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EAT YOUR VEGETABLES. Wash your hands. Always say "please" and "thank you ".We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.Here are some basics that will help guide them their entire lives:
Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.
Provide incentive. Tell your children the importance of saving. "For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot, "says Cathy Pareto, expert in money planning.
Explain your values. Values and money are deeply intertwined(缠结在一起), says Eilleen Gallo, co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don't want to buy it. "You might say, 'I'd rather save that money for your education,'" advises Gallo. Every time you spend or don't spend money, you have a chance to share your values.
【小题1】The writer gives some basics to help ____ in a proper way.
| A.parents teach their children how to deal with money |
| B.children follow their parents 'instructions |
| C.children manage their money |
| D.parents save their money |
| A.honor | B.praise | C.excitement | D.encouragement |
A. Parents want to know how to educate their children.
B. He wants to share his good ideas about money matters.
C .He thinks money management the most important for children.
D. Parents care little about their children's management of money. 查看习题详情和答案>>
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What does it mean to say that we live in a world of persuasion? It means that we live among competing interests. Your roommate’s need to study for an exam may take priority(优先)over pizza. Your instructor may have good reasons not to change your grade. And the object of your romantic interest may have other choices.
In such a world, persuasion is the art of getting others to give fair and favorable consideration to our point of view. When we persuade, we want to influence how others believe and behave. We may not always prevail— other points of view may be more persuasive, depending on the listener, the situation, and the merits of the case. But when we practice the art of persuasion, we try to ensure that our position receives the attention it deserves.
Some people, however, object to the very idea of persuasion. They may regard it as an unwelcome interruption into their lives. Just the opposite, we believe that persuasion is unavoidable — to live is to persuade. Persuasion may be ethical(合乎道义的)or unethical, selfless or selfish, inspiring or degrading. Persuaders may enlighten our minds or catch our vulnerability(弱点). Ethical persuasion, however, calls on sound reasoning and is sensitive to the feelings and needs of listeners. Such persuasion can help us apply the wisdom of the past to the decisions we now must make. Therefore, the most basic part of education is learning to resist the one kind of persuasion and to encourage and practice the other.
Beyond its personal importance to us, persuasion is necessary to society. The right to persuade and be persuaded is the bedrock of the American political system, guaranteed by the First Amendment to the Constitution(美国宪法).
【小题1】According to the passage, persuasion means ________.
| A.changing others’ point of view |
| B.exercising power over other people |
| C.getting other people to consider your point of view |
| D.getting people to agree with you and do what you want |
| A.win | B.fail | C.speak | D.listen |
| A.a danger to society | B.difficult to do well |
| C.unwelcome behavior | D.never successful |
| A.people’s different opinions towards persuasion |
| B.the reasons why people persuade |
| C.that persuasion is both good and bad |
| D.that persuasion is important and it is all around us |
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My ears are recently full of joyous remarks from my friends such as, “Oh, Beckham is so handsome, so cool, that I can’t help falling in love with him!” or “What perfect skills he has!” Yeah, I agree 16 some degree, though I sometimes do want to ask them how much they 17 Beckham, apart from his appearance and how much they know about football 18 scoring goals. It seems funny that we are crazy for things, with which we are unfamiliar or 19 we are uncertain, but we all, my friends 20 I, consider this 21 .
We need these pleasures to brighten up our lives. But that doesn’t amount to craziness 22 nonsense. As an old saying 23 :“Don’t judge a book by its cover.” We should not 24 anything from its appearance. We should all know, it is one’s good character and great contribution that 25 one a star and unforgettable. Therefore we’d better say 26 about Beckham’s good looks.
If we close our eyes, 27 in deep thought, we can find that the things 28 us to be in truth happy, sad or moved 29 a clear meaning. If we don’t go deeper and just satisfied with superficial things, 30 we will find that we have not really gained anything 31 our first impression has blinded and misled us, and we’ll remain ignorant 32 we realize that and make some changes.
It is believed that thinking and going deeper than before is sign of great 33 .If one day we are willing to go deeper into everything, no matter how much it 34 us, we will finally prove how much we have grown up, how much more sensible, mature, and intelligent we have 35 .
1.A. to B. on C. in D. at
2.A. learn from B. learn C. know D. know about
3.A. rather than B. except for C. except D. apart from
4.A. with which B. about that C. about which D. which
5.A. not B. as well as C. rather than D. but
6.A. one of life’s pleasures B. pleasures of life
C. one of life’s sorrow D. one of life’s regrets
7.A. nor B. and C. or D. or else
8.A. speaks B. talks C. tells D. goes
9.A. take B. judge C. accept D. conclude
10.A. makes B. causes C. builds D. creates
11.A. more B. much C. worse D. less
12.A. fell B. fallen C. falling D. fall
13.A. that move B. that moves C. move D. moves
14.A. lack B. have C. include D. cover
15.A. in fact B. indeed C. in a while D. sooner or later
16.A. so B. even though C. because D. although
17.A. even if B. although C. unless D. if
18.A. joy B. progress C. effort D. work
19.A. cares B. pains C. worries D. minds
20.A. come B. made C. had D. become
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