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My daughter Chloe is starting out in college in the fall. With her newfound independence will come the newfound responsibilities of dealing with money.  1.  Now I have a few lessons I’d like to share with Chloe, and with anyone else starting out in college.

 2.  OK, this is almost the only lesson you need. The biggest reason you get into money problems is that you spend money you don’t really have. Then you end up in the hole, and it’s hard to get out of the hole. You work too many hours to keep up with your spending. And you end up with a life that’s about nothing but trying to pay for all the spending on something you don’t really need.  3.

Make a very simple budget. It’s a terrible thing for people who’ve never done a budget, but it will become very simple and easy if you know how to do it.  4.  If the bills add up to more than the income, remove some bills.

Pay bills right away. If you have the money, pay the bill as soon as it comes in. You can usually do this online, but if not, it’s just a matter of writing a check, putting it in an envelope, and writing out an address — two minutes.  5.  If you let the bill-paying get pushed back, it becomes a terrible thing.

That’s all you need to know. If you save when you’re in college, avoid debt, and pay bills on time, you’re golden.

A. Why not enjoy your life in college?

B. Spend less than you earn.

C. So spend less, work less, worry less, be happier.

D. Like many young people, she hates thinking about money.

E. First, list your income, and then list your bills.

F. Find ways to get things done you need to get done.

G. Do this two-minute action at once, so you don’t have to worry about it later.

 

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D

Time spent in a bookshop can be most enjoyable, whether you are a book—lover or merely go there to buy a book as a present. You may even have entered the shop just to find shelter from a sudden shower. Whatever the reason, you can soon become totally unaware of your surroundings.

The desire to pick up a book with an attractive dust jacket is irresistible, although this method of selection ought not to be followed, as you might end up with a rather dull book.

You soon become interested in some book or other, and usually it is only much later that you realize you have spent far too much time there and must dash off to keep some forgotten appointment—without buying a book, of course.

This opportunity to escape the realities of everyday life is, I think, the main attraction of a bookshop. There are not many places where it is possible to do this. A music shop is very much like a bookshop. You can wander round such places to your heart’s content. If it is a good shop, no assistant will approach you with the inevitable greeting:“Can I help you, sir?” You needn’t buy anything you don’t want. In a bookshop an assistant should remain in the background until you have finished browsing. Then, and only then, are his services necessary. Of course, you may want to find out where a particular section is, but when he has led you there, the assistant should retire discreetly(谨慎地) and look as if he is not interested in selling a single book.

You have to be careful not to be attracted by the variety of books in a bookshop. It is very easy to enter the shop looking for a book on, say ancient coins and to come out carrying a copy of the latest best-selling novel and perhaps a book about brass—rubbing—something which had only slightly interested you up till then. This volume on the subject, however, happened to be so well illustrated and the part of the text you read proved so interesting that you just had to buy it. This sort of thing can be very dangerous. Apart from running up a huge account, you can waste a great deal of time wandering from section to section.

63.The underlined phrase “dust jacket” means_______.

A.a kind of clothes                        B.a paper cover of a book

C.a dusty book                            D.a title of a book

64.You may spend too much time in a bookshop because_______.

A.the dust jackets are very attractive

B.you start reading one of the books

C.it is raining outside

D.you have to make sure you won’t buy a dull book as a present

65.In a good bookshop_______.

A.all the books there are interesting       B.the assistant greets you in a warm way

C.your heart is satisfied                D.you feel that you are in a music shop

66.The best title for this passage may be_______.

A.The Attraction of Bookshops          B.How to Spend Your Time

C.Bookshops and Their Assistants       D.How to Select Books

 

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完形填空 (共20小题;每小题1分,满分20分)

阅读下面短文, 掌握其大意,然后从各题所给的四个选项A、B、C、D中, 选出最佳选项, 并在答题卡上将该项涂黑。

Your parents have just told you the news­­—you’re moving to a new house. How in the world will you tell your friends?

First, CALM DOWN.  36   a while to ­­­catch your breath and let the news sink in before you call your friends. Make   37   you have the whole story before you start telling people.

38  friends who need to hear the news from you. Think about  39  you’d like to tell them, and when. A face-to-face talk may be the best way to let  40  frie-

nds know, but the phone may be fine for others.   41  after school or on a weekend is good. You don’t want to drop big news like this on your friends during the school day.

HOW SHOULD YOU START? Say something like, “I have some big news I want to share   42   you.” That will prepare your friend for what is going to come. Then say, “I’m    43  .” Tell him as many details as you know,  44   let him know how you feel about it.

Each friend will have a different   45  to the news, so BE PREPARED. Some girls may   46  crying. But some may get   47  , some may get silly, and some may give you the   48   that they don’t care.   49  happens, be sure to talk to your friends if the things they do and say   50  your feelings.

Ask friends not to tell anyone else   51  you say it’s OK. You could say, “Please don’t tell   52  until Monday.” That will give you a   53  to let close friends hear the news from you first.

Ask your parents for help if you need it. A(n)   54  may be able to help you

55   the right things to say and help you understand your friend’s reactions.

36.

A.

spend

B.

take

C.

pay

D.

cost

37.

A.

sure

B.

believe

C.

certain

D.

clear

38.

A.

Take care of

B.

Take notice of

C.

Make a list of

D.

Make use of

39.

A.

how

B.

why

C.

where

D.

who

40.

A.

kind

B.

close

C.

happy

D.

clever

41.

A.

Speaking

B.

Telling

C.

Showing

D.

Talking

42.

A.

for

B.

in

C.

out

D.

with

43.

A.

starting

B.

lifting

C.

moving

D.

running

44.

A.

and

B.

but

C.

while

D.

unless

45.

A.

answer

B.

reaction

C.

appearance

D.

look

46.

A.

break down

B.

give up

C.

burst out

D.

end up with

47.

A.

noisy

B.

calm

C.

peaceful

D.

quiet

48.

A.

feelings

B.

emotions

C.

mind

D.

impression

49.

A.

whichever

B.

whatever

C.

whenever

D.

wherever

50.

A.

control

B.

warm

C.

hurt

D.

change

51.

A.

until

B.

since

C.

after

D.

when

52.

A.

no one

B.

someone

C.

anyone

D.

everyone

53.

A.

risk

B.

moment

C.

time

D.

chance

54.

A.

parent

B.

adult

C.

elderly

D.

teenager

55.

A.

figure out

B.

give out

C.

sort out

D.

deal with

 

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