.” “Ben, I’d like to, but if it isn’t done right, I’m afraid Aunt Polly … ”
“Oh, I’ll be careful. Now let me try. Say —I’ll give you the core of my apple.”
“Well, here —No, Ben, now don’t. I’m afraid …”
“I’ll give you all of it.”
Tom gave up the brush with unwillingness on his face, but joy in his heart. And while Ben worked at the fence in the hot sun, Tom sat under a tree, eating the apple, and planning how to get more help. There were enough boys. Each one came to laugh, but remained to whitewash. By the time Ben was tired, Tom sold the next chance to Billy for a kite; and when Billy was tired, Johnny bought in for a dead rat —and so on, hour after hour. And when the middle of the afternoon came, Tom had won many treasures.
And he had not worked. He had had a nice idle time all the time, with plenty of company －and the fence had been whitewashed three times. If he hadn’t run out of whitewash, Tom would have owned everything belonging to his friends.
He had discovered a great law of human action, namely, that in order to make a man or a boy want a thing, it is only necessary to make the thing difficult to get.
【小题1】How many characters are mentioned in this story?

Tom appeared on the sidewalk with a bucket of whitewash and a long-handled brush. He stopped by the fence in front of the house where he lived with his aunt Polly. He looked at it, and all joy left him. The fence was long and high. He put the brush into the whitewash and moved it along the top of the fence. He repeated the operation. He felt he could not continue and sat down.
He knew that his friends would arrive soon with all kinds of interesting plans for the day. They would walk past him and laugh. They would make jokes about his having to work on a beautiful summer Saturday. The thought burned him like fire.
He put his hand into his pockets and took out all that he owned. Perhaps he could find some way to pay someone to do the whitewashing for him. But there was nothing of value in his pockets —nothing that could buy even half an hour of freedom. So he put the bits of toys back into his pockets and gave up the idea
At this dark and hopeless moment, a wonderful idea came to him. It filled his mind with a great, bright light. Calmly he picked up the brush and started again to whitewash.
While Tom was working, Ben Rogers appeared. Ben was eating an apple as he walked along the street. As he walked along, he was making noises like the sound of a riverboat. First he shouted loudly, like a boat captain. Then he said “Ding-Dong-Dong”, “Ding-Dong-Dong” again and again, like the bell of a riverboat. And he made other strange noises. When he came close to Tom, he stopped.
Tom went on whitewashing. He did not look at Ben. Ben stared a moment and then said: “Hello! I’m going swimming, but you can’t go, can you?”
No answer. Tom moved his brush carefully along the fence and looked at the result with the eye of an artist. Ben came nearer. Tom’s mouth watered for the apple, but he kept on working.
Ben said, “Hello, old fellow, you’ve got to work, hey?”
Tom turned suddenly and said, “Why, it’s you, Ben! I wasn’t noticing.”
“Say —I’m going swimming. Don’t you wish you could? But of course you’d rather work — wouldn’t you? Of course you would.”
Tom looked at the boy a bit, and said “What do you call work?”
“Why, isn’t that work?”
Tom went back to his whitewashing, and answered carelessly.
“Well, maybe it is, and maybe it isn’t. All I know is, it suits Tom Sawyer.”
“Oh come, now, you don’t mean to say that you like it?”
The brush continued to move.
“Like it? Well, I don’t see why I shouldn’t like it. Does a boy get a chance to whitewash a fence every day?”
Ben stopped eating his apple. Tom moved his brush back and forth, stepped back to look at the result, added a touch here and there, and stepped back again. Ben watched every move and got more and more interested. Soon he said,
“Say, Tom, let me whitewash a little.”
Tom thought for a moment, was about to agree; but he changed his mind.
“No —no —it won’t do, Ben. You see, Aunt Polly wants this fence to be perfect. It has got to be done very carefully. I don’t think there is one boy in a thousand, maybe two thousand, that can do it well enough.”
“No —is that so? Oh come, now —let me just try. Only just a little.” “Ben, I’d like to, but if it isn’t done right, I’m afraid Aunt Polly … ”
“Oh, I’ll be careful. Now let me try. Say —I’ll give you the core of my apple.”
“Well, here —No, Ben, now don’t. I’m afraid …”
“I’ll give you all of it.”
Tom gave up the brush with unwillingness on his face, but joy in his heart. And while Ben worked at the fence in the hot sun, Tom sat under a tree, eating the apple, and planning how to get more help. There were enough boys. Each one came to laugh, but remained to whitewash. By the time Ben was tired, Tom sold the next chance to Billy for a kite; and when Billy was tired, Johnny bought in for a dead rat —and so on, hour after hour. And when the middle of the afternoon came, Tom had won many treasures.
And he had not worked. He had had a nice idle time all the time, with plenty of company -and the fence had been whitewashed three times. If he hadn’t run out of whitewash, Tom would have owned everything belonging to his friends.
He had discovered a great law of human action, namely, that in order to make a man or a boy want a thing, it is only necessary to make the thing difficult to get.

1. 1.

   How many characters are mentioned in this story?

   1. A.
      7
   2. B.
      6
   3. C.
      5
   4. D.
      4
2. 2.

   Why did Tom take all his bits of toys out of his pockets?

   1. A.
      Because he is tired and wanted to play with his toys.
   2. B.
      Because he wanted to throw his toys away.
   3. C.
      Because he wanted to know if he could buy help with his toys.
   4. D.
      Because he wanted to give his toys to his friends.
3. 3.

   Tom was about to agree to let Ben whitewash when he changed his mind because ______.

   1. A.
      Tom wanted to do the whitewashing by himself
   2. B.
      Tom was afraid Ben would do the whitewashing better.
   3. C.
      Tom was unwilling to let Ben do the whitewashing
   4. D.
      Tom planned to make Ben give up his apple first
4. 4.

   We can learn from the passage that ________.

   1. A.
      Tom was good at whitewashing the fence, so he looked at the result of his work with the eye of an artist.
   2. B.
      Tom was unwilling to whitewash the fence, but he managed to let other boys do it for him
   3. C.
      Tom had a lot of friends who are ready to help others.
   4. D.
      Tom was interested in whitewashing the fence.
5. 5.

   What made Ben Rogers eagerly gave up his apple and offer to brush the fence for Tom?

   1. A.
      His curiosity about Tom’s brushing job.
   2. B.
      His warm heart and kindness to friends.
   3. C.
      Tom’s threat.
   4. D.
      Aunt Polly’s idea.
6. 6.

   Which of the following is the most suitable title for this passage?

   1. A.
      Tom And His Fellows
   2. B.
      The Happy Whitewasher
   3. C.
      Whitewashing A Fence
   4. D.
      How To Make The Things Difficult To Get