EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：

Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk

Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.

Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.

Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.

Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.

1.The writer gives some basics to help ____ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents　'instructions

C．children manage their money

D．parents save their money

2.The underlined word　"incentive"　in paragraph 6 means ____.

A．honor            B．praise            C．excitement        D．encouragement

3.What leads the writer to write this article?

A.　Parents want to know how to educate their children.

B.　He wants to share his good ideas about money matters.

C　.He thinks money management the most important for children.

D.　Parents care 　little 　about their children's management of money.

　
D　　
Japanese students work very hard but many are unhappy．They feel heavy pressures from their parents to do well in school．Most students are always being told by their parents to study harder so that they can have a wonderful life．Though this may be good ideas for those very bright students，it can have very bad results for many students who are not quick enough at learning．
Unfortunately，a number of students killed themselves．Others are after comfort in using drugs．Some do bad things with trouble-makers and turn to crime．Many of them have tried very hard at school but have failed in the exams and have disappointed their parents．Such students feel that they are less important and leave school before they have finished their study．
It is surprising that though most Japanese parents are worried about their children, they do not help them in any way．Many parents feel that they are not able to help their children and that it is the teachers' work to help their children．To make matters worse, a lot of parents send their children to special school called juku-cram schools．These schools are open during the evening and on weekends, and their only purpose is to prepare students to pass exams, they do not try to educate students in any real sense of the real world. It thus comes as a shock to realize that almost three quarters of the junior or high school population attend these cram schools．　　　　
Ordinary Japanese schools usually have rules about everything from fhe students' hair to their clothes and things in their school bag．Child psychologists now think that such strict rules often lead to a feeling of being unsafe and being unable to fit into society．They regard the rules as being harmful to the development of each student．They believe that no sense of moral values is developed and that students are given neither guidance nor training in becoming good citizens．
67．A lot of Japanese students are unhappy at school because              　　
A．they work very hard    B．they find they can't do well at school
C．they feel unimportant  D．they are under too much pressure　　　　
68．Because of their failure at school, some students take drugs to          
A．kill themselves             B．seek comfort
C．disappoint their parents     D．make trouble　　　　
69．What should be the best title of the passage?
A．Students' Pressure   
B．Students' Problems　　　　
C．The Negative Impact(影响) of Japanese Education　　　　
D．The Trouble in Japanese Schools
70．In juku-cram schools students_______．
A．are taken good care of by the teachers    B．feel no pressure
C．are trained to pass exams               D．can learn a lot of useful things
71．In ordinary Japanese schools，________．
A．there are strict rules      B．students feel safe　　　　
C．students can do anything  D．learning is not important

EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：
Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.
Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.
Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.
【小题1】The writer gives some basics to help ____ in a proper way.

D　　

Japanese students work very hard but many are unhappy．They feel heavy pressures from their parents to do well in school．Most students are always being told by their parents to study harder so that they can have a wonderful life．Though this may be good ideas for those very bright students，it can have very bad results for many students who are not quick enough at learning．

Unfortunately，a number of students killed themselves．Others are after comfort in using drugs．Some do bad things with trouble-makers and turn to crime．Many of them have tried very hard at school but have failed in the exams and have disappointed their parents．Such students feel that they are less important and leave school before they have finished their study．

It is surprising that though most Japanese parents are worried about their children, they do not help them in any way．Many parents feel that they are not able to help their children and that it is the teachers' work to help their children．To make matters worse, a lot of parents send their children to special school called juku-cram schools．These schools are open during the evening and on weekends, and their only purpose is to prepare students to pass exams, they do not try to educate students in any real sense of the real world. It thus comes as a shock to realize that almost three quarters of the junior or high school population attend these cram schools．　　　　

Ordinary Japanese schools usually have rules about everything from fhe students' hair to their clothes and things in their school bag．Child psychologists now think that such strict rules often lead to a feeling of being unsafe and being unable to fit into society．They regard the rules as being harmful to the development of each student．They believe that no sense of moral values is developed and that students are given neither guidance nor training in becoming good citizens．

67．A lot of Japanese students are unhappy at school because              　　

A．they work very hard    B．they find they can't do well at school

C．they feel unimportant  D．they are under too much pressure　　　　

68．Because of their failure at school, some students take drugs to          

A．kill themselves             B．seek comfort

C．disappoint their parents     D．make trouble　　　　

69．What should be the best title of the passage?

A．Students' Pressure   

B．Students' Problems　　　　

C．The Negative Impact(影响) of Japanese Education　　　　

D．The Trouble in Japanese Schools

70．In juku-cram schools students_______．

A．are taken good care of by the teachers    B．feel no pressure

C．are trained to pass exams               D．can learn a lot of useful things

71．In ordinary Japanese schools，________．

A．there are strict rules      B．students feel safe　　　　

C．students can do anything  D．learning is not important