EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：
Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.
Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.
Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.
【小题1】The writer gives some basics to help ____ in a proper way.

EAT YOUR VEGETABLES.Wash your hands. Always say  “please” and “thank you”. We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how tomanage their money.
　　Here are some basics that will help guide them their entire lives:
　　Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she’s 65,she would have $980,983!
　　Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.
　　Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.
　　Provide incentive. Tell your children the importance of saving. “For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,” says Cathy Pareto, expert in money planning.
　　Explain your values. Values and money are deeply intertwined, says Eilleen Gallo,co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don’t want to buy it.“You might say, ‘I’d rather save that money for your  education,’” advises Gallo. Every time you spend or don’t spend money, you have a chance to share your values.
【小题1】The writer gives some basics to help________ in a proper way.

EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：

Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk

Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.

Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.

Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.

Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.

1.The writer gives some basics to help ____ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents　'instructions

C．children manage their money

D．parents save their money

2.The underlined word　"incentive"　in paragraph 6 means ____.

A．honor            B．praise            C．excitement        D．encouragement

3.What leads the writer to write this article?

A.　Parents want to know how to educate their children.

B.　He wants to share his good ideas about money matters.

C　.He thinks money management the most important for children.

D.　Parents care 　little 　about their children's management of money.

EAT YOUR VEGETABLES.Wash your hands. Always say  “please” and “thank you”. We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how tomanage their money.

　　Here are some basics that will help guide them their entire lives:

　　Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she’s 65,she would have $980,983!

　　Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.

　　Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.

　　Provide incentive. Tell your children the importance of saving. “For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,” says Cathy Pareto, expert in money planning.

　　Explain your values. Values and money are deeply intertwined, says Eilleen Gallo,co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don’t want to buy it.“You might say, ‘I’d rather save that money for your  education,’” advises Gallo. Every time you spend or don’t spend money, you have a chance to share your values.

1.The writer gives some basics to help________ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents’ instructions

C．children manage their money

D．parents save their money

2.The writer thinks that, if a child wants to buy something, his parents should________.      .

A．give him some regular pocket money

B．encourage him to put money away for it

C．explain to him the importance of investment

D．tell him to save some money by using a credit card

3.The underlined word “incentive” in paragraph 6 means_________.       .

A．honor            B．praise            C．excitement        D．encouragement

4.What leads the writer to write this article?_________

A．Parents want to know how to educate their children.

B．He wants to share his good ideas about money matters.

C．He thinks money management the most important for children.

D．Parents care Little about their children’s management of money.

When Johnson called again, the manager received him very politely. “That is a most remarkable oil you brought us, Mr Johnson,” he said. Johnson nodded his smooth, dark head. That was something he knew very well. “I’ve never seen anything like it,” the manager admitted. Johnson nodded again. “No?” he said politely. Then he added, “But I think you will, sir. A very great deal of it.” He appeared to think for a moment. “I think you will find it will be on sale seven, perhaps, eight years from now.” He smiled.

The manager thought that was uncertain. He said, “It is better than our fish oils. I admit that.” “So I am told, sir,” agreed Johnson.

“Have you any plans to produce it yourself, Mr Johnson?”

Johnson smiled again. “Would I be showing it to you if I had?”

“We might add some chemicals to one of our own fish oils,” said the manager.

“It would be expensive to do that, even if you could.” Johnson said gently. “Besides,” he added, “I am told that this oil will be much cheaper than your best fish oils. Cheaper than any vegetable oil, in fact.”

“Perhaps,” said the manager. “Well, I suppose you want to make an arrangement, Mr Johnson, Shall we discuss it?”

“Of course,” said Johnson. “There are two ways of dealing with a situation of this sort. The usual one is to prevent it altogether or at least to delay it as long as possible. That is, of course, the best way,” The manager nodded. He knew plenty about all that.

“But I am so sorry for you, because, you see, that is not possible this time.” The manager had his doubts, but all he said was an inquiring(asking), “Oh?”

“The other way,” continued Johnson, “is to produce yourself before the trouble starts.”

The manager thought of adding chemicals to the fish oil to make it ________.

A. cheaper than the new oil          B. more quickly

C. more expensive                       D. as good as the new oil

Johnson’s new oil would be ________.

A. more expensive than fish oil, but better

B. less expensive, and better

C. less expensive, but not good

D. more expensive, and not so good

Johnson expressed his regret that the manager ________.

A. could not stop the new oil being made

B. would never know how to make it

C. had spent a lot of money on it

D. didn’t know enough about it

Johnson showed his new oil to the manager because he wanted ________.

A. to produce it himselfB. to prevent it being produced

C. to be paid not to produce it 　D. the manager to produce it