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EAT YOUR VEGETABLES. Wash your hands. Always say "please" and "thank you ".We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.Here are some basics that will help guide them their entire lives:
Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.
Provide incentive. Tell your children the importance of saving. "For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot, "says Cathy Pareto, expert in money planning.
Explain your values. Values and money are deeply intertwined(缠结在一起), says Eilleen Gallo, co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don't want to buy it. "You might say, 'I'd rather save that money for your education,'" advises Gallo. Every time you spend or don't spend money, you have a chance to share your values.
【小题1】The writer gives some basics to help ____ in a proper way.
A.parents teach their children how to deal with money |
B.children follow their parents 'instructions |
C.children manage their money |
D.parents save their money |
A.honor | B.praise | C.excitement | D.encouragement |
A. Parents want to know how to educate their children.
B. He wants to share his good ideas about money matters.
C .He thinks money management the most important for children.
D. Parents care little about their children's management of money. 查看习题详情和答案>>
阅读理解
On June 17, 1744, the officials from Maryland and Virginia held a talk with the Indians of the Six Nations. The Indians were invited to send boys to William and Mary College. In a letter the next day they refused the offer as follows:
We know that you have a high opinion of the kind of learning taught in your colleges, and that the costs of living of our young men, while with you, would be very expensive to you. We are certain that you mean to do us good by your suggestion; and we thank you heartily. But you must know that different nations have different ways of looking at things, and you will therefore not be displeased if our ideas of this kind of education happen not to be the same as yours. We have had some experience of it. Several of our young people were formerly brought up at the colleges of the northern provinces; they were taught all your sciences; but, when they came back to us, they were bad runners, and they knew little little of every means of living in the woods...they were totally good for noting.
We are, however, not the less obliged by your kind offer, though we refuse to accept it; and to show our grateful sense of it, if the gentlemen of Virginia will send us a dozen of their sons, we will take care of their education, teach them in all we know, and make men of them.
(1)The passage is about ______ .
[ ]
A. the talk between the Indians and the officials
B. the colleges of the northern provinces
C. the educational values of the Indians
D. the problems of the Americans in the mid-eighteenth century
(2)The Indians' chief purpose in writing the letter seems to be to _____ .
[ ]
A. Politely refuse a friendly offer
B. express their opinions on equal treatment
C. show their pride
D. describe Indian customs
(3)According to the letter, the Indians believed that ______ .
[ ]
A. it would be better for their boy to receive some schooling
B. they were being hurt by the offer
C. they knew more about science that the officials
D. they had a better way of education young men
(4)Different from the officials' view of education, the Indians thought _____ .
[ ]
A. young women should also be educated
B. they had different objects of education
C. they taught different branches of science
D. they should teach the sons of the officials first
(5)The mood of the letter as a whole is best described as ______ .
[ ]
On June 17, 1774, the officials from Maryland and Virginia held a talk with the Indians of the Six Nations. The Indians were invited to send boys to William and Mary College. In a letter the next day they refused the offer as follows:
We know that you have a high opinion of the kind of learning taught in your colleges, and that the costs of living of our young men, while with you, would be very expensive to you. We are sure that you mean to do us good by your proposal(提议); and we thank you heartily. But you must know that different nations have different ways of looking at things, and you will therefore not be offended(冒犯) if our ideas of this kind of education happen not to be the same as yours. We have had some experience of it. Several of our young people were formerly brought up at the colleges of the northern provinces: they were taught all your sciences; but when they came back to us, they were bad manners, ignorant(无知的)of every means of living in the woods–they were totally good for nothing.
We are, however, not the less thankful by your kind offer, though we refuse to accept it; and, to show our grateful sense of it, if the gentlemen of Virginia will send us a dozen of their sons, we will take care of their education, teach them in all we know, and make men of them.
【小题1】The tone(语气) of the letter as a whole is best described as________.
A.angry | B.pleasant | C.polite | D.ambitious |
A.politely refuse a friendly offer | B.express their opinions on equal treatment |
C.show their pride | D.describe Indian customs |
A.it would be better for their boys to receive some schooling |
B.they were being insulted by the offer |
C.they knew more about science than the officials |
D.they had better way of educating young men |
A.young women should also be educated |
B.they had different goals of education |
C.they taught different branches of science |
D.they should teach the sons of the officials first |
My ears are recently full of joyous remarks from my friends such as, “Oh, Beckham is so handsome, so cool, that I can’t help falling in love with him!” or “What perfect skills he has!” Yeah, I agree 16 some degree, though I sometimes do want to ask them how much they 17 Beckham, apart from his appearance and how much they know about football 18 scoring goals. It seems funny that we are crazy for things, with which we are unfamiliar or 19 we are uncertain, but we all, my friends 20 I, consider this 21 .
We need these pleasures to brighten up our lives. But that doesn’t amount to craziness 22 nonsense. As an old saying 23 :“Don’t judge a book by its cover.” We should not 24 anything from its appearance. We should all know, it is one’s good character and great contribution that 25 one a star and unforgettable. Therefore we’d better say 26 about Beckham’s good looks.
If we close our eyes, 27 in deep thought, we can find that the things 28 us to be in truth happy, sad or moved 29 a clear meaning. If we don’t go deeper and just satisfied with superficial things, 30 we will find that we have not really gained anything 31 our first impression has blinded and misled us, and we’ll remain ignorant 32 we realize that and make some changes.
It is believed that thinking and going deeper than before is sign of great 33 .If one day we are willing to go deeper into everything, no matter how much it 34 us, we will finally prove how much we have grown up, how much more sensible, mature, and intelligent we have 35 .
1.A. to B. on C. in D. at
2.A. learn from B. learn C. know D. know about
3.A. rather than B. except for C. except D. apart from
4.A. with which B. about that C. about which D. which
5.A. not B. as well as C. rather than D. but
6.A. one of life’s pleasures B. pleasures of life
C. one of life’s sorrow D. one of life’s regrets
7.A. nor B. and C. or D. or else
8.A. speaks B. talks C. tells D. goes
9.A. take B. judge C. accept D. conclude
10.A. makes B. causes C. builds D. creates
11.A. more B. much C. worse D. less
12.A. fell B. fallen C. falling D. fall
13.A. that move B. that moves C. move D. moves
14.A. lack B. have C. include D. cover
15.A. in fact B. indeed C. in a while D. sooner or later
16.A. so B. even though C. because D. although
17.A. even if B. although C. unless D. if
18.A. joy B. progress C. effort D. work
19.A. cares B. pains C. worries D. minds
20.A. come B. made C. had D. become
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完形填空:阅读下面短文,掌握其大意,然后从各题所给的四个选项中选出一个最佳答案。(共20小题,每小题1.5分)
In the past, man did not have to think about the protection of his environment. There were few people on the earth, and natural resources seemed to be 46 . Today things are 47 , the world has become too 48 . We are using up our natural resources too quickly, and at the same time we are 49 our environment with dangerous chemicals. If we continue to do this, human life on the earth 50 survive.
Everyone 51 today that if too many fish are taken from the sea, there will soon be none left. Yet, with modern fishing 52 , more and more fish are caught. We know that if too many trees are cut down, 53 will disappear and nothing will grow on the land. Yet, we 54 to use bigger and more powerful machines to 55 more and more trees.
We realize that if rivers are polluted with waste products from factories, we will die. 56 , in most countries wastes are 57 put into rivers or into the sea, and there are 58 laws to stop this. We know, too, that if the 59 of the world continues to rise at the present rate, in a few years there will not be enough 60 . What can we do to solve these problems ?
If we eat more vegetables and less 61 , there will be more food available for everyone. Land that is used to grow crops 62 five times more people than land where animals are kept. Our natural resources will 63 longer if we learn to recycle them. The world population will not rise so quickly if people use modern methods of birth 64 .
Finally, if we educate people to think about the problems, we shall have a better and clearer 65 in the future.
1.A. beautiful B. unlimited C. rare D. valuable
2.A. common B. the same C. changeable D. different
3.A. crowded B. small C. dirty D. busy
4.A. protecting B. saving C. polluting D. fighting
5.A. may not B. will not C. shall not D. could not
6.A. wonders B. realizes C. consider D. discovers
7.A. poles B. boats C. methods D. ideas
8.A mountains B. the sea C. trees D. forests
9.A. continue B. have C. ought D. go on
10.A. grow B. plant C. save D. cut down
11.A. Thus B. However
C. Generally speaking D. Therefore
12.A. still B. even C. also D. certainly
13.A. too many B. a few C. some D. few
14.A. production B. pollution C. population D. revolution
15.A. houses B. vegetables C. food D. lives
16.A. fruit B. meat C. fish D. grain
17.A. feeds B. increases C. supplies D. helps
18.A. use B. stay C. keep D. last
19.A. control B. born C. plan D. reward
20.A. nature B. sea C. planet D. forest
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