EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：

Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk

Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.

Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.

Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.

Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.

1.The writer gives some basics to help ____ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents　'instructions

C．children manage their money

D．parents save their money

2.The underlined word　"incentive"　in paragraph 6 means ____.

A．honor            B．praise            C．excitement        D．encouragement

3.What leads the writer to write this article?

A.　Parents want to know how to educate their children.

B.　He wants to share his good ideas about money matters.

C　.He thinks money management the most important for children.

D.　Parents care 　little 　about their children's management of money.

EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：
Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.
Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.
Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.
【小题1】The writer gives some basics to help ____ in a proper way.

　 Are you the type of person who always says“yes”？I’ve come to learn that it is very important to learn to say NO！It’s okay. People are still going to like you. They may even respect you more because they know you are honest.

　 I，m not saying to say“no" to someone who really needs your help. I’m talking about refusing that meeting that you really do not want to attend or that birthday party that you don’t want to be a guest at.

Think for a moment how you feel when you say YES to something that you really don't want to do. If you’re like I once was，you can’t sleep at night and you think about it too much.

It weighs on your mind. You try to find ways out. Whatever you’re saying to yourself，if you really wanted to go，you wouldn’t have all of these thoughts.

　 So，why not just say NO from the beginning? Maybe you feel like if you don’t show up at the meeting（by the way，it is not one you must attend) your boss isn’t going to like you or your co-workers won’t respect you. Maybe you feel as if your mom，dad or sisters won’t love you as much if you don’t do everything for them that they ask every occasion.

　 If these people are your true friends，family members，or a good boss，they will like or love you the same no matter what. People treat you the way you teach them to，and if you’re someone who always says“yes" then that’s what they，re expecting.

　 You need to do what is right for you. Of course we do have real obligations in life to fulfill，but we do not have to do everything others want us to do.

64．Which of the following statements would the writer agree with？

　 A. We should try to do what our friends ask us to do.

　 B. We should help others in need.

　C. Always saying“yes" means you are dishonest.

　 D. Always saying“no" means you are brave.

65．What does the underlined word，’ It" in Paragraph 3 refer to?

　 A. Saying "yes"． B. A friend's birthday party.

　 C. Something you’re unwilling to do. D. Something you think difficult to do.

66．The writer believes that if you say“no" to your family members，you’11＿·

　 A. have the same relationship with them as before

　 B. have a loose relationship with them

　 C. disappoint them

　 D. upset them

67．What would be the best title for the passage?

　 A. Learn to Make a Right Choice B. To Be Yourself

　 C. Do What You Want to Do 　　D. Learn to Say No

On August 26, 1999, New York City experienced a torrential downpour. The rain caused the streets to __36__ and the subway system almost came to a stop.

　 Unfortunately, this happened during the morning rush hour. Many people who were going to work were __37__ to go home. Some battled to __38__ a taxi or to get on a bus. Still others faced the __39__ bravely, walking miles to get to work.

　 I __40__ to be one of the people on the way to work that morning. I went from subway line to subway line only to find that most __41__ had stopped. After making my way __42__ crowds of people, I finally found a subway line that was __43__. Unfortunately, there were so many people waiting to __44__ the subway that I could not even get down the stairs to the __45__. So I took the train going in the opposite direction, and then switch back to the downtown train. Finally, after what seemed like an forever, the train __46__ my stop. Then I had to walk several blocks in the increasingly heavy rain. When I finally got to my office, I was __47__ through, exhausted and __48__.

　　 My co-workers and I spent most of the day drying off. When it was 5:00 pm，I was ready to go home. I was about to turn off my computer __49__ I received an email from Garth, my Director:

　 I would like to thank all of you who made the effort and __ 50__ reported to work. It is always reassuring(令人欣慰), at times like these, when employees so clearly show their __51__ to their jobs. Thank you.

Garth’s email was short, but I learned more from that __52__ message than I ever did from a textbook. The email taught me that a few words of __53__ can make a big difference. The rainstorm and the traffic __54__ had made me tied and upset. But Garth’s words immediately__55__ me and put a smile back on my face.

36. A. break　　　　　　　　 B. flood　　　　　　　　 C. sink　　　　　　　　 D. crash

37. A. forced　　　　　　　 B. refused　　　　　　 C. adjusted　　　　　 D. gathered

38. A. order　　　　　　　　 B. pay　　　　　　　　　 C. call　　　　　　　　　 D. search

39. A. climate　　　　　　　 B. scenery　　　　　　 C. storm　　　　　　　 D. burden

40. A. used　　　　　　　　　 B. promised　　　　　 C. deserved　　　　　 D. happened

41. A. practice　　　　　　　　　　 B. routine　　　　　　　　　　 C. process　　　　　　 D. service

42. A. to　　　　　　　　　　　 B. through　　　　　　 C. over　　　　　　　　 D. for

43. A. operating　　　　　　 B. cycling　　　　　　 C. turning　　　　　　 D. rushing

44. A. check　　　　　　　　 B. carry　　　　　　　　 C. find　　　　　　　　 D. board

45. A. street　　　　　　　　 B. ground　　　　　　 C. floor　　　　　　　　 D. platform

46. A. paused　　　　　　　 B. crossed　　　　　　 C. reached　　　　　　 D. parked

47. A. wet　　　　　　　　　 B. weak　　　　　　　　 C. sick　　　　　　　　 D. hurt

48. A. ashamed　　　　　　 B. discouraged　　　　　　 C. surprised　　　　　 D. puzzled

49. A. while　　　　　　　　 B. when　　　　　　　 C. where　　　　　　　 D. after

50. A. hardly　　　　　　　　 B. casually　　　　　　 C. absolutely　　　　 D. eventually

51. A. devotion　　　　　　 B. donation　　　　　 C. connection　　　 D. reaction

52. A. accurate　　　　　　 B. urgent　　　　　　　 C. brief　　　　　　　　 D. humorous

53. A. promise　　　　　　　　　　 B. appreciation　　　 C. advice　　　　　　　 D. guidance

54. A. troubles　　　　　　　　　　 B. signals　　　　　　　 C. rules　　　　　　　　 D. signs

55. A. corrected　　　　　 B. supported　　　　 C. amazed　　　　　　 D. refreshed