题目内容
China Merchants Bank Co Ltd has teamed up with ride-hailing major Didi Kuaidi to provide automobile financing and expand its reach in China’s booming mobile payment industry.
The two have inked a comprehensive partnership, which includes a strategic investment by the former in the latter. Under the partnership, CMB will become the first bricks-and-mortar bank that can offer in-app credit card payments to Didi users. At present, users of Didi can only choose third-party payment solutions like WeChat Payment and Alipay to pay cab fares.
Zhao Ju, vice-president of CMB, said the cooperation with Didi was an important step in its mobile Internet finance strategy. “CMB’s mobile payment is going to enter a new chapter by leveraging Didi Kuaidi’s vast user base,” he said.
According to a report by China Internet Network Information Center earlier this month, Didi holds 87.2 percent of China’s private car hailing market. The company said it has received 1.43 billion car-hailing requests on its platforms in 2015, which means 1.43 billion payments were made via smartphones.
CMB is expected to use Didi to reach the core users of China’s mobile payment market. Jean Liu, president of Didi, said many of the expats prefer payment by credit card rather than Alipay or WeChat. “The new partnership will help improve service quality and customer loyalty,” she said. The investment makes CMB part of Didi’s existing investors, including Tencent Holdings Ltd, Alibaba Group Holding Ltd and China Investment Corporation. Both of the companies declined to reveal the actual amount of the investment.
Liu, who showed up on Tuesday for the first time in public after her treatment for breast cancer, said the cooperation with CMB is for the long run and “the capital investment is only part of it”.
Under the partnership, CMB and Didi will cooperate on a wide range of initiatives on financial services and online-to-offline cooperation. Apart from the in-app credit card payments, the two companies are going to launch joint credit cards in late February and automobile financing services for Didi’s car owners. CMB’s branches across China are expected to help Didi recruit more drivers.
“There is a lot of room for imagination in our partnership,” Li said, adding in future people may use their CMB credit card reward points to pay for the ride on Didi.
Li Chao, an analyst with iResearch Consulting Group, said the partnership may not significantly boost CMB’s mobile payment business. “Didi has educated the market for three years and its customers have formed the habit of paying by WeChat or Alipay. So I think CMB can only turn a very smart proportion of Didi users into its payment customer,” he said. “But the move shows that China’s traditional banking industry is finally thinking out of the box and looking for outside partners in Internet finance competition,” he said.
Statistics from Big-Data Research showed that more than 90 percent of China’s 9.3 trillion yuan ($1.41 trillion) worth of third party mobile payment market is donated by Alibaba and Tencent.
1.Which of the following is not the purpose of CMB’s cooperation with Didi?
A. CMB is expected to use Didi to reach the core users of China’s mobile payment market.
B. Through the cooperation with Didi, CMB will help improve service quality and customer loyalty.
C. CMB will launch joint credit cards with Didi to expand its service.
D. CMB will turn a very large proportion of Didi users into its payment customer.
2.What can be inferred from the passage?
A. CMB’s mobile payment is going to enter a new chapter.
B. China’s traditional banking industry is facing fierce Internet finance competition.
C. CMB and Didi will have an online-to-offline cooperation.
D. The majority of Didi users will pay by CMB in-app credit card.
3.What’s Li Chao’ attitude towards the partnership between CMB and Didi?
A. cautious. B. positive.
C. indifferent. D. disapproving.
4.The main idea of this passage is that ________.
A. CMB develops partnership with Didi Kuaidi
B. CMB is looking for outside partners in Internet finance competition
C. Didi Kuaidi is going to enter a new chapter
D. Alibaba and Tencent dominate the mobile payment market
新课标同步训练系列答案
一线名师口算应用题天天练一本全系列答案Nowhere is the place you never want to go. It’s not on any departure board, and though some people like to travel so far off the motherland that it looks like Nowhere, most wanderers ultimately long to get somewhere. Yet every now and then—if there’s nowhere else you can be and all other options have gone—going nowhere can prove the best adventure around.
Nowhere is entirely uncharted; you’ve never read a guidebook entry on it or followed others’ suggestions on a train ride through its suburbs. Few YouTube videos exist of it. Moreover, it’s free from the most dangerous kind of luggage, expectation. Knowing nothing of a place in advance opens us up to a high energy we seldom encounter while walking around Paris or Kyoto with a list of the 10 things we want—or, in embarrassing truth, feel we need—to see.
I’ll never forget a bright January morning when I landed in San Francisco from Santa Barbara, just in time to see my connecting flight to Osaka take off. I hurried to the nearest airline counter to ask for help, and was told that I would have to wait 24 hours, at my own expense, for the next day’s flight. An unanticipated delay is exactly what nobody wants on his schedule. The airline didn’t answer for fog-related delays, a gate agent declared, and no alternative flights were available.
Millbrae, California, the drive-through town that encircles San Francisco’s airport, was a mystery to me. With one of the world’s most beautiful cities only 40 minutes to the north, and the unofficial center of the world, Silicon Valley, 27 miles to the south, Millbrae is known mostly as a place to fly away from, at high speed.
It was a cloudless, warm afternoon as a shuttle bus deposited me in Millbrae. Locals were taking their dogs for walks along the bay while couples wandered hand in hand beside an expanse of blue that, in San Francisco, would have been crowded with people and official “attractions.” I checked in to my hotel and registered.
Suddenly I was enjoying a luxury I never allow myself, even on vacation: a whole day free. And as I made my way back to my hotel, lights began to come on in the hills of Millbrae, and I realized I had never seen a sight half so lovely in glamorous, industrial Osaka. Its neighbor Kyoto is attractive, but it attracts 50 million visitors a year.
Who knows if I’ll ever visit Millbrae again? But I’m confident that Nowhere will slip into my schedule many times more. No place, after all, is uninteresting to the interested eye. Nowhere is so far off the map that its smallest beauties are a discovery.
The Unexpected Joys of a Trip to Nowhere | |
Passage outline | Supporting details |
Introduction to Nowhere | ●Although many choose to travel beyond the 1., they actually hope to get somewhere. ●Getting nowhere can be the best adventure when we are2. out of options. |
3. of Nowhere | ●You don’t have to be 4. on a guidebook entry or others’ advice. ●With limited information of a place and little expectation, we will encounter a 5. high energy that doesn’t exist when visiting Paris or Kyoto. |
The author’s experience of getting nowhere | ●The airline wasn’t 6. for unexpected delays and there were no alternative flights available. ●He decided to visit the mysterious Millbrae,7. between San Francisco and Silicon Valley. ●He 8. to enjoy such a luxurious and free time in big cities before. |
Conclusion | ●Though 9. about whether to visit Millbrae again, Nowhere will be included in his schedule. ●Nowhere is entirely uncharted with its beauties to be 10.. |