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EAT YOUR VEGETABLES. Wash your hands. Always say "please" and "thank you ".We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.Here are some basics that will help guide them their entire lives:
Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.
Provide incentive. Tell your children the importance of saving. "For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot, "says Cathy Pareto, expert in money planning.
Explain your values. Values and money are deeply intertwined(缠结在一起), says  Eilleen  Gallo, co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don't want to buy it. "You might say, 'I'd rather save that money for your education,'" advises Gallo. Every time you spend or don't spend money, you have a chance to share your values.
【小题1】The writer gives some basics to help ____ in a proper way.

A.parents teach their children how to deal with money
B.children follow their parents 'instructions
C.children manage their money
D.parents save their money
【小题2】The underlined word "incentive" in paragraph 6 means ____.
A.honorB.praiseC.excitementD.encouragement
【小题3】What leads the writer to write this article?
A. Parents want to know how to educate their children.
B. He wants to share his good ideas about money matters.
C .He thinks money management the most important for children.
D. Parents care  little  about their children's management of money.

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第Ⅱ卷(共35分)
第四部分写作(共两节,满分35分)
第一节短文改错(共10小题,每小题1分,满分10分)
  假定英语课上老师要求同桌之间交换修改作文,请你修改你同桌写的以下作文。文中共有10处语文错误,每句中最多有两处。错误涉及一个单词的增加、删除和修改。
  增加:在缺词处加一个漏字符号(∧),并在其下面写该加的词。
  删除:把多余的词用斜线(\)划掉。
  修改:在错的词下划一横线,并在该词下面写出修改后的词。
  注意:1.每处错误及其修改均仅限一词;
     2.只允许修改10处,多者(从第11处起)不计分。
  I think people have always found the future excited.Just think of some science fiction books that have written on the subject.The 21st century will bring wonderful advances in the world information technology.We can see through the Internet that the amazing possibilities for communication and learning.Other exciting area is medical progress.It would be good think of a world which cancer is no longer a frightening word.I'm sure medical research will sonn find cure for this disease.Apart from these technical developments,future is exciting on a more personal level too.Most young people think of their future with hope.Who knows that the future will bring in the way of jobs? The fact that we don't know make it exciting.So yes ,the future is exciting.

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When I was a teenager, my dad did everything he could to advise me against becoming a brewer(酿酒人). He’d  36  his life brewing beer for local breweries only to make a living, 37  were his father and grandfather before him. He didn’t want me  38  near a vat (酿酒用的桶)of beer.
  So I did as he asked. I got good  39  , went to Harvard and in 1971 was accepted into a graduate program there that  40  me to study law and business at the same time.
  In my second year of grade school, I began to realize that I’d  41  done anything but go to school. So, at 24 I decided to drop out.  42  , my parents didn’t think this was a great idea. But I felt strongly that you can’t 43 till you’re 65 to do what you want in life.
  I packed my stuff into a bus and headed to Colorado to become an instructor at Outward Bound. Three years later, I was ready to go back to  44  . I finished Harvard and got a highly paid job at the Boston Consulting Group. Still, after working there five years, I  45  . Is this what I want to be doing when I’m 50? At that time, Americans paid  46  money of beer in low quality. Why not make good beer for  47  ? I thought.
  I decided to give up my job to become  48 . When I told Dad, he was  49  , but in the end he  50  me. I called my beer Samuel Adams,  51  the brewer and patriot who helped to start the Boston Tea party.  52  I sold the beer direct to beer drinkers to get 53 out. Six weeks later, at the Great American Beer Festival, Samuel Adams Boston Lager won the top prize for American beer. In the end I was destined to be a brewer. My 54 to the young is simple: Life is very  55  , so don’t rush to make decisions. Life doesn’t let you plan.

【小题1】
A.costB.spent C.takeD.paid
【小题2】
A.like B.as if C.soD.nor
【小题3】
A.anywhere B.nowhereC.where D.somewhere
【小题4】
A.result B.teachers C.grades D.work
【小题5】
A.promised B.made C.advised D.allowed
【小题6】
A.never B.ever C.always D.hard
【小题7】
A.Fortunately B.Obviously C.Possibly D.Properly
【小题8】
A.expect B.think C.stopD.wait
【小题9】
A.school B.ColoradoC.my home D.my decision
【小题10】
A.realized B.asked C.wondered D.knew
【小题11】
A.less B.little C.goodD.lot
【小题12】
A.Englishmen B.EuropeansC.the worldD.Americans
【小题13】
A.a lawyer B.a brewerC.an instructor D.an engineer
【小题14】
A.surprised B.satisfiedC.interested D.anxious
【小题15】
A.hated B.supported C.raised D.left
【小题16】
A.for B.at C.in D.after
【小题17】
A.Therefore B.Otherwise C.Also D.Yet
【小题18】
A.them B.the word C.tea D.the party
【小题19】
A.advice B.lifeC.job D.experience
【小题20】
A.hard B.busy C.short D.long

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第Ⅱ卷(共35分)

第四部分写作(共两节,满分35分)

第一节短文改错(共10小题,每小题1分,满分10分)

  假定英语课上老师要求同桌之间交换修改作文,请你修改你同桌写的以下作文。文中共有10处语文错误,每句中最多有两处。错误涉及一个单词的增加、删除和修改。

  增加:在缺词处加一个漏字符号(∧),并在其下面写该加的词。

  删除:把多余的词用斜线(\)划掉。

  修改:在错的词下划一横线,并在该词下面写出修改后的词。

  注意:1.每处错误及其修改均仅限一词;

     2.只允许修改10处,多者(从第11处起)不计分。

  I think people have always found the future excited.Just think of some science fiction books that have written on the subject.The 21st century will bring wonderful advances in the world information technology.We can see through the Internet that the amazing possibilities for communication and learning.Other exciting area is medical progress.It would be good think of a world which cancer is no longer a frightening word.I'm sure medical research will sonn find cure for this disease.Apart from these technical developments,future is exciting on a more personal level too.Most young people think of their future with hope.Who knows that the future will bring in the way of jobs? The fact that we don't know make it exciting.So yes ,the future is exciting.

 

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