EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：

Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk

Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.

Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.

Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.

Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.

1.The writer gives some basics to help ____ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents　'instructions

C．children manage their money

D．parents save their money

2.The underlined word　"incentive"　in paragraph 6 means ____.

A．honor            B．praise            C．excitement        D．encouragement

3.What leads the writer to write this article?

A.　Parents want to know how to educate their children.

B.　He wants to share his good ideas about money matters.

C　.He thinks money management the most important for children.

D.　Parents care 　little 　about their children's management of money.

EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：
Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.
Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.
Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.
【小题1】The writer gives some basics to help ____ in a proper way.

　　　 he will attend the meeting remains　　　 to us all.

A.Whether；not known　　　　　　　　　 B.If；not known

C.Whether；unknown　　　　　　　　　　 D.That；unknown

If a studem can make what has been learned whether in class of from social practice 　　,he will make steady progress.

A he　 　　　 B him　 　　　　C himself 　　　　　　D his

As a young boy, Eric was quiet. He always did what his parents and teachers asked him to do. He was a　　1　 student and always studied very hard. He had a special　 2　 in computer, tennis and music. He was named 　 3　 a famous Norwegian soldier because his great grandparents were from Norway.

When he was in college, the computer became very 　 4　 in English classes when he had to write long assignments (指定的作业). He decided to take　　5　 courses where he learned how 　 6　 the computer was in managing money. Upon graduation, he took a job　　7　 a company which lent money to people for cars, motorcycles and televisions. The company was just like a　　8　 .

About eight years later, he decided to go back to school for 　 9　 training in business. He was a very responsible and diligent graduate(毕业) school student. He　　10　 his personal computer to write the assignments. Two years later he　　11　 his Masters of Business Administration(MBA) (商业管理硕士学位). He was honored for graduating with the　 12　 grades in the class.

Eric took a new job with a high-tech company. They call him a Financial Analyst(金融分析员). This　　13　 he must use his computer to analyze　　14　 the company's money is being spent. He helps the company　　15　 money by using his computer.

When he travels, Eric uses a car phone. He is able to call his wife　　16　 he is driving in traffic on the highway to　　17　 he will be late for dinner. He can also call his business and be working for them as he travels in his car.

Eric and his wife, Debbie, have three children named Stephanie, Andrew and Nicole. He thought his car was too　 18　 for his family so he bought a van(面包车). Now he can take his family and their dog for 　 19　 to the countryside. His 　 20　 of study and work have given him a good job and a good life.

1. A. useful B. lovely C. serious D. quiet

2. A. idea B. opinion C. purpose D. interest

3. A. by B. after C. about D. as

4. A. useful B. surprising C. popular D. bright

5. A. technology B. physics C. chemistry D. business

6. A. important B. valuable C. expensive D. great

7. A. for B. with C. around D. within

8. A. factory B. shop C. bank D. college

9. A. good B. future C. more D. certain

10. A. helped B. asked C. told D. used

11. A. received B. accepted C. found D. took

12. A. most necessary B. biggest C. best D. most important

13. A. says B. means C. adds D. thinks

14. A. when B. where C. why D. how

15. A. get B. make C. notice D. pay

16. A. but B. or C. as D. because

17. A. explain B. decide C. suggest D. advise

18. A. old B. small C. cheap D. ugly

19. A. food B. vegetables

C. places of interest D. trips

20. A. days B. months C. years D. hours