Banks are not ordinarily prepared to pay out all accounts(账，账户); they rely on depositors (储户) not to demand payment all at the same time. If depositors should come to fear that a bank is not safe, that it cannot pay off all its depositors, then that fear might cause all the depositors to appear on the same day. If they did, the bank could not pay all accounts. However, if they did not all appear at once, then there would always be enough money to pay those who wanted their money when they wanted it. Mrs. Elsie Vaught has told us of a terrifying bank run that she experienced. One day in December of 1925 several banks failed to open in a city where Mrs. Vaught lived. The other banks expected a run the next day, and so the officers of the bank in which Mrs Vaught worked as a teller had enough money on hand to pay off their depositors. The officers simply told the tellers to pay on demand. The next morning a crowd gathered in the bank and on the sidewalk outside. The length of the line made many think that the bank could not possibly pay off everyone. People began to push and then to fight for places near the tellers’ windows. The power of the panic atmosphere was such that two tellers, though they knew that the bank was quite all right and could pay all depositors, drew their own money from the bank. Mrs Vaught says that she had difficulty keeping herself from doing the same.

1.A bank run happens when _______.

　　 A. too many depositors try to draw out their money at one time　　

     B. a bank is closed for one or more days

　   C. there is  enough money to pay all its depositors at one time

　　 D. tellers of a bank take their own money from the bank　

2.The tellers in Mrs. Vaught’s bank were told to ________.

　　A. explain why they could not pay out all accounts

　　B. pay out accounts as requested

　　C. make the depositors believe that the bank was stand

　　D. pay out money as slowly as possible

3. According to the passage, the actions of the depositors of Mrs. Vaught’s bank were affected            mainly by the _______.

　A.　ease with which they could get their money

　B.　confidence  that Mrs. Vaught showed

　C.　confidence shown by other depositors of the bank

　D. failure of several other banks to open

Pairs, Jan. 11--- An armored (武装) car robbery last night ended in a wild gunbattle that two men dead and a hostage (人质) seriously wounded.

The drama (刺激的事件) began when an armored car carrying the contents of safety（储备）boxes to a bank was struck by a large truck, police said.

The bank guards were helpless when the robbers jumped out of the truck and tied them. The robbers used heavy tools and explosives (爆炸品) to break the armored car.

    A passing police car turned to look into the accident as the men were removing the contents of the armored car. Police said the three robbers fled on foot across a nearby highway.

    Stopping a private car driven by a teenaged girl, the three escaped for central Pairs with the police car in hot pursuit（追捕）.

A plain clothes policeman saw the car as it drove through the street of Lat in Quarter. The policeman tried to stop the car, but the thieves started shooting at him, witness (目击者) said.

The girl hostage tried to slip away. Just as she was crawling (爬出) away from the car, she was hit by a bullet. Police said she was out of danger at Central Hospital.

The gunmen gave up the car and got into a shop, pouring fire on more than 50 policemen that surrounded the building. After a wild gunbattle, police broke into the room. They only found two of the gunmen, both seriously wounded. The third thief was believed to have escaped with over $1.3 million in cash and jewellery.

The passage is about _____.

A. a gunbattle between the policeman and the government soldiers.

B. a bank robbery in Paris.

C. a group of gunmen's robbery of armored car in the streets.

D. how a teenaged girl got seriously wounded.

The robbers came       and they _____.

A. in a police car; stole the armed car.

B. in a truck; blasted (炸毁) the armored car.

C. in an armored truck; drove the money car away.

D. in an armored car; opened the armored car with heavy tools.

The three robbers escaped on foot across a nearby highway because_____.

A. a passing police car found them .

B. the explosives were too strong .

C. the contents of the armored car were too heavy .

D. the truck broke down .

A plain clothes policeman is ______.

A. not a policeman but a soldier .              B. not a policeman but a gunman .

C. a policeman but he doesn't wear a uniform .   D. a robber .

After a wild gunbattle, ______.

A. the robbers were shot dead.

B. the police got back what they wanted.

C. the police failed to get back what they wanted.

D. 50 policemen were killed and the robbers were seriously wounded.

A bank is the place ____they lend you an umbrella in fair weather and ask for it back when it begins to rain .

A. when????????? ????????????? B. that?????? ????????????? ????????????? ????????????? C. where??????? ????????????? ????????????? D. there??

Some people believe that a Robin Hood is at work, others that a wealthy person simply wants to distribute（分发）his or her fortune before dying. But the donator who started sending envelopes with cash to deserving causes, accompanied by an article from the local paper, has made a northern German city believe in fairytales（童话）.

The first envelope was sent to a victim support group. It contained ?10,000 with a cutting from the Braunschweiger Zeitung about how the group supported a woman who was robbed of her handbag; similar plain white anonymous（匿名）envelopes, each containing ?10,000, then arrived at a kindergarten and a church.

The envelopes keep coming, and so far at least ?190,000 has been distributed. Last month, one of them was sent to the newspaper’s own office. It came after a story it published about Tom, a 14-year-old boy who was severely disabled in a swimming accident. The receptionist at the Braunschweiger Zeitung opened an anonymous white envelope to find 20 notes of ?500 inside, with a copy of the article. The name of the family was underlined.

“I was driving when I heard the news,” Claudia Neumann, the boy’s mother, told Der Spiegel magazine. “I had to park on the side of the road; I was speechless.”

The money will be used to make the entrance to their house wheelchair-accessible and for a course of treatment that their insurance company refused to pay for.

“For someone to act so selflessly, for this to happen in such a society in which everyone thinks of himself, was astonishing,” Mrs. Neumann said. Her family wonder whether the donator is a Robin Hood character, taking from banks to give to the needy.

Henning Noske, the editor of the Braunschweiger Zeitung, said: “Maybe it is an old person who is about to die. We just do not know.” However, he has told his reporters not to look for the city’s hero, for fear that discovery may stop the donations.

1.The Braunschweiger Zeitung is name of _____.

A. a church       B. a bank  　　　C. a magazine      D. a newspaper

2.Which of the following is TURE about the donation to Tom?

A. The donation amounted to ?190,000.

B. The donation was sent directly to his house.

C. His mother felt greatly surprised at the donation.

D. All the money will be used for his treatment.

3.It can be inferred from the passage that      .

A. the donation will continue to come      

B. the donator is a rich old man

C. the donation comes from the newspaper

D. the donator will soon be found out

4.What would be the best title for the passage?

A. Money Is Raised by the Newspaper.

B. Unknown Hero Spreads Love in Envelopes.

C. Newspaper Distributes Money to the Needy.

D. Robin Hood Returns to the city.

   Banks are not ordinarily prepared to pay out all account; they depend on depositors(储户) not to demand payment all at the same time. If depositors come to fear that a bank is not sound, that it can not pay off all its depositors, then that fear might cause all the depositor to appear on the same day .If they did, the bank could not pay all accounts. However, if they did not all appear at once, then there would always be funds to pay those who wanted their money when they wanted it. Mrs Elsie Vaught has told us of a terrifying run on the bank that she experienced.

  One day in December of 1925, several banks failed to open in the city where Mrs Vaught lived. The other banks expected a run the next day, and so the officers of the bank in which Mrs Vaught worked as a teller(出纳员) had enough funds on hand to pay off as many depositors as might appear. The officer simply instructed the tellers to pay on demand. The next morning a crowd gathered in the bank and on the sidewalk outside. The length of the line made many believe that the bank could not possibly pay off everyone. People began to push and then to fight for places near the tellers’ windows. Clothing was torn, legs and arms broken, but the crowd continued for hours. The power of the panic atmosphere was so great that two tellers, though they knew that the bank was sound and could pay out all depositors, drew their own money from the bank. Mrs Vaught says that she had difficulty preventing herself from doing the same.

1. When would a bank run happen?

A. A bank is closed for one or more days.

B. Too many depositors attempts to draw out their money at the same time.

C. Other banks don’t have enough money.

D. Clerks of a bank take their own money out of the bank

2. The crowd in the bank and on the sidewalk gathered because of _________.

A. demand      B. hunger           C. doubt         D. anger

3. The basic cause of a run on the bank is __________.

A. loss of confidence    B. lack of enough funds

C. crowds of people     D. inexperienced tellers