Parents need to be good role models to help their children make sensible financial decisions, according to Adam Hancock and hs team, from East Caronlina University in the US. Their work highlights that parents who argue about finances contribute to increasing credit card debt among their children during their students years. Their work is published online in Springer's Journal of Family and Economic Issues.

   Credit card debt among college students has been a growing concern for researchers and policymakers over the last decade. In addition, there is growing concern among educators that more students are dropping out of school, not because of academic failure, but because of financial reasons, and credit card especially. Hancock and colleagues' study is the first to examine how parental interactions, and financial knowledge and attitudes may have a cumulative effect（累积效应）on the number of credit cards students own and their level of credit card debt.

   The researchers analyzed data for 420 undergraduate students from seven different American universities, who took part in the College Student Financial Literacy Survey. According to the online survey, nearly two-thirds of students had a credit card, and nearly a third had more than one. Those students who reported that their parents argued about finances were more likely to have more than two cards than the students whose parents who did not argue about finances.

In terms of debt, those students who had two or more credit cards were nearly three times more likely to report having credit card debt over ＄500.

The researchers conclude, "It is clear that the influence of parents cannot be neglected. Researchers, educators and policymakers should work in finding effective ways to increase the positive financial behaviors fo college students. We need to help students learn financial skills and establish healthy financial attitudes at earlier ages to prevent poor financial habits from taking root."

31. In Adam Hancock's research, student's credit card debt is related to their _________.

   A.knowledge            B.concerns           C.school            D.parents

32. When college students have credit card debt, they may ________.

   A.quit school                                B.fail in their exams  

   C.study financial knowledge                    D.have more credit cards

33. What can we infer from Paragraph 3?

   A. More than 400 students i a university took the survey.

   B. The survey was conducted with the paper questionnaire.

   C. Nearly all the students in this survey have credit cards.

   D. Students have fewer cards if their parents argue more.

34. If you have two or more credit cards, you are more likely to ________.

   A.get wealthy           B.have argument       C.buy more things   D.become in debt

35. As a student, what can yo learn from the passage?

   A. We need to turn to our parents when we have credit card debt.

   B. We should build correct financial attitudes when we are young.

   C. We shouldn't have credit cards so that we can avoid argument.

   D. We can have more credit cards to make life more comfortable.

1.Where can you probably find this text?

A. In a school magazine.          B. In a national paper.

C. In a guide book.               D. In a university daily newspaper. 

2.If you are interested in arts, where would you go for a visit?

A. Leacock 116.                   B. Union room 423.

C. Union room 108.                D. Newman Centre, 3484 Peel. 

3.Which of the following is the name of a play?

A. Blazing Saddles.

B. Guess Who's Coming to Breakfast.

C. Importance of deciding basic goals of the Women's Union.

D. Unskilled Labours on Rivers and Canals in Upper Canada, 1820-1850. 

1.Where can you probably find this text?

　A. In a school magazine         B. In a national paper.

　C. In a guide book.           　D. In a university daily newspaper.

2.If you are interested in arts, where would you go for a visit?

　A. Leacock 116. 　　　　　　　B. Union room 423.

　C. Union room 108. 　　　　　 D. Newman Centre, 3484 Peel.

3. Which of the following is the name of a play?

　A. Blazing Saddles.

　B. Guess Who’s Coming to Breakfast.

　C. Importance of deciding basic goals of the Women’s Union.

To take the apple as a forbidden fruit is the most unlikely story the Christians (基督教徒) ever cooked up. For them, the forbidden fruit from Eden is evil. So when Colu brought the tomato back from South America, a land mistakenly considered to be Eden, everyone jumped to the obvious conclusion. Wrongly taken as the apple of Eden, the tomato was shut out of the door of Europeans.

What made it particularly terrifying was its similarity to the mandrake, a plant that was thought to have come from Hell. What earned the plant its awful reputation was its roots which looked like a dried-up human body occupied by evil spirits. Though the tomato and the man were quite different except that both had bright red or yellow fruit, the general population considered them one and the same, too terrible to touch.

Cautious Europeans long ignored the tomato, and until the early 1700s most of the Western people continued to drag their feet. In the 1880s, the daughter of a well-known plant expert wrote that the most interesting part of an afternoon tea at her father's house had been the "introduction of this wonderful new fruit -- or is it a vegetable?" As late as the twentieth century some writers still classed tomatoes with mandrakes as an "evil fruit".

But in the end tomatoes carried the day. The hero of the tomato was an American named Robert Johnson, and when he was publicly going to eat the tomato in 1820, people journeyed for hundreds of miles to watch him drop dead. "What are you afraid of?" he shouted. "I'll show you fools these things are good to eat!" Then he bit into the tomato. Some people fainted. But he survived and, according to a local story, set up a tomato-canning factory.

1.The tomato was shut out of the door of early Europeans mainly because _______.

A．it made Christians evil                    B．it was the apple of Eden

C．it came from a forbidden land              D．it was religiously unacceptable

2.What can we infer from the underlined part in Paragraph 3?

A．The process of ignoring the tomato slowed down.

B．There was little progress in the study of the tomato.

C．The tomato was still refused in most western countries.

D．Most western people continued to get rid of the tomato.

3.What is the main reason for Robert Johnson to eat the tomato publicly?

A．To make himself a hero.

B．To remove people's fear of the tomato.

C．To speed up the popularity of the tomato.

D．To persuade people to buy products from his factory.

4.What is the main purpose of the passage?

A．To challenge people's fixed concept of the tomato.

B．To give an explanation to people's dislike of the tomato.

C．To present the change of people's attitudes to the tomato.

D．To introduce the establishment of the first tomato-canning factory.

McGill Comedy Club

Important meetings today. Discussion on putting on Blazing Saddles. Union room 302, 3-4pm. New members (both actors and non-actors, living and dead) are welcome.

History Students’ Association

Prof. Michael Cross of Dalhouseie University will be speaking on “Unskilled Labor on Rivers and Canals in Upper Canada, 1820-1850: The beginning of Class Struggle” at 10am. in Peacock 230.

Design Mirror Sale

All types and sizes of design mirrors priced to please. Sale today in Union room 108.

McGill Teaching Assistants’ Association

A general meeting, for all the Tas will be held at 4pm. in peacock 116.

Women’s Union

Important general meeting at 6pm. Union room 423. Speaker on “Importance of Deciding Basic Goals of the Women’s Union.” Everyone ----old, new and those interviewed, please attend.

Film Society

Last meeting of the term for all members. All managers are required to be present at 6pm. sharp, Union room 434.

Canadian University Students Overseas

CUSO presents “Guess Who’s Coming to Breakfast” at 7pm. newman Centre, 3848 Peel. Find out about CUSO here and overseas. Everyone welcome.

1.Which of the following is the name of a play?

2.If you are interested in arts, where can you go for a visit?

3.Which of the following will occupy Union room 423?

4. Where can you probably find this text?