Learning to save money when you're young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone needs. Many people—adults included—do not have a good sense of saving for the long run.

I have been lucky to learn this lesson early because I have had a grass-cutting business since I was 10 years old. Of the money I make I spend about 10 percent and save the other 90.

Making sure you save and don't spend too much is a good way to build up wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to grow. Young people should realize that their teenage years are a great time to begin saving.

At high school many parents pay for almost everything, so your expenses(花费) can be small. If you have a job, you should have fun with some of the money. But you should also save some so that it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, but also lose the interest you could have earned by saving it.

After high school, college is expensive and then "real" life begins, with expenses such as food and rent. If you can hold onto a good percentage(百分比)of the money you earn as a teen, going to college and buying a house will be much easier. ________________, the more time the money has to grow. If you are in your thirties without any savings, you will always have to struggle. The earlier you begin saving, the easier it is to create a nest egg.

Later in life it can be hard to start saving because general costs of living are more expensive and you may only have enough to pay your bills. If you want to buy a house and have a family, you need money to start with, which comes from saving.

Many say money cannot make you happy, and this is true. But money can help you to lead a secure life.

Saving early will mean you will have to work for fewer years when you are older. It will also allow you to spend time doing the things that you want to do.

In addition to this, it will mean you can live the way you want to without worrying.

76. What’s the best title of the passage?

                                                                  ___

77. Which sentence in the passage is the closest in meaning to the following one?

As long as you save early, you’ll do less work to live well at your old age.

                                                                      

78. Please fill in the blank in the passage with proper words or phrases to complete the sentence.(within 10 words)

                                                                      

79.  According to the passage, what do you think of saving? (within 30 words)

_____________________________________________________________        

 _____________________________________________________________       

80. Translate the underlined sentence into Chinese.

____________________________________________________________          

A 1.6-meter tall robot may soon become the best friend for lonely elderly people,as Chinese scientists are making the final sprint(冲刺)toward its market launch(市场投放),said a senior researcher on the robot project on Saturday.

“We are working on testing the exact functions and ways to reduce the cost in preparations for an expected market launch of the robot in two to three years,”said Li Ruifeng,a member of the project.  

He said the team hoped to reduce the cost so that the robot can be priced at 30,000 to 50,000 yuan,which is expected to be an affordable price for most of China’s better-off families.

The robot has been developed with the functions of fetching food,medicine,sounding alarms in case of water or gas leakage,sending texts or video images via wireless communications,and even singing a song or playing chess to entertain its masters.

Li said that the robot,developed independently in China, has technology at the same level as those in western labs.   

China set about the research of the robot in 2007,when it was listed as a national key project.It is backed by government funding(拨款).China has the world’s largest elderly  population with 159 million people over 60,accounting for 12 percent of its total population. According to a survey by the Ministry of Civil Affairs,more than 10 million caregivers and nurses are needed to attend(护理) the elderly population,as most of Chinese elderly prefer to live their retired(退休) lives at home.   

71.The passage mainly talked about_______ .

 A.the problems of Chinese elderly population

 B.the advantages of the robot caregivers

 C.the robot caregivers research for the elderly in China

D.the government’s attention to the elderly

72.The underlined word “backed” in the last paragraph means_______.

 A. supported   B.suggested   C.controlled    D.stopped

73.From the last paragraph we know that _______.

A.our government pays no attention to the elderly people

B.China has the world’s largest elderly population

C.Chinese elderly people prefer to be looked after by robot caregivers

D.robots are the best friends for the lonely elderly people

74.Which of the following is true according to the passage?

 A.Robot caregivers will appear in the market in 2 or 3 years.

 B.Robot caregivers can help elderly people do everything.

 C.The robot needs some technology from western labs.

 D.The robot is expected to be bought by every people.

75.The author wrote the passage to_______.

 A.advertise a robot caregiver to the elderly

 B.tell China elderly not to worry about their life  

 C.explain how robot caregivers work in the future

D.introduce a newly-developed robot caregiver

There were smiling children all the way. Charily they knew at what time the train passed their homes and they made it their business to stand along the railway, wave to complete strangers and cheer them up as they rushed towards Penang. Often whole families stood outside their homes and waved and smiled as if those on the trains were their favorite relatives. This is the simple village people of Malaysia(马来西亚). I was moved.

I had always traveled to Malaysia by plane or car, so this was the first time I was on a train. I did not particularly relish the long train journey and had brought along a dozen magazines to read and reread. I looked about the train. There was not one familiar face. I sighed and sat down to read my Economics.

It was not long before the train was across the Causeway and in Malaysia. Johore Baru was just another city like Singapore, so I was tired of looking at the crowds of people as they hurried past. As we went beyond the city, I watched the straight rows of rubber trees and miles and miles of green. Then the first village came into sight. Immediately I came alive; I decided to wave back.

From then on my journey became interesting. I threw my magazines into the waste basket and decided to join in Malaysian life. Then everything came alive. The mountains seemed to speak to me. Even the trees were smiling. I stared at everything as if I was looking at it for the first time.

The day passed fast and I even forgot to have my lunch until I felt hungry. I looked at my watch and was surprised that it was 3:00 pm. Soon the train pulled up(停车) at Butterworth. I looked at the people all around me. They all looked beautiful. When my uncle armed with a smile, I threw my arms around him to give him a warm hug (拥抱). I had never done this before. He seemed surprised and then his weather-beaten face warmed up with a huge smile. We walked arm in arm to his car.

I looked forward to the return journey.

66. The author expected the train trip to be_________

A. adventurous     B. pleasant      C. exciting      D. dull

67. What did the author remember most fondly of her train trip?

A. The friendly country people.         B. The mountains along the way.

C. The crowds of people in the streets.   D. The simple lunch served on the train.

68. Which of the following words can best take the place of the word "relish" in the second paragraph?

A. choose      B. enjoy      C. prepare for     D. carry on

69. Where was the writer going?

A. Johore Baru    B. The Causeway.   C. Butterworth   D. Singapore.

70. What can we learn from the story?

A. Comfort in traveling by train.         B. Pleasure of living in the country.

C. Reading gives people delight.         D. Smiles brighten people up.

                     

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