Parents need to be good role models to help their children make sensible financial decisions, according to Adam Hancock and hs team, from East Caronlina University in the US. Their work highlights that parents who argue about finances contribute to increasing credit card debt among their children during their students years. Their work is published online in Springer's Journal of Family and Economic Issues.

   Credit card debt among college students has been a growing concern for researchers and policymakers over the last decade. In addition, there is growing concern among educators that more students are dropping out of school, not because of academic failure, but because of financial reasons, and credit card especially. Hancock and colleagues' study is the first to examine how parental interactions, and financial knowledge and attitudes may have a cumulative effect（累积效应）on the number of credit cards students own and their level of credit card debt.

   The researchers analyzed data for 420 undergraduate students from seven different American universities, who took part in the College Student Financial Literacy Survey. According to the online survey, nearly two-thirds of students had a credit card, and nearly a third had more than one. Those students who reported that their parents argued about finances were more likely to have more than two cards than the students whose parents who did not argue about finances.

In terms of debt, those students who had two or more credit cards were nearly three times more likely to report having credit card debt over ＄500.

The researchers conclude, "It is clear that the influence of parents cannot be neglected. Researchers, educators and policymakers should work in finding effective ways to increase the positive financial behaviors fo college students. We need to help students learn financial skills and establish healthy financial attitudes at earlier ages to prevent poor financial habits from taking root."

31. In Adam Hancock's research, student's credit card debt is related to their _________.

   A.knowledge            B.concerns           C.school            D.parents

32. When college students have credit card debt, they may ________.

   A.quit school                                B.fail in their exams  

   C.study financial knowledge                    D.have more credit cards

33. What can we infer from Paragraph 3?

   A. More than 400 students i a university took the survey.

   B. The survey was conducted with the paper questionnaire.

   C. Nearly all the students in this survey have credit cards.

   D. Students have fewer cards if their parents argue more.

34. If you have two or more credit cards, you are more likely to ________.

   A.get wealthy           B.have argument       C.buy more things   D.become in debt

35. As a student, what can yo learn from the passage?

   A. We need to turn to our parents when we have credit card debt.

   B. We should build correct financial attitudes when we are young.

   C. We shouldn't have credit cards so that we can avoid argument.

   D. We can have more credit cards to make life more comfortable.

--Who did you ___ in the street last Sunday?---Lin Tao, a good friend of mine.

A. run away    B. run for   C. run into    D. run after

PALO ALTO, California------"Switching off the television may help prevent children from getting fatter------ even if they do not change their diet or increase the amount they exercise," US researchers said last week.
　　A study of 192 third and fourth graders, generally aged eight and nine, found that children who cut the number of hours spent watching television gained nearly two pounds(0.9kg) less over a one-year period than those who did not change their television diet.
　　"The findings are important because they show that weight loss can only be the result of a reduction in television viewing and not any other activity," said Thomas Robinson, a pediatrician(儿科专家) at Stanford University.
　　"American children spend an average of more than four hours per day watching television and videos or playing video games, and rates of childhood being very fat have doubled over the past 20 years," Robinson said.
　　In the study, presented this week to the Pediatric Academic Societies‘ annual meeting in San Francisco, the researchers persuaded about 100 of the students to reduce their television viewing by one-quarter to one-third.
　　Children watching fewer hours of television showed a significantly smaller increase in waist size and had less body fat than other students who continued their normal television viewing, even though neither group ate a special diet or took part in any extra exercise.
　　"One explanation for the weight loss could be the children unstuck to the television may simply have been moving around more and burning off calories," Robinson said.
　　"Another reason might be due to eating fewer meals in front of the television. Some studies have suggested that eating in front of the TV encourages people to eat more," Robinson said.
【小题1】The author tries to tell us in the first two paragraphs that ________.

The teacher who did the most to encourage me was, as it happened, my aunt. She was Myrtle C. Manigault, the wife of my mother’s brother Bill. She taught in second grade at all-black Summer School in Camden, New Jersey.
During my childhood and youth, Aunt Myrtle encouraged me to develop every aspect of my potential, without regard for what was considered practical or possible for black females. I liked to sing; she listened to my voice and pronounced it good. I couldn’t dance; she taught me the basic dancing steps. She took me to the theatre ---- not just children’s theatre but adult comedies and dramas—and her faith that I could appreciate adult plays was not disappointed.
My aunt also took down books from her extensive library and shared them with me. I had books at home, but they were all serious classics. Even as a child I had a strong liking for humor, and I’ll never forget the joy of discovering Don Marquis’s Archy & Mehitabel through her.
Most important, perhaps, Aunt Myrtle provided my first opportunity to write for publication. A writer herself for one of the black newspapers, she suggested my name to the editor as a “youth columnist”. My column, begun when I was fourteen, was supposed to cover teenage social activities—and it did—but it also gave me the freedom to write on many other subjects as well as the habit of gathering material, the discipline of meeting deadlines, and, after graduation from college six years later, a solid collection of published material that carried my name and was my passport to a series of writing jobs.
Today Aunt Myrtle is still an enthusiastic supporter of her “favourite niece”. Like a diamond, she has reflected a bright, multifaceted (多面的) image of possibilities to every pupil who has crossed her path.
【小题1】Which of the following did Aunt Myrtle do to the author during her childhood and youth?