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EAT YOUR VEGETABLES. Wash your hands. Always say "please" and "thank you ".We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.Here are some basics that will help guide them their entire lives:
Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.
Provide incentive. Tell your children the importance of saving. "For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot, "says Cathy Pareto, expert in money planning.
Explain your values. Values and money are deeply intertwined(缠结在一起), says Eilleen Gallo, co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don't want to buy it. "You might say, 'I'd rather save that money for your education,'" advises Gallo. Every time you spend or don't spend money, you have a chance to share your values.
【小题1】The writer gives some basics to help ____ in a proper way.
| A.parents teach their children how to deal with money |
| B.children follow their parents 'instructions |
| C.children manage their money |
| D.parents save their money |
| A.honor | B.praise | C.excitement | D.encouragement |
A. Parents want to know how to educate their children.
B. He wants to share his good ideas about money matters.
C .He thinks money management the most important for children.
D. Parents care little about their children's management of money. 查看习题详情和答案>>
第三部分阅读理解(共20小题;每小题2分,满分40分)
(共15小题;每小题2分,满分30分)
My daddy doesn’t know how to express love at all. It is my mum that makes everyone happy and calm in our family; while daddy only works day and night, never looking us in the face. But mum makes a wrongdoing list of us for daddy scolding us. She’s a spy!
Once, I stole a candy. Daddy asked me to put it back and told the shopkeeper that I would like to carry loads for her. Well, mum told him I was just a child.
I broke my leg on the playground. It’s still mum that held me tightly in her warm arms. Daddy drove us right to the emergency room. He was asked to move the car away for that vacant was for ambulance. Daddy got angry, “what do you think of it? A touring car?”
On my birthday party, it was, again, my mum that took over the cake for me. My dad? He was busy blowing balloons and setting the table and doing the housework.
While looking over our album, friends always ask, “What does your father look like?” God knows. He photos others all the time. So there are many and many photos of my mum and me, pretty and lovely photos.
And I still remembered the day when dad taught me riding. I asked him not to let his hands away, but he did the opposite. And I certainly fell onto the ground. I got angry and decided to get on the bike and rode. But he smiled again.
Mum wrote every letter to me while I was in college. He, except checks, did write a letter, but extremely short, just a few words, saying, “Without your playing on the lawn, my son, my lawn grows prettier than before.”
Every time I phoned, it seemed he wanted to talk, but he would say, “I will get your mum.”
On the day of my wedding, mum cried as if we would never meet again, while dad went out with a nasal sound.
From very young, I heard him saying, “Where have you been?” “When do you go home?” “Did you get oil for your car?” “No, I don’t agree.” Dad really knows nothing about showing love. Unless...
Maybe he showed while I didn’t notice, is it?
56. From the first and second paragraphs, we can infer that____.
A. it was the daddy that was in charge of his children’s education
B. the writer’s parents loved their children; at the same time, they were strict with them
C. the children were all afraid of their father so they had to be cute
D. the writer’s mom was like a spy who reported what the children did to the father
57. Why did the father get angry when he sent the writer to the hospital?
A. Because he parked his car at a wrong place.
B. Because the parking space of the ambulance was very crowded.
C. Because the writer’s injury made the father quite upset.
D. Because the person paid little attention to his son’s serious injury.
58. According to Paragraph Six, we know the father ____.
A. was not patient when he taught the writer riding
B. might want to see his child fall off the bike
C. used a wrong way of teaching his child riding
D. might want his son to learn riding through independent practice
59. Which of the following is not true according to the passage?
A. The dad posted checks to the writer while he was in college.
B. The dad had no single photo of his own in the album.
C. The dad scolded the writer for having damaged the lawn.
D. The dad got excited when participating in the writer’s wedding.
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One night this summer, on my way home from work I decided to see a movie. I knew the theatre would be air conditioned and I couldn’t face my 36 apartment. Sitting in the theatre I had to 37 the opening between the two tall heads in front of me. I had to keep changing the 38 every time she leaned over to talk to him, 39 he leaned over to kiss her. Why do Americans display such 40 in a public place?I thought the movie would help improve my English, but as it 41 ,it was an Italian movie. 42 about an hour I decided to give up the movie and 43 my popcorn. I’ve never understood why they gave me so much popcorn!It tasted pretty good , 44. With time going by, I understood 45 of the romantic sounding Italians. I just heard the 46 of the popcorn chewed between my teeth. My thought started to 47.I remembered when I was in South Korea, I 48 to watch a host on TV frequently. He seemed like a good friend to me, until I saw him 49 on TV in New York speaking 50 English instead of perfect Korean. He didn’t 51 have a Korean accent!I felt like I had been betrayed (背叛).
When our family moved to the United States six years ago, none of us spoke any English. 52 we had picked up a few words, my mother suggested that we all should practise English at home. Everyone agreed, but our house became terribly 53 and we all seemed to avoid each other. When we couldn’t avoid seeing each other, our expressions were stiff (僵硬的).Sitting at the dinner table we preferred silence to 54 a difficult language. Mother 55 to say something in English but it came out all wrong and we all burst into laughter and decided to forget it!We’ve been speaking Korean at home ever since.
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One night this summer, on my way home from work I decided to see a movie. I knew the theatre would be air conditioned and I couldn’t face my 36 apartment. Sitting in the theatre I had to 37 the opening between the two tall heads in front of me. I had to keep changing the 38 every time she leaned over to talk to him, 39 he leaned over to kiss her. Why do Americans display such 40 in a public place?I thought the movie would help improve my English, but as it 41 ,it was an Italian movie. 42 about an hour I decided to give up the movie and 43 my popcorn. I’ve never understood why they gave me so much popcorn!It tasted pretty good , 44. With time going by, I understood 45 of the romantic sounding Italians. I just heard the 46 of the popcorn chewed between my teeth. My thought started to 47.I remembered when I was in South Korea, I 48 to watch a host on TV frequently. He seemed like a good friend to me, until I saw him 49 on TV in New York speaking 50 English instead of perfect Korean. He didn’t 51 have a Korean accent!I felt like I had been betrayed (背叛).
When our family moved to the United States six years ago, none of us spoke any English. 52 we had picked up a few words, my mother suggested that we all should practise English at home. Everyone agreed, but our house became terribly 53 and we all seemed to avoid each other. When we couldn’t avoid seeing each other, our expressions were stiff (僵硬的).Sitting at the dinner table we preferred silence to 54 a difficult language. Mother 55 to say something in English but it came out all wrong and we all burst into laughter and decided to forget it!We’ve been speaking Korean at home ever since.
1. A.warm B.hot C.heated D.uncomfortable
2. A.wander through B.walk through C.run through D.look through
3. A.room B.seat C.space D.angle
4. A.however B.but C.or D.and
5. A.excitement B.feeling C.privacy D.love
6. A.came about B.came up C.turned up D.turned out
7. A.Within B.After C.For D.Before
8. A.concentrate on B.stare at C.work on D.stick with
9. A.too B.either C.anyhow D.somehow
10. A.much B.something C.nothing D.anything
11. A.nutrient B.sound C.explosion D.smell
12. A.stop B.wander C.imagine D.fascinate
13. A.started B.began C.devoted D.used
14. A.again B.immediately C.closely D.clearly
15. A.fake B.informal C.perfect D.practical
16. A.even B.always C.occasionally D.frequently
17. A.Unless B.If C.Before D.Since
18. A.noisy B.quiet C.exciting D.still
19. A.improving B.reading C.writing D.speaking
20. A.managed B.happened C.tried D.had
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