摘要: impose vt. 把...加强(on),采用,利用

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PART FOUR WRITING
SECTION A
Directions: Read the following passage. Fill in the numbered blanks by using the information for the passage. Write NO MORE THAN 3 WORDS for each answer.
On 3 March 2009, a package of reforms about ATM charge designed to improve competition in the Australian ATM system came into effect. Specifically, the reforms have made it easier for new providers of ATM services to enter the market and have provided ATM owners with the freedom to charge customers for the use of ATMs. Furthermore, the reforms have increased the transparency of ATM fees by ensuring that the fee charged by the ATM owner is displayed prior(在…之前) to the transaction(交易) being finished, with the customer given the opportunity to cancel the transaction at no cost.
One element of the reforms is the removal of interchange fees that card issuers paid to ATM owners when cardholders used ATMs that did not belong to their financial institution. These fees were often passed on, with a huge profit, by card issuers to cardholders in the form of a “foreign fee”. With the removal of interchange fees, the cost to card issuers when their customers use an ATM belonging to another unit has fallen, reducing the need to charge “foreign fees”.
Following the reforms, an ATM owner can charge a cardholder directly for an ATM transaction. When the ATM owner charges such a fee, it must be disclosed before the cardholder withdraws the cash or makes a balance enquiry, and it doesn’t apply if the transaction is cancelled before completion. And an ATM owner could impose direct charges on all customers, including its own if it’s also a financial institution.
Before the reforms, an interchange fee was paid by the cardholder’s financial institution to the ATM owner whenever a “foreign” ATM transaction was undertaken. And now the interchange fee paid has been cancelled and, in line with this, foreign fees have also fallen. In some cases, including two of the major banks, foreign fees were reduced to zero.
Title:   71___________
I. Time of 72.         : on 3 March 2009
II. 73.         : to improve competition in the Australian ATM system
III. 74.          :
u Making it easier for new 75.          to enter the market
u Offering ATM owners the freedom to charge customers for 76.        
u 77. ________________ of ATM fees
u 78.____________that card issuers paid to ATM owners when cardholders used ATMs not belonging to their financial institution
u A cardholder: being charged directly for an ATM transaction
u An ATM owner: being able to 79.          on all customers
IV. 80.          of interchange fee:
u Before the reforms: often being charged by the cardholder’s financial institution
u After the reforms: having fallen and some being reduced to zero

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阅读下面短文,根据短文内容,回答问题。

  In most American cities, the rent for a one-bedroom apartment was $ 250 or more per month in recent years. In some smaller cities such as Louisville, Kentucky or Jacksonville, Florida the rent was less, but in larger cities it was more. For example, if you lived in Los Angeles, you had to pay $400 or more to rent a one-bedroom apartment, and the same apartment rented for $ 626 and up in Chicago. The most expensive rents in the US were in New York City, where you had to pay at least $ 700 a month to rent a one-bedroom apartment in most parts of the city.

  Renters and city planners are worried about the high cost of renting apartments. Many cities now have rent-control laws to keep the cost of renting now. These laws help low-income families who cannot pay high rents.

  Rent control in the United States began in 1943 when the government imposed (课税) rent controls on all American cities to help workers and the families of soldiers during World War II. After the war, only one city--New York--continued these World War II controls. Recently, more and more cities have returned to rent controls. At the beginning of the 1980s, nearly one fifth of the people in the United States lived in cities with rent-control laws.

  Many cities have rent-control laws, but why are rents so high? Builders and landlords blame rent controls for the high rents. Rents are high because there are not enough apartments to rent and they blame rent control for the shortage of apartments. Builders want more money to build more apartment buildings, and landlords want more money to repair their old apartment buildings. But they cannot increase rents to get this money because of the rent control laws. As a result, landlords are not repairing their old apartments and builders are not building new apartment buildings to replace the ole apartment buildings. Builders are building apartments for high-income families, not low-income families, so low-income families must live in old apartments that are in disrepair. Builders and landlords claim that rent-control laws really hurt low-income families.

  Many renters disagree with them. They say that rent control is not the problems. Even without rent controls, builders and landlords will continue to ignore low-income housing because they can make more money from high-income housing. The only answer, they claim, is more rent control and government help for low-income housing.

1.Which city had the highest rent for a one-bedroom apartment in America?

___________________________________________________________

2.When did the rent control begin in the United States?

___________________________________________________________

3.Why did the American government impose rent controls on all American cities in 1943 ?

___________________________________________________________

4.According to many renters, why do builders and landlords ignore low-income housing?

___________________________________________________________

5.In the opinion of builders and landlords, what is the real reason for the high rents?

___________________________________________________________

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Scores of farms across he country are opening up to overnight guests.The best have all the appeal of a first-rate inn(小旅馆) — plus here a moo, there a moo.
Sure, you and your kids have a plan for the theme parks.In the meanwhile, why not make a little hay(干草)? Farm stays are fast becoming the great American alternative to the pre-packaged vacation.
LIBERTY HALL FARM
Rochester, Vt.; 802/767-3926; www.libertyhillfarm.com.Adults $75, teens $50, kids 12 and under $35, including breakfast and dinner; shared baths.
Beth and Bob Kennett run a farm straight out of a storybook.You’ll find Beth in the kitchen, rolling out dough(生面团) for a pie.Bob’s busy with other work.Guests sleep in seven sunny bedrooms right in the farmhouse and can participate in any of the farm jobs.Maybe you and your kids won’t be up at 6 am to meet the milk truck, but you can help with the milking twice a day, collect eggs, and pick sweet corn and wild blackberries in season.
HULL-O FARM
Durham, N.Y.; 518/239-6950; www.hull-o.com; Adults $110, kids 10-14 $60, 5-9 $50, 2-4 $35, under 2 free, including breakfast and dinner; private baths.
It started in 1993 as a way to bring in some extra money at a time of falling milk prices.But soon after Frank and Sherry Hull opened their Catskill Mountains dairy farm to overnight visitors, they discovered they loved it.As you drive up, Sherry greets you on the porch(入口处) of the 1825 farmhouse with a cow-shaped cookie jar.Before long your kids are playing around with the cows, sheep, ducks, goats and getting ready for a hayride.
MERAMEC FARM CABINS
Bourbon, Mo.; 573/732-4765; http://www.wine-mo.com Doubles with private bath $75, $10 per additional person.Trail and riding fees extra.
Climb on the back of the Ford pick up and catch up with the herd.One gentle cow named Cricket will even let the kids sit on her back.At the barn(牲口棚) Carol will introduce you to the horses — 15 Missouri Fox Trotters — and lead you on a ride over the hills and down along the spring-fed Meramec River, where everyone swims.Grab a fishing pole and head back to the river.When you have your fill of the wild, try Carol and Dave’s favorite restaurants, within 20 miles of the farm.
【小题1】The underlined sentence in the first paragraph implies that _____.

A.you can enjoy the best cuisine at the first rate restaurant
B.some farms provide country experiences as well as good accommodations
C.farm work is hard, but you can enjoy it a lot, playing with the animals
D.if you want to hear a cow’s cry, please stay on a best farm
【小题2】We can learn from the three ads that ____.
A.Hull-O Farm was not built for overnight visitors
B.Frank and Sherry Hull run a farm out of a storybook
C.kids can sit on a gentle cow’s back on Hull-O Farm
D.you can’t milk a cow if you get up late on Liberty Hill Farm
【小题3】The Browns have a 13-year-old son and 11-year-old daughter.If they stay on Liberty Hill Farm for one night, how much will they pay?
A.$175.B.$220.C.$235.D.$250.
【小题4】Who will be most likely interested in the webpage?
A.Kids who want to find pleasure in the theme parks.
B.People who expect to be employed on the farm.
C.Those who plan to have family vacations on working farms.
D.Researchers who are interested in raising cows on farms.

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