Are you a compulsive spender, or do you hold on to your money as long as possible? Are you a bargain hunter? Would you rather use charge accounts than pay cash? Your answers to these questions will reflect your personality. According to psychologists, our individual money habits not only show our beliefs and values, but can also stem from past problems.

Experts in psychology believe that for many people, money is an important symbol of strength and influence. Husbands who complain about their wives’ spending habits may be afraid that they are losing power in their marriage. Wives, on the other hand, may waste huge amounts of money because they are angry at their husbands. In addition, many people consider money a symbol of love. They spend it on their family and friends to express love, or they buy themselves expensive presents because they need love.

People can be addicted to different things — for example, alcohol, drugs, certain foods, or even television. They are compulsive in their addictions, i.e. they must satisfy these needs to feel comfortable. In the same way, according to psychologists, compulsive spenders must spend money. For people who buy on credit, furthermore, charge accounts are even more exciting than money: in other words, they feel that with credit, they can do anything. Their pleasures in spending enormous amounts are actually greater than those they get from the things they buy.

There is even a special psychology of bargain hunting. To save money, of course, most people look for sales, low prices, and discounts. Compulsive bargain hunters, however, often buy things that they don’t need just because they are cheap. They want to believe that they are helping their budgets, but they are really playing an exciting game: when they can buy something for less than other people, they feel that they are winning. Most people, experts claim, have two reasons for their behavior: a good reason for the things that they do and the real reason.

It is not only scientists, of course, who understand the psychology of spending habits, but also business people. Stores, companies, and advertisers use psychology to increase business: they consider people’s needs for love, power, or influence, their basic values, their beliefs and opinions, etc. in their advertising and sales methods.

Psychologists often use a method called “behavior therapy(疗法)” to help individuals solve their personality problems. In the same way, they can help people who feel that they have problems with money: they give them “assignments”. If a person buys something in every store that he enters, for instance, a therapist might teach him self-discipline in this way: on the first day of his therapy, he must go into a store, stay five minutes, and then leave. On the second day, he should stay for ten minutes and try something on. On the third day, he stays for fifteen minutes, asks the salesclerk a question, but does not buy anything. Soon he will learn that nothing bad will happen to him if he doesn’t buy anything, and he can solve the problem of his compulsive buying.  

1.If you use charge accounts, ____.

A．you pay in cash                         B．you pay with credit card

C．you pay less than you should               D．you pay more than you should

2.Compulsive bargain hunters buy things for all the following reasons except that ____.

A．the things they buy are cheap

B．they believe they can balance their budgets

C．they get psychological satisfaction

D．they really need the things they buy

3.Behavior therapy in this case aims at____.

A．helping businessmen to increase their business

B．helping compulsive spenders to buy less

C．finding out how people will react if they are allowed to buy

D．finding out what people will do in front of a bargain

4.The underlined word “those” in Paragraph 3 refers to ____.

A．different things                         B．their addictions

C．charge accounts                        D．their pleasures

5.From the passage we can conclude that ____.

A．how you spend money reveals if you are psychologically healthy

B．money is a necessity and will bring you happiness if you have much

C．compulsive buying problems can be solved by taking some medicine

D．all businessmen understand well the psychology of customers

                                     C
Starting college can be a difficult experience. You have to deal with new responsibilities and growing independence, a challenging course load and, of course, the social scene. When a roommate is thrown into the mix, it may feel like you’re struggling with all that stuff while living in a small box with a stranger.
But having a roommate doesn’t need to be one more thing to worry about. When students go into their living situations with realistic expectations and a willingness to compromise, things can work out just fine.
When you first meet your roommate, chances are you’ll be on your best behaviour. You want to get along, since this is the person who’s going to be sharing your living space for the next year. But try to think ahead to potential (可能的) worst cases, too.
For example, imagine it’s 2 a.m. and you’re working on a paper that should be finished in 8 hours. Your roommate comes in from a party and wants to continue the party in your room.
At times like these, you won’t be feeling good. That’s why talking about problems that might come up ahead of time -- and respecting each other’s wishes when the time comes -- is so important.
Talk about the things that are really important to you, and make sure your roommate understands. Then encourage him or her to do the same.
For example, does it make you angry when people take things without asking first? Let your roommate know your feelings about these types of things from the start, so that both of you have a feel for each other’s likes, dislikes, and habits.
【小题1】The underlined word “compromise” in the second paragraph means “     ”.

--I didn't tell my parents that I Would leave home.

    --You ________ when you left home since you are living with them.

   A. ought to have     B. might have       C. should             D. must

第二节完形填空(共20小题；每题1.5分，满分30分)
What a blessing to be alive in a wonderful world of unlimited possibilities．After contracting Hodgkin's disease at seven and being given six months to live，I recovered．I’m not dying of cancer．I’m   36  with it ．  37   what comes my way, I don’t have to be afraid any more．
In the second year of high school，the class was scheduled to run the  38  ．Due to the swelling and  39  from surgery on my leg，for two years I hadn't worn shorts and lived in  40 ．Yet that day，I was ready-shorts，heart and mind．When the coach yelled，“Ready．Set．Go!” I ran faster than anyone else for the first 20 feet， 41  to finish first．As we came around the first of four laps，there were students all over the  42 ．By the end of the second and third laps，many of the students had already  43 and were on the ground breathing deeply．By the time I hit the fourth lap，I was   44 ．Then it hit me．I realized nobody had given up．  45 ，everyone had already finished．I cried．12 minutes，42 seconds after starting，I   46  the finish line．I fell to the ground，  47  ．
Suddenly my coach ran up to me and  48 ，yelling，“You did it，Manuel ．You finished，son ．”He looked me   49   in the eyes，waving a piece of paper in his hand．It was my  50  for the day，which I had forgotten．He read it aloud to everyone．It simply said,“I，Manuel Diotte，will finish the mile run tomorrow，whatever  51  come．No  52 or frustration will stop me．  53  capable of finishing，and with God as my strength，I'll finish．” My heart   54  and tears went away．It was then    55  I realized winning is not always finishing first．Sometimes winning is just finishing．
36．A．enduring         B．studying       C．living         D．burdening
37．A．Regardless of     B．As of          C．In terms of    D．Let alone
38．A．game             B．competition    C．match          D．mile
39．A．wounds           B．scars          C．signs          D．treats
40．A．fear             B．surprise       C．anger          D．disappointment
41．A．hoped            B．determined     C．expected       D．longed
42．A．trip             B．school         C．ground         D．track
43．A．quit             B．gone           C．insisted       D．left
44．A．annoyed          B．confident      C．alone          D．lonely
45．A．Otherwise        B．Instead        C．Yet            D．Besides
46．A．ran              B．walked         C．passed         D．crossed
47．A．embarrassed      B．proud          C．amused         D．excited
48．A．sent me up       B．picked me up   C．took me up    D．set me up
49．A．up               B．over           C．straight       D．ahead
50．A．opinion          B．goal           C．belief         D．thought
51．A．can              B．may            C．should         D．must
52．A．hesitation        B．blame          C．pain           D．laughter
53．A．Other than        B．More than      C．Rather than    D．Less than
54．A．lifted            B．broke          C．sank           D．beat
55．A．before           B．when           C．that           D．Since

Listen carefully; we would like to tell you something that could save your precious time and money! Best of all, it is free! It’s “no”. What do you ask? We’ll say it again. “No”. Sweet and simple “no”.
Say “no” at your office and see how quickly that pile of work on your desk disappears. “Saying “no” to others means you are saying “yes” to yourself,” said Leslie Charles, a professional speaker from East Lansing, Michigan.
Susie Watson, a famous writer, said people who always say “yes” need to say “no” without guilt （内疚） or fear of punishment.  “I would rather have someone give me a loving ‘no’ than an obligated （强制的）‘yes’”, she said.
Susie Watson says she feels “no” obligation to give an explanation when she says “no” either socially or professionally. Does she feel guilty about it? “Not at all,” said Watson, who is director of advertising and public relations at Timex Corp in Middle-bury. “Most people are afraid of saying “no”. My advice is to say “yes” only if you don’t mean ‘no’.”
Watson said “no” is the most effective weapon against wasting time. “Every year there are more demands on your time. Other people are happy to use up your time,” Watson said. Time saving appears to be “no’s” greatest friend. “No” can be your new friend, a powerful tool to take back your life. “No” may even take you further in the business world than “yes”. “No” is power and strength. “No” now seems completely correct. “Saying ‘no’ isn’t easy. But finally it’s greatly liberating,” Charles said. But, he added, a “no” project needs to be worked on every day because it is hard to change long-term habit.
But, he also warns: “Don’t go to extremes.  Don’t find yourself saying “no” to everything. In return you should learn to hear “no”.”
1. The underlined part “saying ‘yes’ to yourself” in the second paragragh means ________.
A. you can have more time to play with others
B. you needn’t care about other’s feeling if you are happy
C. you are selfish and treat others rudely
D. you can deal with your business as you have planned
2. When you say “no” to others you should say it in a ________.
A. secret way     B. polite way         C. proud way        D. guilty way
3 In Watson’s opinion, people can save much time on condition that ________.
A. they say “no” at a suitable time        B. they say “no” as much as possible
C. they are afraid of saying “no”         D. they make others angry at them
4. If a person says “no” to everything, the result he or she receives may be that he or she ________.
A. enjoys a wonderful life              B. makes a lot of money
C. faces difficulty in life                D. forgets to say “yes” in the end