Every year, thousands of new high school graduates pack their bags, move to new cities, and sign papers accepting loans, the money borrowed from a bank or lenders etc, which they might not be able to pay back. Without proper education on personal finance, especially as it relates to paying for college, young adults are guided into improper loan plans that result in years of debt after graduation. In order to set students up to succeed financially, it is important to educate students and parents on their financial options before school in the fall. The best way to support families heading for college is to require that every high school student take a personal finance class before graduation. This will help smooth the transition into adulthood.

The average student takes out at least one loan to cover the costs of their education each year. In 2014 the average student graduating from college carried a negative balance of about $20,000 in debt, which often spread over multiple lenders. Upon graduation, students rarely know exactly how much money they owe, and even though they are in the state of being unable to pay their debts, they cannot wipe out student loans. These students spend much of their adult lives paying off the gradual increasing debts.

A personal finance course would teach students how to manage their income and expenditures, while helping to significantly reduce the amount of debt students carry into adulthood. By teaching students how to save money and live within their means, this course will provide the next generation with a foundation to progress financially. Students choosing to get a job straight out of high school would also benefit from finance education for these very reasons. With education on how to manage their finances, all young people will have the knowledge to make healthy decisions, leading them to improve good credit and purchase needed items like cars and homes with skill and confidence.

While not every young person makes financial mistakes, those who do can face years of difficulty trying to get their finances back under control. Rather than help them through these hard times when they happen, we should try to prevent them from happening at all. Making the completion of personal finance coursework a requirement for graduation would ensure that young people are at least aware of the basics of preserving a financial stability.

1.After graduation from college, many young people ________.

A. struggle to support their families

B. spend years paying off their debts

C. get through the hard times smoothly

D. are able to manage their own finances well

2.What is the third paragraph mainly about?

A. Ways to improve financial credits.

B. Advantages of taking a finance course.

C. Skills of balancing income and expenditures.

D. Introduction to the education on personal finance.

3.Having financial knowledge, high school students are probably able to ________.

A. smooth their way for college

B. get out of their financial trap

C. free from the cost of their college education

D. avoid the risk of the future financial trouble

4.The main purpose of the passage is to ________.

A. inform and explain

B. argue and persuade

C. analyze and evaluate

D. discuss and examine

根据短文内容,从短文后的选项中选出能填入空白处的最佳选项。选项中有两项为多余选项。

How To Study English In China

English is obviously not the native language in China. Although many Chinese want to improve their English level to the amount needed in daily work, it’s very hard when only a few people speak English around them. 1. Here are a few tips that might help.

Join a school with native teachers to guide you.

2.The more exposure you can get to these foreign teachers, the faster and better you’re going to learn English. If a school doesn’t give students maximum exposure to native English speakers’ classes, find one that does.

Read English daily.

This means using websites that are permitted in China, accessing English texts, newspapers and books. Read short stories in English. When you come across words you don’t know write them down immediately. 3.

Find some English speakers.

Spend time with them and share conversations. There is nothing better for learning any language than finding native speakers of the language to practice with. When you speak, you are practicing every aspect of the language(except writing) in the most efficient way possible.

Memorize vocabulary.

Write new words in a notebook every week, with English definitions and a sample sentence, not a Chinese translation. 4. Carry it with you everywhere you go. Even if you have a question about something that you see and you don’t know the English word, write it down in your own language with the plan to look it up later and learn that word in English.

5.English is not well controlled by grammar rules. For every rule, there is an exception to that rule. Your time will be better spent in watching movies and learning from them than studying grammar for long hours. Find someone to write emails in English to or write a dairy every day.

There are many other ways to improve your English. Come on!

A. Learn to write.

B. Watch an English film once a month.

C. What can you do to study more English?

D. There are many English speakers in China.

E. You can do this by writing in your notebook.

F. Follow a soap opera, comedy or radio program or TV drama.

G. You should be carrying a notebook with you everywhere you go just to write down something important.

If you are a traditional traveller who believes cameras are irreplaceable,here are some things you should pay attention to when looking for the perfect camera.

Sensor size

Along with the megapixel (百万像素) count,the size of the sensor dictates the general image quality as well as the camera's performance in low light. It also determines whether the camera can electronically put the details it captures bigger enough to see—which is what makes the pictures not clear enough to see when you view the photos on a bigger screen.

Portability

“The important thing is that the camera isn't too big or heavy,and that you have a good zoom (变焦距镜头) range for both wide-angle and telephoto shots (远距摄影照片),”Atherton told CNN.A good choice would be a slim,light pocket camera with a high-qualified built-in optical zoom. “These are very popular for travel as they are light,but built with a telephoto lens that can zoom up to 60 times,” Atherton said.

Zoom and shutter (快门) speed

For action or crowd shots,a fast shutter speed is a key factor. “When dealing with anything that's active—wildlife or people in action on the street—faces change within a tiny part of a second,” said Arnold,“a fast shutter speed is helpful in shooting the several hundred photos you might need to get that single winning shot.”

1. According to Atherton,what isn't a requirement for an ideal camera?

A.Portable shape.

B.Wide-ranged zoom.

C.Good telephoto lens.

D.Reasonable sensor size.

2.What will contribute to a satisfactory photo of a running lion in the wild?

A.The sensor size. B.The zoom range.

C.The shutter speed. D.The megapixel.

3.Which of the following can be the best title of the passage?

A.How to choose ideal travel cameras?

B.How to put a camera into good use?

C.A fashionable camera—up for sale

D.A high-quality camera—a modern life's must

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