题目内容

If your parents take out a loan, remind themselves to make the payments on time. Otherwise it will become a negative record in their personal credit reports, which are playing an increasingly big role in people's daily lives. A story carried by Chongqing Morning Post in June, underlines this trend.

According to the report, a Chongqing student borrowed money from the bank to finance his university studies. After he graduated in 2005, he went to work in Shenzhen. Later, he wanted to buy a house using loans. But several banks turned down his loan applications. The reason was that he had not paid back 1,500 yuan he borrowed from a bank when he was at university.

A personal credit rating is becoming an essential “pass” in everyday life, as China establishes a nationwide credit database. Personal credit systems go back 150 years. In developed countries, enterprises and banks use them to decide whether or not to loan money or do other business with a person.

A credit report estimates the credit worthiness of an individual, a company, or even a country. It is an evaluation made by credit bureaus of a borrower's overall credit history and his or her ability to repay debt. A poor credit rating means a high risk of defaulting on a loan, and thus leads to the refusal of a loan by the lender.

Today in China, credit history in banks is the major content of a credit report. But in the future, reports will include information about the payment of telephone bills, water use fees, electricity and natural gas bills, and taxes, according to officials of the People's Bank of China, the central bank.

Personal information such as appearance, genetic data, fingerprints, blood type, disease history, ethnic identity, family and religious beliefs are not to be included in credit reports, according to a draft regulation on credit rating issued last year by the Sate Council. The authors of the draft have just finished soliciting(征求) public opinions.

The Credit Reference Center run by the People's Bank of China is in charge of developing a nationwide credit database. Credit reports for all people with bank transactions (交易)began in 2006.

A personal credit rating is important to the social and economic activities of a person. According to the draft, if you have a personal negative credit record, it will be kept for five years.

1.The author took the story as an example in order to ________.

A. warn us of the importance of our personal credit report

B. tell us the story of a Chongqing student

C. encourage us to use credits widely

D. inform us to apply for a loan at university

2.Credit reports will include the following except ________.

A. taxes B. telephone bills

C. water use fees D. genetic data

3.According to the passage, which of the following statements is TRUE?

A. Personal credit systems go back 150 years in China.

B. You can turn to the People's Bank of China for the information about your credit report.

C. Credit history in banks is the only content of a credit report.

D. Credit reports began in 2006 in China.

4.What's the best title for the passage?

A. A Credit Report Rating

B. Credit in China

C. Credit Really Counts

D. Credit Report Contents

练习册系列答案
相关题目

John opened the door . There _____ he had never seen before.

A. A girl did stand B. a girl stood

C. did a girl stand D. stood a girl

Nuclear power’s danger to health, safety, and even life itself can be summed up in one word: radiation.

Nuclear radiation has a certain mystery about it, partly because it cannot be detected by human senses. It can’t be seen or heard, or touched or tasted, even though it may be all around us. There are other things like that. For example, radio waves are all around us but we can’t detect them or sense them without a radio receiver. Similarly, we can’t sense radioactivity without a radiation detector. But unlike common radio waves, nuclear radiation is not harmless to human beings and other living things.

At very high levels, radiation can kill an animal or human being immediately by killing masses of cells in vital organs. But even the lowest levels can do serious damage. There is no level of radiation that is completely safe. If the radiation does not hit anything important, the damage may not be serious. This is the case when only a few cells are hit, and if they are killed immediately. Your body will replace the dead cells with healthy ones. But if the few cells are only damaged, and if they reproduce themselves, you may be in trouble. They can grow into cancer. Sometimes this does not show up for many years.

This is another reason for some of the mystery about nuclear radiation. Serious damage can be done without the victim being aware at the time that damage has occurred. A person can be irradiated（辐射）and feel fine, then die for cancer five, ten, or twenty years later as a result. Or a child can be born weak as a result of radiation absorbed by its parents.

Radiation can hurt us. We must know the truth.

1.What is the main idea of the passage?

A. How radiation kills a man.

B. How to detect nuclear radiation.

C. The mystery about nuclear radiation.

D. Serious harm caused by nuclear radiation.

2. Which statement about nuclear radiation is true?

A. It is just like common radio waves.

B. It can be harmless if its level is low.

C. It can be detected by human senses.

D. It can cause cancer to human beings.

3. How can nuclear radiation kill an animal?

A. By damaging its heart.

B. By stopping it breathing.

C. By killing many cells in key organs.

D. By destroying its brain.

4. If a man is hit by nuclear radiation, he may _______.

A. die of cancer after many years B. die immediately

C. have a child who may be born weak D. all of the above

The word addiction usually makes you think of alcohol or drugs. 1. Some people are compulsive (难以自制的) shoppers. Others find it impossible to pull themselves away from their work. Still others spend countless hours watching TV or playing computer games.

2. Many people enjoy going to markets or stores more and more every day, but it’s more than a common hobby for some of them. They have turned into shopaholics. They are people who simply enjoy shopping and walking around spending money without being able to stop doing it. They are so interested in shopping that they usually buy things they don’t need. Even though they don’t have enough money, they buy everything they want.

The question is why they have this addiction. There isn’t a specific answer. Some people go shopping when they are sad, worried, upset or lonely. 3. Shopaholics say that they feel more important and better after they buy something. They also tend to have this addiction when they feel guilty.

4. Some of them can be psychological. If this is the case, people addicted to shopping should go to a support group to help them break this habit. However, the process, like for most addictions, is long, and they suffer a lot. It can also cause financial problems. They just think about satisfying their feelings, so they spend money they don’ t have. 5.

A. Once you are addicted to alcohol or drugs, it is difficult to get rid of.

B. Over the years, shopping has become a very common activity.

C. They use this activity as a way to forget their problems.

D. However, in modern-day society we are seeing some new kinds of addictions.

E. People addicted to computer games consider the games as great ways to amuse themselves.

F. They get deep in debt, and can even go bankrupt (破产) and get sent to prison.

G. Shopaholism seems to be a harmless addiction, but it can bring out problems.

Last year, my brother and I went to Miami for a vacation. Some of my friends who had been there before said1.___ was a wonderful holiday destination. Before we went, we had planned for months. When the day came, we were ready.

After our plane landed, we went to the hotel. We had made our reservation six months_2.____ （early）, but the man at the front desk said there had been a mistake. We 3._____（tell）that our rooms hadn’t been reserved for that week, 4.___ for the week after. I didn’t understand 5.___ this would happen. What’s worse, the hotel had been fully booked. When we were wondering what to do, the manager came out. She was6._____（surprise）helpful. She apologized for the mistake and gave us a spare VIP room on 7.____ top floor. We had never stayed in such an 8.____(amaze) room, and we weren’t charged extra.

The next day, my brother and I went to the beach9.____ we watched some people play volleyball. We got a little10.____（sunburn），but the day had been so relaxing that we didn’t mind.

In a small village, there lived a potter(陶工）who had a donkey. Every day his donkey would carry soil 1. the field to his house. As the field was quite far off, the potter forgot 2. (take) the rope with which he tied the donkey every day, so he decided to lie down holding the donkey’s ears while sleeping. But this way, neither the donkey 3. the potter was able to take a rest. A saint(圣人）， 4. happened to be passing by, saw them. When the potter told the saint5. the problem was, the saint said, “Take the donkey to the place where you tie him every day. Pretend to tie him using 6. imaginary rope. I promise you he won’t run away.” The potter did so.

He left the donkey and went to take a rest. When he 7. (wake) up, to his surprise and relief, he found the donkey 8. (stand) at the same place.

Soon the potter prepared to leave for home. But the donkey did not move. 9. (luck), the potter saw the wise saint again and told him about the problem.The saint said, “You tied up the donkey, but did you untie(松开）him? Go and pretend to untie the rope.” The potter followed the saint’s advice with 10. (please).

Now the donkey was ready to leave for home. The potter went home happily with his donkey.

I used to go camping a lot, so it wasn’t the first time I ______ in a tent.

A. will sleep B. would sleep

C. had slept D. have slept

Severely disabled people may soon be able to use their noses to write, drive a wheelchair or surf the Internet, thanks to a device (装置) developed by doctors in Israel.

The device will be used by breathing in and out through the nose, according to a study. Healthy people who tested the device quickly learned to play computer games and write sentences by sniffing. Encouraged by the results, the researchers decided to test their device on people who are paralyzed (瘫痪) but whose intelligence remains normal. Ten paralyzed who tested the device quickly learned to use their noses to write words, open a webpage, copy words and put them into a search engine.

With their success in helping severely disabled people to communicate * the researchers decided to make use of the new technology to design an electric wheelchair to be driven by sniffs.

Ten healthy people easily mastered sniff—driving a wheelchair through a maze (迷宫), and a 30-year-old man who had been paralyzed from the neck down for six years was as good a sniff-driver as the healthy participants at his second attempt. In other words, a paralyzed person could use the sniff controller to drive an electric wheelchair.

At the moment, sniff-controlled technology is still in the stage of development, and the Weizmann Institute has already applied for a patent on the device. "Ill be very happy if it can help us to make money, but the real problem is that I hope someone will develop it, because this would help a lot of people," said Sobel, one of the lead researchers of the study.

1. What’s the purpose of the passage?

A. To introduce a new invention.

B. To equip the disabled with life skills.

C. To show the nose's special functions.

D. To instruct doctors to apply for a patent.

2. In the test, the paralyzed people with normal intelligence can use their nose to ______.

A. type long sentences quickly

B. play computer games easily

C. enter a website without much difficulty

D. communicate with others successfully

3.With the help of the sniffing device, a 30-year-old disabled man ______.

A. spent six years learning how to drive a wheelchair

B. failed to drive through the maze at his first attempt

C. took the wheelchair controlled by healthy participants

D. managed to drive an electric wheelchair by sniffing

4. From the last paragraph, we can infer that the sniff-controlled technology ______.

A. will be applied to other fields of research

B. needs further developing to serve more people

C. has become an important patented invention

D. shows the wisdom and talents of Israel doctors

The lack of health facilities and necessary protection for medical workers partly ______ the epidemic (蔓延) of Ebola.

A. accounted for B. headed for

C. called for D. sent for

违法和不良信息举报电话：027-86699610 举报邮箱：58377363@163.com

精英家教网