A．Use cash．Instead of paying things with credit cards, use cash for non-bill spending such as eating out, gas and groceries．Spending cash makes the spending more real, and there’s an added advantage of knowing when you’re out of cash.

       B．Small weekly savings transfers．I got this idea from my friend, who automatically deducts(扣除) $20 a week from his check to savings．I decided that I could live with the deduction of $40/week without really feeling it — it’s a relatively small transfer that I barely notice, and I save about $2,000 a year!

       C．Stay at home．Going out makes you spend money unnecessarily．You eat at restaurants, go to the mall, and stop at the gas station for snacks．It’s hard to avoid spending when you’re on the road．Instead, stay at home and find free entertainment．It’s also a great way to bond with your family.

       D．Don’t get catalogs(商品宣传册)．Their announcements of sales or cool new products make it very temting(引诱人的) to buy something you don’t need．Instead, stop getting the catalogs, and you’ll spend less.

       E．Keep a 30-day list．If you have an impulse(冲动) to buy something you don’t absolutely need, put it on a 30-day list．You can’t buy anything but necessities — everything else goes on the list．When the 30 days are up, you can buy it — but most likely, the strong urge to buy it will be gone, and you can evaluate it more calmly.

       F．Cook at home．I know it seems more difficult than eating out．But it doesn’t have to be hard．Make home-made pizza with a ready-made crust, some sauce, cheese and veggies．Put some spices on something and throw it in the oven while you cook some brown rice．Not only is this much cheaper than eating out, but it’s healthier.

阅读下面几位消费者的情况介绍，并为他们匹配合适的建议。

1.Mr．And Mrs．Brown are a newly-married couple who work in the same company．They don’t earn much in their work, but they have to spend a larger part of their income to pay for their rent and daily necessities．Furthermore, they seldom eat at home because neither of them cooks well．Therefore, they have to pay a lot more extra money for food.

2.Mrs．Wang enjoys shopping very much because she is free all day long．Whenever she is wandering in the shops or stores, she will have a strong impulse and find it difficult for her to get back home with her hands empty．But it is quite often that she will find what she has bought is almost useless when she gets home.

3.Tony is a university student in New York, who is far away from his parents．He pays everything with his credit card．He finds it very cool for him to purchase with his credit card．However, he often finds his money has already run out in the middle of the month.

4.Miss Betty is a high school girl whose parents give her some money every week．As her parents don’t earn much money, she wants to save some money secretly so that she can buy a digital camera.

5.Miss Catherine is a young girl who is easily to be persuaded into buying something useless．She will get encouraged to buy something when she sees an advertisement．Her parents have warned her many times against doing such stupid things, but it doesn’t work much.

China must become more livable to retain top talent

61

China has to transform from an "economic power" to a "livable power" in order to keep its wealth, talent and confidence.The "2011 China Private Wealth Report," released recently by China Merchants Bank, shows that nearly 60 percent of the respondents(调查对象) whose investment exceed （超越）10 million yuan have plans to emigrate （移居外国）by investing. 62

Human migration is not a new phenomenon. From the Euro-Asian Silk Road to Columbus's Discovery of the New World, migrants have brought about cultural communications and economic exchanges across the world. Migration has become an important driving force for social progress.
63

 Nowadays, economic globalization has considerably improved the freedom and increased the attractiveness of migration from one country to another. A certain degree of Chinese emigration can not only offer more opportunities in personal life, employment and investment but also boost （促进）the exchange and cooperation between China and other countries.
64

 However, the factors of the emigration wave should also be figured out.The topic of emigration seems serious because this new wave has to some extent reflected some “unlivable” factors in China. The reasons provided by Chinese emigrants include helping their children to avoid domestic exam-oriented education, obtaining a healthy living environment and sound social security, seeking a sounder investment environment and getting rid of the "anti-rich" atmosphere arising from the inequality in wealth.
65

In order to curb（控制） the wave of emigration, China should further deepen social and economic reforms, improve its educational system to guarantee children's health and happiness, as well as strengthen the protection of private wealth through legislation（立法）. Furthermore, China should also improve the social security system to increase people's happiness, crack down on corruption and promote social justice and equity so as to uphold the dignity of ordinary citizens. Only in this way can China retain its wealth, talent and confidence and curb the overheated immigration wave.

The Internet is a way of life for US college students, with research showing them to be one of the most connected groups.

A recent study by Harris Interactive and 360 Youths found that 93 percent of American college students visit the Internet, and this market is expected to grow from 15.2 million in 2003 to 16.4 million in 2007.

That is slow but it could be the result of the already high number of college Internet users.

About 88 percent of American college students own a computer, and more than half have broadband(宽带)connections. Furthermore, 67 percent own cell phones and 36 percent use their mobile devices to visit the Internet.

Study findings are that 42 percent go online mainly to communicate socially, and 72 percent of college students check emails at least once a day, with 66 percent using at least two email addresses.

The most popular online social activity is forwarding messages to friends or family, with 37 percent of college students saying they do so.

The study also looked beyond the Internet surfing(冲浪)habits and into the buying habits of this group, and found them responsible for more than US $210 billion in sales last year alone.

College students have learned how to spend their money, with 93 percent saying low prices were important when shopping.

The study also showed that 65 percent make loan(贷款)payments;41 percent of freshmen have a credit card; and 79 percent of seniors have a credit card.

A significant number of charges on those credit cards are likely to be for entertainment and leisure expenses.

1. College students in the US, as this passage shows, ________________.

A. don’t have to learn their lessons in their classrooms

B. spend too much time visiting the Internet

C. lead an exciting life by using the Internet

D. waste much time visiting the Internet

2. From the fourth paragraph we can find that in the US________________.

A. most college students are from rich families

B. college students can have a computer from their colleges

C. cell phones will take the place of computers in colleges

D. mobile phones make Internet life easy for college students

3. By using the Internet, college students in the US can do the following except________________.

A. reading newspapers

B. chatting with friends

C. buying goods

D. going swimming

4. The underlined word “charges” in the last paragraph means________________.

A. cost for goods or services

B. work given as a duty

C. sudden attack at high speed

D. money in small unit

A Way of Life for Students

The Internet is a way of life for US college students, with research showing them to be one of the most connected groups.

A recent study by Harris Interactive and 360 Youths found that 93 percent of American college students visit the Internet, and this market is expected to grow from 15.2 million in 2003 to 16.4 million in 2007.

That is slow but it could be the result of the already high number of college Internet users.

About 88 percent of American college students own a computer, and more than half have broadband(宽带)connections. Furthermore, 67 percent own cell phones and 36 percent use their mobile devices to visit the Internet.

Study findings are that 42 percent go online mainly to communicate socially, and 72 percent of college students check emails at least once a day, with 66 percent using at least two email addresses.

The most popular online social activity is forwarding messages to friends or family, with 37 percent of college students saying they do so.

The study also looked beyond the Internet surfing(冲浪)habits and into the buying habits of this group, and found them responsible for more than US $210 billion in sales last year alone.

College students have learned how to spend their money, with 93 percent saying low prices were important when shopping.

The study also showed that 65 percent make loan(贷款)payments;41 percent of freshmen have a credit card; and 79 percent of seniors have a credit card.

A significant number of charges on those credit cards are likely to be for entertainment and leisure expenses.

1. College students in the US, as this passage shows, ________________.

A. don’t have to learn their lessons in their classrooms

B. spend too much time visiting the Internet

C. lead an exciting life by using the Internet

D. waste much time visiting the Internet

2. From the fourth paragraph we can find that in the US________________.

A. most college students are from rich families

B. college students can have a computer from their colleges

C. cell phones will take the place of computers in colleges

D. mobile phones make Internet life easy for college students

3. By using the Internet, college students in the US can do the following except________________.

A. reading newspapers

B. chatting with friends

C. buying goods

D. going swimming

4. The underlined word “charges” in the last paragraph means________________.

A. cost for goods or services

B. work given as a duty

C. sudden attack at high speed

D. money in small unit

　　The Internet is a way of life for US college students, with research showing them to be one of the most connected groups.

　　A recent study by Harris Interactive and 360 youth found that 93 percent of American college students visit the Internet, and this market is expected to grow from 15.2 million in 2003 to 16.4 million in 2007.

　　That is slow but it could be the result of the already high number of college Internet users.

　　About 88 percent of American college students own a computer, and more than half have broadband (宽带) connections. Furthermore, 67 percent own cell phones and 36 percent use their mobile devices to visit the Inter net.

　　Study findings are that 42 percent go online mainly to communicate socially, and 72 percent of college students check e-mails at least once a day, with 66 percent using at least two e-mail addresses.

　　The most popular online social activity is forwarding messages to friends or family, with 37 percent of college students saying they do so.

　　The study looked beyond the Internet surfing (冲浪) habits and into the buying habits of this group, and found them responsible for more than US $ 210 billion in sales last year alone.

　　College students have learned how to spend their money, with 93 percent saying low prices were important when shopping.

　　The study also showed that 65 percent make loan (贷款) payments; 41 percent of freshmen have a credit card; and 79 percent of seniors have a credit card.

　　A significant number of charges on those credit cards are likely to be for entertainment and leisure expenses.

(1) College students in the US, as this passage shows, ________.

[　　]

A． don't have to learn their lessons in their classrooms

B．spend too much time visiting the Internet

C．lead an exciting life by using the Internet

D．waste too much time visiting the Internet

(2) From the fourth paragraph we can find that in the US ________.

[　　]

A．most college students are from rich families

B．college students can have a computer from their colleges

C．cell phones will take the place of computers in colleges

D．mobile phones make Internet life easy for college students

(3) To communicate with friends, more than half of the college students use ________.

[　　]

(4) By using the Internet, college students in the US can do the following except ________.

[　　]

(5) The underlined word "charges" in the last paragraph means ________.

[　　]

A．cost for goods or services

B．work given as a duty

C．sudden attack at high speed