EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：

Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk

Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.

Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.

Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.

Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.

1.The writer gives some basics to help ____ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents　'instructions

C．children manage their money

D．parents save their money

2.The underlined word　"incentive"　in paragraph 6 means ____.

A．honor            B．praise            C．excitement        D．encouragement

3.What leads the writer to write this article?

A.　Parents want to know how to educate their children.

B.　He wants to share his good ideas about money matters.

C　.He thinks money management the most important for children.

D.　Parents care 　little 　about their children's management of money.

Section C

Directions: Read the following text and choose the most suitable heading from the list A-F for each paragraph.  There is one extra heading which you do not need.(本题请涂在答题卡上)

(E)

80.______ Although credit cards are already a more acceptable part of the financial dealings, they are still regarded, especially in the time of a serious economic crisis, by many as being a major part of the “live now pay later” system.  Along with hire-purchase regulations, credit cards, according to some, provide encouragement to spend more money.  However, it’s only the fool who is dominated by the temptation to live, temporarily at least, beyond their means, and such people would no doubt manage to do so even without credit cards.

81.______ Advertising campaigns have already promoted a growing realization of the advantages of these small pieces of plastic.  They avoid the need to carry large amounts of cash and are always useful in emergencies.  And the monthly credit card bill is a loyal booker keeping your monthly purchase record and indicating your buying habits.

82.______ All the credit card organizations charge interest on a monthly basis which may work out as high as two percent a year.  But sensible purchase using a card can mean that you obtain up to seven weeks interest-free credit.  Using the card abroad, where items frequently take a long time to be included on your account, can extend this period even further.

83.______ It is worthwhile consulting more credit card companies before deciding on a particular credit card.  It is necessary to consider the amount of credit granted, interest rates, which may vary slightly; the number and range of outlets, though most cards cover major stores.

84.______ Undoubtedly, if used wisely, a credit card can cost nothing, or at lease help to tide you over a period of financial difficulty.  However, we should also remember that the wrong use of the little plastic may drag us deep into financial troubles.  More than half of the American personal bankruptcy(破产) and credit failure cases are connected with the wrong use of the credit card.  Therefore, every time you open your wallet and reach for a credit card, remember to ask yourself:” Is the item necessary to me?” and “Do I really need so many credit cards?” 

阅读下列短文, 从每题所给的选项（A、B、C和D）中，选出最佳选项，并在答题卷上将该项涂黑。
B 
　Two experts did some experiments on two groups of people — one who tended to sleep less than the
people around them and the other group more.
According to their report that the “short sleepers” had been more or less average in their sleep needs until the men were in their teens. But at about age 15 or so, the men automatically began to cut down their nightly sleep time because of pressures from school, work, and other activities. These men tended to view their nightly periods of unconsciousness as bothersome interruptions in their daily routines.
　　 In general, these “short sleepers” appeared with ambition, active, energetic, cheerful, and conformist (不动摇) in their opinions, and very sure about their career choices. They often held several jobs at once, or even worked full time while going to school. And many of them had a strong urge to appear “acceptable” or “outstanding” to their friends and associates.
　　When asked to recall their dreams, the “short sleepers” did poorly. More than this, they seemed to prefer not remembering them. In similar fashion, their usual way of dealing with psychological problems was to deny that the problem existed, and then to keep busy in the hope that the trouble would go away.
　　The experts also stated that those “long sleepers” were quite different indeed. They reported that those men had been lengthy sleeps since childhood. They seemed to enjoy their sleep, protected it, and were a bit concerned when they were occasionally deprived of their desired 9 hours of nightly bed rest. They tended to recall their dreams much better than the “short sleepers did.
　　Many of the “long sleepers” were shy, anxious, introverted (内向), inhibited (压抑), passive, mildly depressed, and unsure of themselves (particularly in social situations). Several openly express it that being asleep was a good escape from their daily problems.
All in all, proper time of sleeping should be admired, not too long, neither too short.
【小题1】According to the report, ______.

A．are ideally energetic under the pressures of life

B．often ignore the ill effect of not enough sleep

C．do not know how to relax themselves properly

D．are more unlikely to run into mental problems

根据短文内容，从短文后的选项中选出能填入空白处的最佳选项，选项中有两项为多余选项。 （请把本题答案涂在答题卡上，若所用的答题卡没有E、F、G选项，则选E涂为AB，选F涂为AC，选G涂为AD。）

Any car accident is frightening, but an accident in which your vehicle is thrown into the water, with you trapped inside, is absolutely terrifying.   1  However, most deaths result from panic, without a plan or understanding what is happening to the car in the water. By adopting a brace (支撑) position, acting decisively and getting out fast, you can save yourself from a sinking vehicle.

Brace yourself for impact (撞击力). As soon as you're aware that you're going off the road and into a body of water, adopt a brace position. The impact could set off the airbag system in your vehicle, so you should place both hands on the steering wheel in the "ten and two" position.

Undo your seatbelt.   2  Untie the children, starting with the oldest first. Forget the cell phone call. Your car isn't going to wait for you to make the call.

  3  Leave the door alone at this stage and concentrate on the window. A car's electrical system should work for up to three minutes in water, so try the method of opening it electronically first. Many people don't think about the window as an escape option either because of panic or misinformation about doors and sinking.

Break the window. If you aren't able to open the window, or it only opens halfway, you'll need to break it with an object or your foot. It may feel counter-intuitive (有悖常理的) to let water into the car.   4    

Escape when the car has equalized. If it has reached the dramatic stage where the car cabin has been filled with water and it has become balanced, you must move quickly and effectively to ensure your survival.   5  While there is still air in the car, take slow, deep breaths and focus on what you're doing.

A. Open the window as soon as you hit the water.

B. Surviving a sinking car is not as difficult as you think.

C. It takes 60 to 120 seconds for a car to fill up with water usually.

D. Such accidents are particularly dangerous to the risk of drowning.

E. In conclusion, if you know what to do in the water, you will be safe.

F. This is the first thing to attend to, yet it often gets forgotten in the panic.

G. But the sooner the window is open, the sooner you can escape directly through it.

EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：
Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.
Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.
Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.
【小题1】The writer gives some basics to help ____ in a proper way.