Question

【题目】 If your parents will retire soon, to live comfortably in retirement, you need to persuade them to save until it hurts. 【1】They may think they can't afford to save or fear losing money to had investments （投资）,but they have to overcome those fears, because a financially （财政上）secure future will be up to them.

They can start by saving as little as $10 a paycheck or putting away half their next rise. A small amount of money can produce massive amounts of wealth over time. 【2】

People used not to worry about saving for their later years because many had pensions, and they didn't live as long as people do now. But they can no longer count on their employers, partly because the employers might not he able to afford their pensions, and most people don't stay with one employer. 【3】 Consequently, they should depend on themselves for retirement.

【4】 You can advise them to start by contributing 1% of their pay. If the 1% contribution hurts, then they can slay at that level until it doesn't hurt any more. If it doesn't hurt, then increase their contribution（by another 1%.）Do that until it hurts.

【5】They just ask for a small cup of coffee instead of a large cup in the coffee house or they can try to skip drinking soda daily at lunch. In time they will benefit a lot from today's’ efforts when they retire.

A.They can start small.

B.The key is getting started.

C.But believe you can make it.

D.Many people change jobs every few years.

E.It's easy to cut a dollar a day from most budgets.

F.People give lots of excuses for not saving for retirement.

G.Some seniors are confident that they will be supported by their children.

Answer 1

【答案】

【1】F

【2】B

【3】D

【4】A

【5】E

【解析】

这是一篇说明文。通过实例来阐述养老金的储存方法、老人对养老金储存的看法以及给老人提出的建议和储存的结果给予说明。

【1】

此空格前后文归纳如下：如果你父母将很快就会退休，你需要说服他们储蓄以便到时候会受到没有养老金的伤害。后文则说，他们也许认为他们付不起储蓄或担心投资的钱财损失。They may think they can't afford to save or fear losing money to had investments （投资）。这说明他们不储蓄的理由或者说是借口很多。故F选项：People give lots of excuses for not saving for retirement人们为退休不储蓄找了很多借口。这和文意切合。故选F。

【2】

此空格前面的大意是：他们可以以每次10美元的账单来储蓄开始，或者是每次将比上次多出一半的钱存起来。一段时间后，少量的钱可以产生大量的财富积累。那么接下来要做什么呢？就是要开始储蓄。也就是要行动起来。这与本段开头they can start by saving…,他们可以以……开始。故选项B：The key is getting started.“关键是要开始行动。”与文意切合。故选B。

【3】

空格前面一句话点明所要的线索：绝大多数人都不会在一直为一个老板工作，即他们经常更换工作，后句给的线索是：他们应该依靠自己养老。既然自己养老，那就需要自己存储钱财以便不时之需。综合这两条线索可以得知多数人不会在一个老板手下工作很长时间，因此，他们经常换工作。故D选项：Many people change jobs every few years.许多人每隔几年就更换工作。这与文意切合。故选D。

【4】

空格后面的句子为线索：你可以建议他们以他们的工资报酬的1%为起始点开始存储。证明这是很小一笔钱，这与A选项：They can start small.“他们可以以小数目开始存储。”切合。故选A。

【5】

空格后面的内容为线索：They just ask for a small cup of coffee instead of a large cup in the coffee house or they can try to skip drinking soda daily at lunch.他们只是要求喝一小杯咖啡而不是一大杯，或者说他们可以尝试午餐时不喝碳酸饮料。从这里可以看出作者是在说每天节约一点点预算就可以benefit a lot from today's’ efforts when they retire.在退休时受益良多了。故与预算有关的选项E：It's easy to cut a dollar a day from most budgets.从大多数预算中很容易就能节省出一美元来。切合文意。故选E。