题目内容
An allowance is an important tool for teaching kids how to budget, save and make their own decisions. Children remem??ber and learn from mistakes when their own dollars are lost or spent foolishly.
How large an allowance is appropriate? Experts say there is not right amount. Actual amounts differ from region to re??gion, and from family to family.
To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment expenditures such as movies and snacks. Next, include everyday expenses such as lunch money, bus fare, school supplies. "If you make the child responsible for these ‘ ills’," says Josephine Swanson, a consumer specialist, " he or she will learn to budget for nec??essary expenditures."
Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peers’ can feel left out.
It can be tough, but avoid excusing your children when they make a mistake with their allowance. When Brooke Ste??phens was ten and growing up in Jacksonville, her mother gave her $5 a week, $1.75 of which was for bus fare and lunch." If you lose your money," Brooke’s mother told her, "you walk home."
One week the girl spent all her allowance in a candy store, then she called home for a ride. " Mom made me walk home," recalls Stephens, now a financial planner in Brook??lyn. " At first I was angry. But I finally realized that she was trying to teach me an important lesson. "
Experts advise that an allowance should not be tied di??rectly to a child’s daily chores. Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home, which can develop his or her initiative.
63. Which of the following is the possible title of the passage?
A. How to develop a child’s initiative.
B. How to work up an amount of pocket money.
C. How to teach a child to save money.
D. How to teach a child about money.
64. It can be inferred from the passage that if a child is given an allowance, he or she may ________.
A. spend all the money very soon
B. be spoiled and finally ruined
C. feel responsible and careful about money
D. lost the money and can not return home
65. In Paragraph 4, the words “his peers” refer to ________.
A. his parents B. his teachers C. his financial experts D. his friends
66. The author implies in the passage that ________.
A. paying children for their housework is no good
B. a child’s initiative can be developed if he or she is paid for all the housework
C. children may feel lost and lonely if they have no pocket money
D. children may learn to put aside some money if they are given a great amount of pocket money
63---66 DCDA
“Few things help an individual more than to place responsibility upon him，and let him know that you trust him.” These words are from the black American educator，Booker Washington. He was saying that，“If you want people to grow up，you have to stop treating them like children.”
In America，families are close but children are encouraged to be independent，to make their own decisions，even at a very early age. It’s not unusual for a child of seven to be given an allowance (津贴) every week. The child is encouraged to save some of the money but he or she can spend it on whatever they choose，for example，buying clothes，school supplies or CDs. Some teenagers even have their own credit cards！That’s a big responsibility since even adults are tempted to overspend when they have credit cards（信用卡）.
From an early age，American children are asked for their opinions and they are included in family decisionmaking. At the dinner table，teenagers will be listened to on any topic，from politics to buying a new family car or where the family will go on vacation. In this way，teenagers are getting practice in becoming individuals：they are learning how to stand on their own two feet.
Many Chinese young people are becoming almost as interested as American teens in searching for independence. They want to express those qualities that make them unique human beings. You can see this in the way they dress，the music they listen to and the friends they choose.“Super Girl” Li Yuchun caught the imagination of Chinese t
eenagers on the “Super Girl” television contest. She was not the traditional “nice，young Chinese girl”．With her short，spiky hair and boylike clothes，she was telling everyone that she was different. She had the courage to be her own person and to stand on her own two feet...and she won!
There is an old saying，“Everyone should carefully observe which way his heart
draws him and then choose that way with all his stre
ngth.” If you do this，step by step，over a period of time，you may find that you have become the person you always wanted to be.
【小题1】
The passage is intended to encourage the youth to________.
| A．save money for useful things | B．become independent |
| C．express their great ambitions | D．make important decisions |
A child of seven is given an allowance so that he can______.
| A．be accepted as a popular guy | B．learn to decide how to use money |
| C．overspend money without care | D．have school supplies of his own |
The author implies that many Chinese children________.
| A．are more independent than Americans |
| B．should become interested in America |
| C．are happy with their present situation |
| D．are not satisfied to be nice，quiet ones |
The main idea of the last paragraph is________.
| A．that we should do things step by step |
| B．why we should understand our desires |
| C．what we should plan for our own life |
| D．how we can manage to realize our dreams |